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Atlanticus Holdings Corp（ATLCP）与美泰（MAT）财务数据对比。点击上方公司名可切换其他公司
美泰的季度营收约是Atlanticus Holdings Corp的1.2倍（$862.2M vs $734.4M），美泰净利率更高（7.1% vs 4.7%，领先2.4%），Atlanticus Holdings Corp同比增速更快（107.8% vs 4.3%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs -10.6%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
美泰是美国知名玩具及娱乐企业，旗下影视制作部门美泰影业运营时间为2018年9月6日至2025年6月2日。其前身为2013年10月16日成立的美泰Playground Productions，更早可追溯至美泰娱乐、美泰工作室等集团原有娱乐业务品牌。
ATLCP vs MAT — 直观对比
营收规模更大
MAT
是对方的1.2倍
$734.4M
营收增速更快
ATLCP
高出103.4%
4.3%
净利率更高
MAT
高出2.4%
4.7%
两年增速更快
ATLCP
近两年复合增速
-10.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $862.2M |
| 净利润 | $34.6M | $61.0M |
| 毛利率 | 92.4% | 44.9% |
| 营业利润率 | 6.3% | — |
| 净利率 | 4.7% | 7.1% |
| 营收同比 | 107.8% | 4.3% |
| 净利润同比 | 11.7% | 251.4% |
| 每股收益（稀释后） | $1.75 | $0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPMAT
| Q1 26 | — | $862.2M | ||
| Q4 25 | $734.4M | $1.8B | ||
| Q3 25 | $494.7M | $1.7B | ||
| Q2 25 | $394.2M | $1.0B | ||
| Q1 25 | $345.2M | $826.6M | ||
| Q4 24 | $353.5M | $1.6B | ||
| Q3 24 | $351.2M | $1.8B | ||
| Q2 24 | $316.0M | $1.1B |
净利润ATLCPMAT
| Q1 26 | — | $61.0M | ||
| Q4 25 | $34.6M | $106.2M | ||
| Q3 25 | $25.0M | $278.4M | ||
| Q2 25 | $30.6M | $53.4M | ||
| Q1 25 | $31.5M | $-40.3M | ||
| Q4 24 | $31.0M | $140.9M | ||
| Q3 24 | $29.5M | $372.4M | ||
| Q2 24 | $24.3M | $56.9M |
毛利率ATLCPMAT
| Q1 26 | — | 44.9% | ||
| Q4 25 | 92.4% | 45.9% | ||
| Q3 25 | 92.1% | 50.0% | ||
| Q2 25 | 91.4% | 50.9% | ||
| Q1 25 | 90.7% | 49.4% | ||
| Q4 24 | 89.9% | 50.7% | ||
| Q3 24 | 92.0% | 53.1% | ||
| Q2 24 | 91.2% | 49.2% |
营业利润率ATLCPMAT
| Q1 26 | — | — | ||
| Q4 25 | 6.3% | 8.0% | ||
| Q3 25 | 6.6% | 21.9% | ||
| Q2 25 | 10.2% | 7.7% | ||
| Q1 25 | 11.8% | -6.4% | ||
| Q4 24 | 11.3% | 9.6% | ||
| Q3 24 | 10.6% | 26.5% | ||
| Q2 24 | 9.1% | 7.7% |
净利率ATLCPMAT
| Q1 26 | — | 7.1% | ||
| Q4 25 | 4.7% | 6.0% | ||
| Q3 25 | 5.0% | 16.0% | ||
| Q2 25 | 7.8% | 5.2% | ||
| Q1 25 | 9.1% | -4.9% | ||
| Q4 24 | 8.8% | 8.6% | ||
| Q3 24 | 8.4% | 20.2% | ||
| Q2 24 | 7.7% | 5.3% |
每股收益（稀释后）ATLCPMAT
| Q1 26 | — | $0.20 | ||
| Q4 25 | $1.75 | $0.32 | ||
| Q3 25 | $1.21 | $0.88 | ||
| Q2 25 | $1.51 | $0.16 | ||
| Q1 25 | $1.49 | $-0.12 | ||
| Q4 24 | $1.42 | $0.40 | ||
| Q3 24 | $1.27 | $1.09 | ||
| Q2 24 | $0.99 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $866.0M |
| 总债务越低越好 | — | $2.3B |
| 股东权益账面价值 | $608.7M | $2.1B |
| 总资产 | $7.6B | $6.3B |
| 负债/权益比越低杠杆越低 | — | 1.11× |
8季度趋势，按日历期对齐
现金及短期投资ATLCPMAT
| Q1 26 | — | $866.0M | ||
| Q4 25 | $621.1M | $1.2B | ||
| Q3 25 | $425.0M | $691.9M | ||
| Q2 25 | $329.4M | $870.5M | ||
| Q1 25 | $350.4M | $1.2B | ||
| Q4 24 | $375.4M | $1.4B | ||
| Q3 24 | $308.7M | $723.5M | ||
| Q2 24 | $350.9M | $722.4M |
总债务ATLCPMAT
| Q1 26 | — | $2.3B | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.3B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.3B |
股东权益ATLCPMAT
| Q1 26 | — | $2.1B | ||
| Q4 25 | $608.7M | $2.2B | ||
| Q3 25 | $589.3M | $2.3B | ||
| Q2 25 | $563.3M | $2.2B | ||
| Q1 25 | $532.7M | $2.1B | ||
| Q4 24 | $492.9M | $2.3B | ||
| Q3 24 | $457.7M | $2.3B | ||
| Q2 24 | $433.8M | $2.0B |
总资产ATLCPMAT
| Q1 26 | — | $6.3B | ||
| Q4 25 | $7.6B | $6.6B | ||
| Q3 25 | $7.1B | $6.6B | ||
| Q2 25 | $3.6B | $6.2B | ||
| Q1 25 | $3.3B | $6.2B | ||
| Q4 24 | $3.3B | $6.5B | ||
| Q3 24 | $3.0B | $6.5B | ||
| Q2 24 | $2.8B | $5.9B |
负债/权益比ATLCPMAT
| Q1 26 | — | 1.11× | ||
| Q4 25 | — | 1.04× | ||
| Q3 25 | — | 1.03× | ||
| Q2 25 | — | 1.08× | ||
| Q1 25 | — | 1.10× | ||
| Q4 24 | — | 1.03× | ||
| Q3 24 | — | 1.01× | ||
| Q2 24 | — | 1.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | — |
| 自由现金流经营现金流 - 资本支出 | — | $-88.1M |
| 自由现金流率自由现金流/营收 | — | -10.2% |
| 资本支出强度资本支出/营收 | — | 7.6% |
| 现金转化率经营现金流/净利润 | 7.69× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATLCPMAT
| Q1 26 | — | — | ||
| Q4 25 | $266.3M | $796.6M | ||
| Q3 25 | $107.5M | $72.0M | ||
| Q2 25 | $132.7M | $-300.1M | ||
| Q1 25 | $131.6M | $24.8M | ||
| Q4 24 | $122.6M | $862.1M | ||
| Q3 24 | $112.4M | $155.8M | ||
| Q2 24 | $115.6M | $-252.9M |
自由现金流ATLCPMAT
| Q1 26 | — | $-88.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率ATLCPMAT
| Q1 26 | — | -10.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度ATLCPMAT
| Q1 26 | — | 7.6% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率ATLCPMAT
| Q1 26 | — | — | ||
| Q4 25 | 7.69× | 7.50× | ||
| Q3 25 | 4.30× | 0.26× | ||
| Q2 25 | 4.34× | -5.62× | ||
| Q1 25 | 4.17× | — | ||
| Q4 24 | 3.96× | 6.12× | ||
| Q3 24 | 3.80× | 0.42× | ||
| Q2 24 | 4.76× | -4.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
