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Aterian, Inc.（ATER）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
Aterian, Inc.的季度营收约是RIVERVIEW BANCORP INC的1.1倍（$15.1M vs $14.0M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -52.5%，领先62.3%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -38.5%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-1.0M），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs -13.5%）
Aterian, Inc.是一家技术驱动的消费品企业，依托人工智能与数据分析挖掘市场需求，开发、采购并销售家居、个护、健康、户外、宠物用品等多品类高性价比商品，主要通过全球主流电商平台销往北美、欧洲等核心市场。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
ATER vs RVSB — 直观对比
营收规模更大
ATER
是对方的1.1倍
$14.0M
营收增速更快
RVSB
高出48.9%
-38.5%
净利率更高
RVSB
高出62.3%
-52.5%
自由现金流更多
RVSB
多$311.0K
$-1.0M
两年增速更快
RVSB
近两年复合增速
-13.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $15.1M | $14.0M |
| 净利润 | $-7.9M | $1.4M |
| 毛利率 | 56.1% | — |
| 营业利润率 | -51.1% | 12.4% |
| 净利率 | -52.5% | 9.8% |
| 营收同比 | -38.5% | 10.4% |
| 净利润同比 | -512.2% | 11.8% |
| 每股收益（稀释后） | — | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATERRVSB
| Q4 25 | $15.1M | $14.0M | ||
| Q3 25 | $19.0M | $13.6M | ||
| Q2 25 | $19.5M | $13.3M | ||
| Q1 25 | $15.4M | $12.9M | ||
| Q4 24 | $24.6M | $12.7M | ||
| Q3 24 | $26.2M | $12.8M | ||
| Q2 24 | $28.0M | $12.2M | ||
| Q1 24 | $20.2M | $9.0M |
净利润ATERRVSB
| Q4 25 | $-7.9M | $1.4M | ||
| Q3 25 | $-2.3M | $1.1M | ||
| Q2 25 | $-4.9M | $1.2M | ||
| Q1 25 | $-3.9M | $1.1M | ||
| Q4 24 | $-1.3M | $1.2M | ||
| Q3 24 | $-1.8M | $1.6M | ||
| Q2 24 | $-3.6M | $966.0K | ||
| Q1 24 | $-5.2M | $-3.0M |
毛利率ATERRVSB
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
营业利润率ATERRVSB
| Q4 25 | -51.1% | 12.4% | ||
| Q3 25 | -10.7% | 10.2% | ||
| Q2 25 | -23.1% | 11.7% | ||
| Q1 25 | -24.1% | 11.3% | ||
| Q4 24 | -6.5% | 12.4% | ||
| Q3 24 | -6.6% | 15.5% | ||
| Q2 24 | -11.5% | 10.0% | ||
| Q1 24 | -26.1% | -47.5% |
净利率ATERRVSB
| Q4 25 | -52.5% | 9.8% | ||
| Q3 25 | -12.0% | 8.1% | ||
| Q2 25 | -25.0% | 9.2% | ||
| Q1 25 | -25.4% | 8.9% | ||
| Q4 24 | -5.3% | 9.7% | ||
| Q3 24 | -6.8% | 12.2% | ||
| Q2 24 | -13.0% | 7.9% | ||
| Q1 24 | -25.5% | -34.7% |
每股收益（稀释后）ATERRVSB
| Q4 25 | — | $0.07 | ||
| Q3 25 | — | $0.05 | ||
| Q2 25 | — | $0.06 | ||
| Q1 25 | — | $0.05 | ||
| Q4 24 | — | $0.06 | ||
| Q3 24 | — | $0.07 | ||
| Q2 24 | — | $0.05 | ||
| Q1 24 | — | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $15.2M | $164.2M |
| 总资产 | $29.6M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATERRVSB
| Q4 25 | $4.9M | $28.6M | ||
| Q3 25 | $7.6M | $32.8M | ||
| Q2 25 | $10.5M | $34.2M | ||
| Q1 25 | $14.3M | $29.4M | ||
| Q4 24 | $18.0M | $25.3M | ||
| Q3 24 | $16.1M | $31.0M | ||
| Q2 24 | $20.3M | $27.8M | ||
| Q1 24 | $17.5M | $23.6M |
股东权益ATERRVSB
| Q4 25 | $15.2M | $164.2M | ||
| Q3 25 | $22.6M | $163.5M | ||
| Q2 25 | $24.3M | $162.0M | ||
| Q1 25 | $27.0M | $160.0M | ||
| Q4 24 | $30.0M | $158.3M | ||
| Q3 24 | $30.6M | $160.8M | ||
| Q2 24 | $30.9M | $155.9M | ||
| Q1 24 | $33.0M | $155.6M |
总资产ATERRVSB
| Q4 25 | $29.6M | $1.5B | ||
| Q3 25 | $40.1M | $1.5B | ||
| Q2 25 | $45.4M | $1.5B | ||
| Q1 25 | $49.8M | $1.5B | ||
| Q4 24 | $49.5M | $1.5B | ||
| Q3 24 | $52.1M | $1.5B | ||
| Q2 24 | $59.9M | $1.5B | ||
| Q1 24 | $55.7M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.0M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | $-736.0K |
| 自由现金流率自由现金流/营收 | -6.9% | -5.2% |
| 资本支出强度资本支出/营收 | 0.0% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流ATERRVSB
| Q4 25 | $-1.0M | $-506.0K | ||
| Q3 25 | $-1.6M | $16.8M | ||
| Q2 25 | $-4.4M | $-697.0K | ||
| Q1 25 | $-3.9M | $8.3M | ||
| Q4 24 | $-9.0K | $2.2M | ||
| Q3 24 | $-722.0K | $764.0K | ||
| Q2 24 | $2.9M | $5.4M | ||
| Q1 24 | $-6.0K | $12.8M |
自由现金流ATERRVSB
| Q4 25 | $-1.0M | $-736.0K | ||
| Q3 25 | $-1.6M | $16.4M | ||
| Q2 25 | $-4.4M | $-773.0K | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | $2.9M | $5.3M | ||
| Q1 24 | $-42.0K | $7.1M |
自由现金流率ATERRVSB
| Q4 25 | -6.9% | -5.2% | ||
| Q3 25 | -8.4% | 120.1% | ||
| Q2 25 | -22.7% | -5.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | 10.3% | 43.7% | ||
| Q1 24 | -0.2% | 79.0% |
资本支出强度ATERRVSB
| Q4 25 | 0.0% | 1.6% | ||
| Q3 25 | 0.2% | 2.9% | ||
| Q2 25 | 0.0% | 0.6% | ||
| Q1 25 | 0.0% | 21.0% | ||
| Q4 24 | 0.0% | 2.4% | ||
| Q3 24 | 0.0% | 17.3% | ||
| Q2 24 | 0.0% | 0.9% | ||
| Q1 24 | 0.2% | 62.0% |
现金转化率ATERRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
RVSB
暂无分部数据
