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AMERISERV FINANCIAL INC（ASRV）与Peraso Inc.（PRSO）财务数据对比。点击上方公司名可切换其他公司
AMERISERV FINANCIAL INC的季度营收约是Peraso Inc.的1.4倍（$3.9M vs $2.9M），AMERISERV FINANCIAL INC净利率更高（36.9% vs -43.3%，领先80.3%），AMERISERV FINANCIAL INC同比增速更快（2.4% vs -22.0%），过去两年Peraso Inc.的营收复合增速更高（1.0% vs -46.6%）
Ameriserv Financial Inc.是总部位于美国宾夕法尼亚州的区域金融服务控股公司，主要为当地个人消费者及中小企业提供零售与商业银行业务，包括存款、各类贷款及财富管理解决方案。
Peraso Inc.是一家半导体技术企业，专注于设计和生产高性能毫米波（mmWave）集成电路与模块，为电信基础设施、工业物联网、固定无线接入及消费电子领域提供5G及下一代无线连接解决方案，服务全球多个地区的客户。
ASRV vs PRSO — 直观对比
营收规模更大
ASRV
是对方的1.4倍
$2.9M
营收增速更快
ASRV
高出24.4%
-22.0%
净利率更高
ASRV
高出80.3%
-43.3%
两年增速更快
PRSO
近两年复合增速
-46.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.9M | $2.9M |
| 净利润 | $1.4M | $-1.2M |
| 毛利率 | — | 52.2% |
| 营业利润率 | 43.0% | -44.6% |
| 净利率 | 36.9% | -43.3% |
| 营收同比 | 2.4% | -22.0% |
| 净利润同比 | 62.2% | 20.3% |
| 每股收益（稀释后） | $0.09 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASRVPRSO
| Q4 25 | $3.9M | $2.9M | ||
| Q3 25 | $15.4M | $3.2M | ||
| Q2 25 | $14.5M | $2.2M | ||
| Q1 25 | $14.1M | $3.9M | ||
| Q4 24 | $3.8M | $3.7M | ||
| Q3 24 | $13.1M | $3.8M | ||
| Q2 24 | $13.2M | $4.2M | ||
| Q1 24 | $13.7M | $2.8M |
净利润ASRVPRSO
| Q4 25 | $1.4M | $-1.2M | ||
| Q3 25 | $2.5M | $-1.2M | ||
| Q2 25 | $-282.0K | $-1.8M | ||
| Q1 25 | $1.9M | $-471.0K | ||
| Q4 24 | $889.0K | $-1.6M | ||
| Q3 24 | $1.2M | $-2.7M | ||
| Q2 24 | $-375.0K | $-4.4M | ||
| Q1 24 | $1.9M | $-2.0M |
毛利率ASRVPRSO
| Q4 25 | — | 52.2% | ||
| Q3 25 | — | 56.2% | ||
| Q2 25 | — | 48.3% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 56.3% | ||
| Q3 24 | — | 47.0% | ||
| Q2 24 | — | 55.5% | ||
| Q1 24 | — | 46.4% |
营业利润率ASRVPRSO
| Q4 25 | 43.0% | -44.6% | ||
| Q3 25 | 20.0% | -36.8% | ||
| Q2 25 | -2.4% | -80.0% | ||
| Q1 25 | 17.0% | -13.3% | ||
| Q4 24 | 28.2% | -44.3% | ||
| Q3 24 | 10.8% | -70.3% | ||
| Q2 24 | -3.7% | -105.6% | ||
| Q1 24 | 17.4% | -128.9% |
净利率ASRVPRSO
| Q4 25 | 36.9% | -43.3% | ||
| Q3 25 | 16.5% | -37.4% | ||
| Q2 25 | -1.9% | -82.4% | ||
| Q1 25 | 13.6% | -12.2% | ||
| Q4 24 | 23.3% | -42.4% | ||
| Q3 24 | 9.0% | -70.6% | ||
| Q2 24 | -2.8% | -104.4% | ||
| Q1 24 | 13.9% | -72.1% |
每股收益（稀释后）ASRVPRSO
| Q4 25 | $0.09 | $-0.09 | ||
| Q3 25 | $0.15 | $-0.17 | ||
| Q2 25 | $-0.02 | $-0.31 | ||
| Q1 25 | $0.12 | $-0.10 | ||
| Q4 24 | $0.05 | $0.36 | ||
| Q3 24 | $0.07 | $-0.98 | ||
| Q2 24 | $-0.02 | $-1.88 | ||
| Q1 24 | $0.11 | $-1.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $119.3M | $4.6M |
| 总资产 | $1.5B | $6.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASRVPRSO
| Q4 25 | — | $2.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.3M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $1.9M | ||
| Q1 24 | — | $2.4M |
股东权益ASRVPRSO
| Q4 25 | $119.3M | $4.6M | ||
| Q3 25 | $114.6M | $3.6M | ||
| Q2 25 | $110.9M | $3.0M | ||
| Q1 25 | $110.8M | $3.6M | ||
| Q4 24 | $107.2M | $3.5M | ||
| Q3 24 | $108.2M | $2.0M | ||
| Q2 24 | $103.7M | $3.6M | ||
| Q1 24 | $103.9M | $6.7M |
总资产ASRVPRSO
| Q4 25 | $1.5B | $6.1M | ||
| Q3 25 | $1.5B | $6.2M | ||
| Q2 25 | $1.4B | $5.5M | ||
| Q1 25 | $1.4B | $6.7M | ||
| Q4 24 | $1.4B | $7.2M | ||
| Q3 24 | $1.4B | $7.2M | ||
| Q2 24 | $1.4B | $9.8M | ||
| Q1 24 | $1.4B | $11.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | $-1.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.21× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASRVPRSO
| Q4 25 | $3.2M | $-1.1M | ||
| Q3 25 | $1.4M | $-1.5M | ||
| Q2 25 | $-62.0K | $-2.0M | ||
| Q1 25 | $599.0K | $-966.0K | ||
| Q4 24 | $2.7M | $-687.0K | ||
| Q3 24 | $-235.0K | $-683.0K | ||
| Q2 24 | $1.7M | $-659.0K | ||
| Q1 24 | $-2.2M | $-2.5M |
自由现金流ASRVPRSO
| Q4 25 | — | — | ||
| Q3 25 | — | $-1.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ASRVPRSO
| Q4 25 | — | — | ||
| Q3 25 | — | -48.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ASRVPRSO
| Q4 25 | — | — | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ASRVPRSO
| Q4 25 | 2.21× | — | ||
| Q3 25 | 0.55× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.02× | — | ||
| Q3 24 | -0.20× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | -1.13× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASRV
| Asset Management1 | $3.1M | 79% |
| Other | $838.0K | 21% |
PRSO
| Products | $2.8M | 96% |
| Other | $105.0K | 4% |
