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Atlanticus Holdings Corp（ATLCP）与Fabrinet（FN）财务数据对比。点击上方公司名可切换其他公司
Fabrinet的季度营收约是Atlanticus Holdings Corp的1.5倍（$1.1B vs $734.4M），Fabrinet净利率更高（9.9% vs 4.7%，领先5.2%），Atlanticus Holdings Corp同比增速更快（107.8% vs 35.9%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 24.4%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
Fabrinet（股票代码FN）为标普中型股400指数成分股。该指数由标普道琼斯指数公司维护，覆盖400家以美企为主的中等市值企业，若成分企业存在多类流通股，指数的成分股总量有时会超过400只。
ATLCP vs FN — 直观对比
营收规模更大
FN
是对方的1.5倍
$734.4M
营收增速更快
ATLCP
高出71.9%
35.9%
净利率更高
FN
高出5.2%
4.7%
两年增速更快
ATLCP
近两年复合增速
24.4%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $1.1B |
| 净利润 | $34.6M | $112.6M |
| 毛利率 | 92.4% | 12.2% |
| 营业利润率 | 6.3% | 10.1% |
| 净利率 | 4.7% | 9.9% |
| 营收同比 | 107.8% | 35.9% |
| 净利润同比 | 11.7% | 30.0% |
| 每股收益（稀释后） | $1.75 | $3.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPFN
| Q4 25 | $734.4M | $1.1B | ||
| Q3 25 | $494.7M | $978.1M | ||
| Q2 25 | $394.2M | $909.7M | ||
| Q1 25 | $345.2M | $871.8M | ||
| Q4 24 | $353.5M | $833.6M | ||
| Q3 24 | $351.2M | $804.2M | ||
| Q2 24 | $316.0M | $753.3M | ||
| Q1 24 | $290.7M | $731.5M |
净利润ATLCPFN
| Q4 25 | $34.6M | $112.6M | ||
| Q3 25 | $25.0M | $95.9M | ||
| Q2 25 | $30.6M | $87.2M | ||
| Q1 25 | $31.5M | $81.3M | ||
| Q4 24 | $31.0M | $86.6M | ||
| Q3 24 | $29.5M | $77.4M | ||
| Q2 24 | $24.3M | $81.1M | ||
| Q1 24 | $26.2M | $80.9M |
毛利率ATLCPFN
| Q4 25 | 92.4% | 12.2% | ||
| Q3 25 | 92.1% | 11.9% | ||
| Q2 25 | 91.4% | 12.2% | ||
| Q1 25 | 90.7% | 11.7% | ||
| Q4 24 | 89.9% | 12.1% | ||
| Q3 24 | 92.0% | 12.3% | ||
| Q2 24 | 91.2% | 12.3% | ||
| Q1 24 | 90.8% | 12.4% |
营业利润率ATLCPFN
| Q4 25 | 6.3% | 10.1% | ||
| Q3 25 | 6.6% | 9.6% | ||
| Q2 25 | 10.2% | 9.8% | ||
| Q1 25 | 11.8% | 9.0% | ||
| Q4 24 | 11.3% | 9.5% | ||
| Q3 24 | 10.6% | 9.6% | ||
| Q2 24 | 9.1% | 9.7% | ||
| Q1 24 | 11.3% | 9.7% |
净利率ATLCPFN
| Q4 25 | 4.7% | 9.9% | ||
| Q3 25 | 5.0% | 9.8% | ||
| Q2 25 | 7.8% | 9.6% | ||
| Q1 25 | 9.1% | 9.3% | ||
| Q4 24 | 8.8% | 10.4% | ||
| Q3 24 | 8.4% | 9.6% | ||
| Q2 24 | 7.7% | 10.8% | ||
| Q1 24 | 9.0% | 11.1% |
每股收益（稀释后）ATLCPFN
| Q4 25 | $1.75 | $3.11 | ||
| Q3 25 | $1.21 | $2.66 | ||
| Q2 25 | $1.51 | $2.41 | ||
| Q1 25 | $1.49 | $2.25 | ||
| Q4 24 | $1.42 | $2.38 | ||
| Q3 24 | $1.27 | $2.13 | ||
| Q2 24 | $0.99 | $2.22 | ||
| Q1 24 | $1.09 | $2.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $960.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $2.2B |
| 总资产 | $7.6B | $3.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPFN
| Q4 25 | $621.1M | $960.8M | ||
| Q3 25 | $425.0M | $968.8M | ||
| Q2 25 | $329.4M | $934.2M | ||
| Q1 25 | $350.4M | $950.7M | ||
| Q4 24 | $375.4M | $934.6M | ||
| Q3 24 | $308.7M | $908.9M | ||
| Q2 24 | $350.9M | $858.6M | ||
| Q1 24 | $444.8M | $794.0M |
股东权益ATLCPFN
| Q4 25 | $608.7M | $2.2B | ||
| Q3 25 | $589.3M | $2.1B | ||
| Q2 25 | $563.3M | $2.0B | ||
| Q1 25 | $532.7M | $1.9B | ||
| Q4 24 | $492.9M | $1.8B | ||
| Q3 24 | $457.7M | $1.8B | ||
| Q2 24 | $433.8M | $1.7B | ||
| Q1 24 | $416.0M | $1.7B |
总资产ATLCPFN
| Q4 25 | $7.6B | $3.3B | ||
| Q3 25 | $7.1B | $3.0B | ||
| Q2 25 | $3.6B | $2.8B | ||
| Q1 25 | $3.3B | $2.6B | ||
| Q4 24 | $3.3B | $2.5B | ||
| Q3 24 | $3.0B | $2.4B | ||
| Q2 24 | $2.8B | $2.3B | ||
| Q1 24 | $2.8B | $2.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $46.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-5.3M |
| 自由现金流率自由现金流/营收 | — | -0.5% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | 7.69× | 0.41× |
| 过去12个月自由现金流最近4个季度 | — | $102.3M |
8季度趋势，按日历期对齐
经营现金流ATLCPFN
| Q4 25 | $266.3M | $46.3M | ||
| Q3 25 | $107.5M | $102.6M | ||
| Q2 25 | $132.7M | $55.1M | ||
| Q1 25 | $131.6M | $74.2M | ||
| Q4 24 | $122.6M | $115.9M | ||
| Q3 24 | $112.4M | $83.2M | ||
| Q2 24 | $115.6M | $83.1M | ||
| Q1 24 | $118.8M | $100.9M |
自由现金流ATLCPFN
| Q4 25 | — | $-5.3M | ||
| Q3 25 | — | $57.3M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $45.7M | ||
| Q4 24 | — | $94.0M | ||
| Q3 24 | — | $62.9M | ||
| Q2 24 | — | $70.4M | ||
| Q1 24 | — | $87.3M |
自由现金流率ATLCPFN
| Q4 25 | — | -0.5% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 5.2% | ||
| Q4 24 | — | 11.3% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 9.3% | ||
| Q1 24 | — | 11.9% |
资本支出强度ATLCPFN
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 1.9% |
现金转化率ATLCPFN
| Q4 25 | 7.69× | 0.41× | ||
| Q3 25 | 4.30× | 1.07× | ||
| Q2 25 | 4.34× | 0.63× | ||
| Q1 25 | 4.17× | 0.91× | ||
| Q4 24 | 3.96× | 1.34× | ||
| Q3 24 | 3.80× | 1.07× | ||
| Q2 24 | 4.76× | 1.02× | ||
| Q1 24 | 4.54× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
FN
| Optical Communications | $832.6M | 73% |
| Non Optical Communications | $300.3M | 27% |
