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Aterian, Inc.（ATER）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是Aterian, Inc.的1.7倍（$25.0M vs $15.1M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -52.5%，领先134.6%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs -13.5%）
Aterian, Inc.是一家技术驱动的消费品企业，依托人工智能与数据分析挖掘市场需求，开发、采购并销售家居、个护、健康、户外、宠物用品等多品类高性价比商品，主要通过全球主流电商平台销往北美、欧洲等核心市场。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
ATER vs PBFS — 直观对比
营收规模更大
PBFS
是对方的1.7倍
$15.1M
净利率更高
PBFS
高出134.6%
-52.5%
两年增速更快
PBFS
近两年复合增速
-13.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $15.1M | $25.0M |
| 净利润 | $-7.9M | $3.7M |
| 毛利率 | 56.1% | — |
| 营业利润率 | -51.1% | 21.3% |
| 净利率 | -52.5% | 82.1% |
| 营收同比 | -38.5% | — |
| 净利润同比 | -512.2% | — |
| 每股收益（稀释后） | — | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATERPBFS
| Q4 25 | $15.1M | $25.0M | ||
| Q3 25 | $19.0M | $24.0M | ||
| Q2 25 | $19.5M | $24.4M | ||
| Q1 25 | $15.4M | $22.8M | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $26.2M | $22.0M | ||
| Q2 24 | $28.0M | $20.9M | ||
| Q1 24 | $20.2M | $21.6M |
净利润ATERPBFS
| Q4 25 | $-7.9M | $3.7M | ||
| Q3 25 | $-2.3M | $4.3M | ||
| Q2 25 | $-4.9M | $6.5M | ||
| Q1 25 | $-3.9M | $5.8M | ||
| Q4 24 | $-1.3M | — | ||
| Q3 24 | $-1.8M | $6.3M | ||
| Q2 24 | $-3.6M | $3.9M | ||
| Q1 24 | $-5.2M | $4.7M |
毛利率ATERPBFS
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
营业利润率ATERPBFS
| Q4 25 | -51.1% | 21.3% | ||
| Q3 25 | -10.7% | 23.4% | ||
| Q2 25 | -23.1% | 33.3% | ||
| Q1 25 | -24.1% | 32.5% | ||
| Q4 24 | -6.5% | — | ||
| Q3 24 | -6.6% | 37.2% | ||
| Q2 24 | -11.5% | 24.1% | ||
| Q1 24 | -26.1% | 28.1% |
净利率ATERPBFS
| Q4 25 | -52.5% | 82.1% | ||
| Q3 25 | -12.0% | 18.0% | ||
| Q2 25 | -25.0% | 26.4% | ||
| Q1 25 | -25.4% | 25.3% | ||
| Q4 24 | -5.3% | — | ||
| Q3 24 | -6.8% | 28.7% | ||
| Q2 24 | -13.0% | 107.4% | ||
| Q1 24 | -25.5% | 21.9% |
每股收益（稀释后）ATERPBFS
| Q4 25 | — | $0.16 | ||
| Q3 25 | — | $0.18 | ||
| Q2 25 | — | $0.26 | ||
| Q1 25 | — | $0.23 | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0.25 | ||
| Q2 24 | — | $0.15 | ||
| Q1 24 | — | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $15.2M | $323.9M |
| 总资产 | $29.6M | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATERPBFS
| Q4 25 | $4.9M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $10.5M | — | ||
| Q1 25 | $14.3M | — | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $16.1M | — | ||
| Q2 24 | $20.3M | — | ||
| Q1 24 | $17.5M | — |
股东权益ATERPBFS
| Q4 25 | $15.2M | $323.9M | ||
| Q3 25 | $22.6M | $314.2M | ||
| Q2 25 | $24.3M | $314.2M | ||
| Q1 25 | $27.0M | $310.7M | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $30.6M | $303.8M | ||
| Q2 24 | $30.9M | $296.5M | ||
| Q1 24 | $33.0M | $289.0M |
总资产ATERPBFS
| Q4 25 | $29.6M | $2.2B | ||
| Q3 25 | $40.1M | $2.2B | ||
| Q2 25 | $45.4M | $2.1B | ||
| Q1 25 | $49.8M | $2.1B | ||
| Q4 24 | $49.5M | — | ||
| Q3 24 | $52.1M | $2.0B | ||
| Q2 24 | $59.9M | — | ||
| Q1 24 | $55.7M | $2.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.0M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | — |
| 自由现金流率自由现金流/营收 | -6.9% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATERPBFS
| Q4 25 | $-1.0M | $11.1M | ||
| Q3 25 | $-1.6M | $3.9M | ||
| Q2 25 | $-4.4M | $5.1M | ||
| Q1 25 | $-3.9M | $-3.5M | ||
| Q4 24 | $-9.0K | — | ||
| Q3 24 | $-722.0K | $1.9M | ||
| Q2 24 | $2.9M | $9.0M | ||
| Q1 24 | $-6.0K | $3.3M |
自由现金流ATERPBFS
| Q4 25 | $-1.0M | — | ||
| Q3 25 | $-1.6M | — | ||
| Q2 25 | $-4.4M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $2.9M | — | ||
| Q1 24 | $-42.0K | — |
自由现金流率ATERPBFS
| Q4 25 | -6.9% | — | ||
| Q3 25 | -8.4% | — | ||
| Q2 25 | -22.7% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 10.3% | — | ||
| Q1 24 | -0.2% | — |
资本支出强度ATERPBFS
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.2% | — |
现金转化率ATERPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.78× | ||
| Q1 25 | — | -0.61× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
PBFS
暂无分部数据
