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Atlanticus Holdings Corp（ATLCP）与朗美通（LITE）财务数据对比。点击上方公司名可切换其他公司
Atlanticus Holdings Corp的季度营收约是朗美通的1.1倍（$734.4M vs $665.5M），朗美通净利率更高（11.8% vs 4.7%，领先7.0%），Atlanticus Holdings Corp同比增速更快（107.8% vs 65.5%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 34.8%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
朗美通控股（Lumentum Holdings Inc.）是全球知名光电产品供应商，前身为美国捷迪讯（JDSU）旗下光电器件及激光业务板块，2015年8月随捷迪讯分拆独立运营，总部位于美国加利福尼亚州米尔皮塔斯，主营光通信网络设备、激光器、定制光学解决方案等多元产品。
ATLCP vs LITE — 直观对比
营收规模更大
ATLCP
是对方的1.1倍
$665.5M
营收增速更快
ATLCP
高出42.3%
65.5%
净利率更高
LITE
高出7.0%
4.7%
两年增速更快
ATLCP
近两年复合增速
34.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $665.5M |
| 净利润 | $34.6M | $78.2M |
| 毛利率 | 92.4% | 36.1% |
| 营业利润率 | 6.3% | 9.7% |
| 净利率 | 4.7% | 11.8% |
| 营收同比 | 107.8% | 65.5% |
| 净利润同比 | 11.7% | 228.4% |
| 每股收益（稀释后） | $1.75 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPLITE
| Q4 25 | $734.4M | $665.5M | ||
| Q3 25 | $494.7M | $533.8M | ||
| Q2 25 | $394.2M | $480.7M | ||
| Q1 25 | $345.2M | $425.2M | ||
| Q4 24 | $353.5M | $402.2M | ||
| Q3 24 | $351.2M | $336.9M | ||
| Q2 24 | $316.0M | $308.3M | ||
| Q1 24 | $290.7M | $366.5M |
净利润ATLCPLITE
| Q4 25 | $34.6M | $78.2M | ||
| Q3 25 | $25.0M | $4.2M | ||
| Q2 25 | $30.6M | $213.3M | ||
| Q1 25 | $31.5M | $-44.1M | ||
| Q4 24 | $31.0M | $-60.9M | ||
| Q3 24 | $29.5M | $-82.4M | ||
| Q2 24 | $24.3M | $-252.5M | ||
| Q1 24 | $26.2M | $-127.0M |
毛利率ATLCPLITE
| Q4 25 | 92.4% | 36.1% | ||
| Q3 25 | 92.1% | 34.0% | ||
| Q2 25 | 91.4% | 33.3% | ||
| Q1 25 | 90.7% | 28.8% | ||
| Q4 24 | 89.9% | 24.8% | ||
| Q3 24 | 92.0% | 23.1% | ||
| Q2 24 | 91.2% | 16.6% | ||
| Q1 24 | 90.8% | 16.2% |
营业利润率ATLCPLITE
| Q4 25 | 6.3% | 9.7% | ||
| Q3 25 | 6.6% | 1.3% | ||
| Q2 25 | 10.2% | -1.7% | ||
| Q1 25 | 11.8% | -8.9% | ||
| Q4 24 | 11.3% | -12.8% | ||
| Q3 24 | 10.6% | -24.5% | ||
| Q2 24 | 9.1% | -43.3% | ||
| Q1 24 | 11.3% | -31.3% |
净利率ATLCPLITE
| Q4 25 | 4.7% | 11.8% | ||
| Q3 25 | 5.0% | 0.8% | ||
| Q2 25 | 7.8% | 44.4% | ||
| Q1 25 | 9.1% | -10.4% | ||
| Q4 24 | 8.8% | -15.1% | ||
| Q3 24 | 8.4% | -24.5% | ||
| Q2 24 | 7.7% | -81.9% | ||
| Q1 24 | 9.0% | -34.7% |
每股收益（稀释后）ATLCPLITE
| Q4 25 | $1.75 | $0.89 | ||
| Q3 25 | $1.21 | $0.05 | ||
| Q2 25 | $1.51 | $3.10 | ||
| Q1 25 | $1.49 | $-0.64 | ||
| Q4 24 | $1.42 | $-0.88 | ||
| Q3 24 | $1.27 | $-1.21 | ||
| Q2 24 | $0.99 | $-3.75 | ||
| Q1 24 | $1.09 | $-1.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $1.2B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $846.6M |
| 总资产 | $7.6B | $4.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPLITE
| Q4 25 | $621.1M | $1.2B | ||
| Q3 25 | $425.0M | $1.1B | ||
| Q2 25 | $329.4M | $877.1M | ||
| Q1 25 | $350.4M | $866.7M | ||
| Q4 24 | $375.4M | $896.7M | ||
| Q3 24 | $308.7M | $916.1M | ||
| Q2 24 | $350.9M | $887.0M | ||
| Q1 24 | $444.8M | $870.9M |
股东权益ATLCPLITE
| Q4 25 | $608.7M | $846.6M | ||
| Q3 25 | $589.3M | $780.8M | ||
| Q2 25 | $563.3M | $1.1B | ||
| Q1 25 | $532.7M | $879.5M | ||
| Q4 24 | $492.9M | $872.3M | ||
| Q3 24 | $457.7M | $895.9M | ||
| Q2 24 | $433.8M | $957.3M | ||
| Q1 24 | $416.0M | $1.2B |
总资产ATLCPLITE
| Q4 25 | $7.6B | $4.8B | ||
| Q3 25 | $7.1B | $4.6B | ||
| Q2 25 | $3.6B | $4.2B | ||
| Q1 25 | $3.3B | $4.0B | ||
| Q4 24 | $3.3B | $4.0B | ||
| Q3 24 | $3.0B | $4.0B | ||
| Q2 24 | $2.8B | $3.9B | ||
| Q1 24 | $2.8B | $4.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $126.7M |
| 自由现金流经营现金流 - 资本支出 | — | $43.1M |
| 自由现金流率自由现金流/营收 | — | 6.5% |
| 资本支出强度资本支出/营收 | — | 12.6% |
| 现金转化率经营现金流/净利润 | 7.69× | 1.62× |
| 过去12个月自由现金流最近4个季度 | — | $-29.5M |
8季度趋势，按日历期对齐
经营现金流ATLCPLITE
| Q4 25 | $266.3M | $126.7M | ||
| Q3 25 | $107.5M | $57.9M | ||
| Q2 25 | $132.7M | $64.0M | ||
| Q1 25 | $131.6M | $-1.6M | ||
| Q4 24 | $122.6M | $24.3M | ||
| Q3 24 | $112.4M | $39.6M | ||
| Q2 24 | $115.6M | $35.5M | ||
| Q1 24 | $118.8M | $-7.0M |
自由现金流ATLCPLITE
| Q4 25 | — | $43.1M | ||
| Q3 25 | — | $-18.3M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $-64.4M | ||
| Q4 24 | — | $-15.9M | ||
| Q3 24 | — | $-34.5M | ||
| Q2 24 | — | $10.9M | ||
| Q1 24 | — | $-26.6M |
自由现金流率ATLCPLITE
| Q4 25 | — | 6.5% | ||
| Q3 25 | — | -3.4% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | -15.1% | ||
| Q4 24 | — | -4.0% | ||
| Q3 24 | — | -10.2% | ||
| Q2 24 | — | 3.5% | ||
| Q1 24 | — | -7.3% |
资本支出强度ATLCPLITE
| Q4 25 | — | 12.6% | ||
| Q3 25 | — | 14.3% | ||
| Q2 25 | — | 11.2% | ||
| Q1 25 | — | 14.8% | ||
| Q4 24 | — | 10.0% | ||
| Q3 24 | — | 22.0% | ||
| Q2 24 | — | 8.0% | ||
| Q1 24 | — | 5.3% |
现金转化率ATLCPLITE
| Q4 25 | 7.69× | 1.62× | ||
| Q3 25 | 4.30× | 13.79× | ||
| Q2 25 | 4.34× | 0.30× | ||
| Q1 25 | 4.17× | — | ||
| Q4 24 | 3.96× | — | ||
| Q3 24 | 3.80× | — | ||
| Q2 24 | 4.76× | — | ||
| Q1 24 | 4.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
LITE
| Components | $443.7M | 67% |
| Systems | $221.8M | 33% |
