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Aterian, Inc.（ATER）与FIRST US BANCSHARES, INC.（FUSB）财务数据对比。点击上方公司名可切换其他公司
Aterian, Inc.的季度营收约是FIRST US BANCSHARES, INC.的1.5倍（$15.1M vs $10.4M），FIRST US BANCSHARES, INC.净利率更高（20.4% vs -52.5%，领先73.0%），FIRST US BANCSHARES, INC.同比增速更快（7.1% vs -38.5%），FIRST US BANCSHARES, INC.自由现金流更多（$9.1M vs $-1.0M），过去两年FIRST US BANCSHARES, INC.的营收复合增速更高（2.6% vs -13.5%）
Aterian, Inc.是一家技术驱动的消费品企业，依托人工智能与数据分析挖掘市场需求，开发、采购并销售家居、个护、健康、户外、宠物用品等多品类高性价比商品，主要通过全球主流电商平台销往北美、欧洲等核心市场。
第一美国银行控股公司是一家银行控股企业，核心子公司第一公民银行在美国23个州经营着超过500家网点，另一家子公司硅谷银行则在15个州设有39个办事处，是美国规模较大的银行机构之一，总部位于北卡罗来纳州罗利。
ATER vs FUSB — 直观对比
营收规模更大
ATER
是对方的1.5倍
$10.4M
营收增速更快
FUSB
高出45.6%
-38.5%
净利率更高
FUSB
高出73.0%
-52.5%
自由现金流更多
FUSB
多$10.1M
$-1.0M
两年增速更快
FUSB
近两年复合增速
-13.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $15.1M | $10.4M |
| 净利润 | $-7.9M | $2.1M |
| 毛利率 | 56.1% | — |
| 营业利润率 | -51.1% | 28.1% |
| 净利率 | -52.5% | 20.4% |
| 营收同比 | -38.5% | 7.1% |
| 净利润同比 | -512.2% | 24.2% |
| 每股收益（稀释后） | — | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATERFUSB
| Q4 25 | $15.1M | $10.4M | ||
| Q3 25 | $19.0M | $10.5M | ||
| Q2 25 | $19.5M | $10.3M | ||
| Q1 25 | $15.4M | $9.8M | ||
| Q4 24 | $24.6M | $9.7M | ||
| Q3 24 | $26.2M | $10.1M | ||
| Q2 24 | $28.0M | $10.0M | ||
| Q1 24 | $20.2M | $9.9M |
净利润ATERFUSB
| Q4 25 | $-7.9M | $2.1M | ||
| Q3 25 | $-2.3M | $1.9M | ||
| Q2 25 | $-4.9M | $155.0K | ||
| Q1 25 | $-3.9M | $1.8M | ||
| Q4 24 | $-1.3M | $1.7M | ||
| Q3 24 | $-1.8M | $2.2M | ||
| Q2 24 | $-3.6M | $2.1M | ||
| Q1 24 | $-5.2M | $2.1M |
毛利率ATERFUSB
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
营业利润率ATERFUSB
| Q4 25 | -51.1% | 28.1% | ||
| Q3 25 | -10.7% | 23.9% | ||
| Q2 25 | -23.1% | 1.6% | ||
| Q1 25 | -24.1% | 23.8% | ||
| Q4 24 | -6.5% | 23.8% | ||
| Q3 24 | -6.6% | 29.2% | ||
| Q2 24 | -11.5% | 27.4% | ||
| Q1 24 | -26.1% | 27.8% |
净利率ATERFUSB
| Q4 25 | -52.5% | 20.4% | ||
| Q3 25 | -12.0% | 18.4% | ||
| Q2 25 | -25.0% | 1.5% | ||
| Q1 25 | -25.4% | 18.1% | ||
| Q4 24 | -5.3% | 17.6% | ||
| Q3 24 | -6.8% | 22.0% | ||
| Q2 24 | -13.0% | 21.2% | ||
| Q1 24 | -25.5% | 21.3% |
每股收益（稀释后）ATERFUSB
| Q4 25 | — | $0.36 | ||
| Q3 25 | — | $0.32 | ||
| Q2 25 | — | $0.03 | ||
| Q1 25 | — | $0.29 | ||
| Q4 24 | — | $0.29 | ||
| Q3 24 | — | $0.36 | ||
| Q2 24 | — | $0.34 | ||
| Q1 24 | — | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9M | $73.5M |
| 总债务越低越好 | — | $10.9M |
| 股东权益账面价值 | $15.2M | $105.6M |
| 总资产 | $29.6M | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.10× |
8季度趋势，按日历期对齐
现金及短期投资ATERFUSB
| Q4 25 | $4.9M | $73.5M | ||
| Q3 25 | $7.6M | $54.7M | ||
| Q2 25 | $10.5M | $54.0M | ||
| Q1 25 | $14.3M | $56.0M | ||
| Q4 24 | $18.0M | $47.2M | ||
| Q3 24 | $16.1M | $82.3M | ||
| Q2 24 | $20.3M | $58.2M | ||
| Q1 24 | $17.5M | $60.2M |
总债务ATERFUSB
| Q4 25 | — | $10.9M | ||
| Q3 25 | — | $10.9M | ||
| Q2 25 | — | $10.9M | ||
| Q1 25 | — | $10.9M | ||
| Q4 24 | — | $10.9M | ||
| Q3 24 | — | $10.9M | ||
| Q2 24 | — | $10.8M | ||
| Q1 24 | — | $10.8M |
股东权益ATERFUSB
| Q4 25 | $15.2M | $105.6M | ||
| Q3 25 | $22.6M | $104.2M | ||
| Q2 25 | $24.3M | $101.9M | ||
| Q1 25 | $27.0M | $101.2M | ||
| Q4 24 | $30.0M | $98.6M | ||
| Q3 24 | $30.6M | $98.5M | ||
| Q2 24 | $30.9M | $93.8M | ||
| Q1 24 | $33.0M | $92.3M |
总资产ATERFUSB
| Q4 25 | $29.6M | $1.2B | ||
| Q3 25 | $40.1M | $1.1B | ||
| Q2 25 | $45.4M | $1.1B | ||
| Q1 25 | $49.8M | $1.1B | ||
| Q4 24 | $49.5M | $1.1B | ||
| Q3 24 | $52.1M | $1.1B | ||
| Q2 24 | $59.9M | $1.1B | ||
| Q1 24 | $55.7M | $1.1B |
负债/权益比ATERFUSB
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.10× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.11× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.11× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.0M | $12.3M |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | $9.1M |
| 自由现金流率自由现金流/营收 | -6.9% | 87.2% |
| 资本支出强度资本支出/营收 | 0.0% | 31.1% |
| 现金转化率经营现金流/净利润 | — | 5.79× |
| 过去12个月自由现金流最近4个季度 | — | $16.0M |
8季度趋势，按日历期对齐
经营现金流ATERFUSB
| Q4 25 | $-1.0M | $12.3M | ||
| Q3 25 | $-1.6M | $4.2M | ||
| Q2 25 | $-4.4M | $3.9M | ||
| Q1 25 | $-3.9M | $1.8M | ||
| Q4 24 | $-9.0K | $7.8M | ||
| Q3 24 | $-722.0K | $1.9M | ||
| Q2 24 | $2.9M | $2.5M | ||
| Q1 24 | $-6.0K | $825.0K |
自由现金流ATERFUSB
| Q4 25 | $-1.0M | $9.1M | ||
| Q3 25 | $-1.6M | $3.6M | ||
| Q2 25 | $-4.4M | $1.6M | ||
| Q1 25 | — | $1.7M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | $2.9M | $2.3M | ||
| Q1 24 | $-42.0K | $-142.0K |
自由现金流率ATERFUSB
| Q4 25 | -6.9% | 87.2% | ||
| Q3 25 | -8.4% | 34.2% | ||
| Q2 25 | -22.7% | 16.0% | ||
| Q1 25 | — | 17.2% | ||
| Q4 24 | — | 58.2% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | 10.3% | 23.5% | ||
| Q1 24 | -0.2% | -1.4% |
资本支出强度ATERFUSB
| Q4 25 | 0.0% | 31.1% | ||
| Q3 25 | 0.2% | 5.9% | ||
| Q2 25 | 0.0% | 21.8% | ||
| Q1 25 | 0.0% | 0.7% | ||
| Q4 24 | 0.0% | 21.6% | ||
| Q3 24 | 0.0% | 6.6% | ||
| Q2 24 | 0.0% | 2.0% | ||
| Q1 24 | 0.2% | 9.8% |
现金转化率ATERFUSB
| Q4 25 | — | 5.79× | ||
| Q3 25 | — | 2.18× | ||
| Q2 25 | — | 25.16× | ||
| Q1 25 | — | 0.99× | ||
| Q4 24 | — | 4.53× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 1.20× | ||
| Q1 24 | — | 0.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
FUSB
暂无分部数据
