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亚朵集团（ATAT）与RLI CORP（RLI）财务数据对比。点击上方公司名可切换其他公司
亚朵集团的季度营收约是RLI CORP的1.7倍（$789.6M vs $465.7M），RLI CORP净利率更高（19.6% vs 17.6%，领先2.0%），亚朵集团同比增速更快（252.5% vs 6.1%），亚朵集团自由现金流更多（$210.7M vs $155.0M）
亚朵生活控股是中国领先的文旅生活服务企业，主营中高端连锁酒店运营业务，面向商旅及休闲出行人群提供高品质住宿服务，同时配套布局生活文创零售、场景体验等多元业务，覆盖国内核心城市及部分海外市场。
RLI Corp是一家总部位于美国伊利诺伊州皮奥里亚的专业保险公司，主营财产保险与意外伤害保险业务，深耕保险领域多年，凭借成熟的风险管控体系与定制化产品矩阵，为不同类型的客户提供全面可靠的风险保障服务。
ATAT vs RLI — 直观对比
营收规模更大
ATAT
是对方的1.7倍
$465.7M
营收增速更快
ATAT
高出246.5%
6.1%
净利率更高
RLI
高出2.0%
17.6%
自由现金流更多
ATAT
多$55.7M
$155.0M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $789.6M | $465.7M |
| 净利润 | $139.1M | $91.2M |
| 毛利率 | — | — |
| 营业利润率 | 22.5% | 24.4% |
| 净利率 | 17.6% | 19.6% |
| 营收同比 | 252.5% | 6.1% |
| 净利润同比 | 322.2% | 123.1% |
| 每股收益（稀释后） | $0.33 | $1.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATATRLI
| Q4 25 | — | $465.7M | ||
| Q3 25 | $789.6M | $509.3M | ||
| Q2 25 | — | $499.8M | ||
| Q1 25 | — | $407.7M | ||
| Q4 24 | — | $439.1M | ||
| Q3 24 | $224.0M | $470.0M | ||
| Q2 24 | — | $416.4M | ||
| Q1 24 | $203.4M | $444.8M |
净利润ATATRLI
| Q4 25 | — | $91.2M | ||
| Q3 25 | $139.1M | $124.6M | ||
| Q2 25 | — | $124.3M | ||
| Q1 25 | — | $63.2M | ||
| Q4 24 | — | $40.9M | ||
| Q3 24 | $33.0M | $95.0M | ||
| Q2 24 | — | $82.0M | ||
| Q1 24 | $35.6M | $127.9M |
营业利润率ATATRLI
| Q4 25 | — | 24.4% | ||
| Q3 25 | 22.5% | 30.9% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 19.3% | ||
| Q4 24 | — | 10.8% | ||
| Q3 24 | 14.7% | 24.9% | ||
| Q2 24 | — | 24.8% | ||
| Q1 24 | 22.1% | 36.0% |
净利率ATATRLI
| Q4 25 | — | 19.6% | ||
| Q3 25 | 17.6% | 24.5% | ||
| Q2 25 | — | 24.9% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | — | 9.3% | ||
| Q3 24 | 14.7% | 20.2% | ||
| Q2 24 | — | 19.7% | ||
| Q1 24 | 17.5% | 28.8% |
每股收益（稀释后）ATATRLI
| Q4 25 | — | $1.00 | ||
| Q3 25 | $0.33 | $1.35 | ||
| Q2 25 | — | $1.34 | ||
| Q1 25 | — | $0.68 | ||
| Q4 24 | — | $-2.87 | ||
| Q3 24 | $0.08 | $2.06 | ||
| Q2 24 | — | $1.78 | ||
| Q1 24 | $0.09 | $2.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $669.2M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $405.0M | $1.8B |
| 总资产 | $1.1B | $6.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATATRLI
| Q4 25 | — | — | ||
| Q3 25 | $669.2M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $506.0M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $520.7M | — |
总债务ATATRLI
| Q4 25 | — | — | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $100.0M | ||
| Q1 25 | — | $100.0M | ||
| Q4 24 | — | $100.0M | ||
| Q3 24 | — | $100.0M | ||
| Q2 24 | — | $100.0M | ||
| Q1 24 | $277.0K | $100.0M |
股东权益ATATRLI
| Q4 25 | — | $1.8B | ||
| Q3 25 | $405.0M | $1.9B | ||
| Q2 25 | — | $1.7B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | $291.3M | $1.7B | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | $323.5M | $1.5B |
总资产ATATRLI
| Q4 25 | — | $6.2B | ||
| Q3 25 | $1.1B | $6.2B | ||
| Q2 25 | — | $6.0B | ||
| Q1 25 | — | $5.7B | ||
| Q4 24 | — | $5.6B | ||
| Q3 24 | $927.8M | $5.8B | ||
| Q2 24 | — | $5.5B | ||
| Q1 24 | $936.3M | $5.3B |
负债/权益比ATATRLI
| Q4 25 | — | — | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.06× | ||
| Q1 25 | — | 0.06× | ||
| Q4 24 | — | 0.07× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.06× | ||
| Q1 24 | 0.00× | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $216.6M | $156.8M |
| 自由现金流经营现金流 - 资本支出 | $210.7M | $155.0M |
| 自由现金流率自由现金流/营收 | 26.7% | 33.3% |
| 资本支出强度资本支出/营收 | 0.8% | 0.4% |
| 现金转化率经营现金流/净利润 | 1.56× | 1.72× |
| 过去12个月自由现金流最近4个季度 | $359.6M | $608.7M |
8季度趋势，按日历期对齐
经营现金流ATATRLI
| Q4 25 | — | $156.8M | ||
| Q3 25 | $216.6M | $179.2M | ||
| Q2 25 | — | $174.7M | ||
| Q1 25 | — | $103.5M | ||
| Q4 24 | — | $128.1M | ||
| Q3 24 | $84.8M | $219.4M | ||
| Q2 24 | — | $141.8M | ||
| Q1 24 | $19.8M | $70.9M |
自由现金流ATATRLI
| Q4 25 | — | $155.0M | ||
| Q3 25 | $210.7M | $177.8M | ||
| Q2 25 | — | $173.4M | ||
| Q1 25 | — | $102.5M | ||
| Q4 24 | — | $127.6M | ||
| Q3 24 | $83.3M | $219.0M | ||
| Q2 24 | — | $139.1M | ||
| Q1 24 | $18.1M | $69.9M |
自由现金流率ATATRLI
| Q4 25 | — | 33.3% | ||
| Q3 25 | 26.7% | 34.9% | ||
| Q2 25 | — | 34.7% | ||
| Q1 25 | — | 25.1% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | 37.2% | 46.6% | ||
| Q2 24 | — | 33.4% | ||
| Q1 24 | 8.9% | 15.7% |
资本支出强度ATATRLI
| Q4 25 | — | 0.4% | ||
| Q3 25 | 0.8% | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | 0.7% | 0.1% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | 0.9% | 0.2% |
现金转化率ATATRLI
| Q4 25 | — | 1.72× | ||
| Q3 25 | 1.56× | 1.44× | ||
| Q2 25 | — | 1.41× | ||
| Q1 25 | — | 1.64× | ||
| Q4 24 | — | 3.13× | ||
| Q3 24 | 2.57× | 2.31× | ||
| Q2 24 | — | 1.73× | ||
| Q1 24 | 0.56× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATAT
暂无分部数据
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
