vs
Atlanticus Holdings Corp（ATLCP）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Atlanticus Holdings Corp的季度营收约是Mativ Holdings, Inc.的1.6倍（$734.4M vs $463.1M），Mativ Holdings, Inc.净利率更高（21.8% vs 4.7%，领先17.1%），Atlanticus Holdings Corp同比增速更快（107.8% vs 1.0%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs -3.8%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
ATLCP vs MATV — 直观对比
营收规模更大
ATLCP
是对方的1.6倍
$463.1M
营收增速更快
ATLCP
高出106.8%
1.0%
净利率更高
MATV
高出17.1%
4.7%
两年增速更快
ATLCP
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $463.1M |
| 净利润 | $34.6M | $100.8M |
| 毛利率 | 92.4% | 18.8% |
| 营业利润率 | 6.3% | 2.2% |
| 净利率 | 4.7% | 21.8% |
| 营收同比 | 107.8% | 1.0% |
| 净利润同比 | 11.7% | 6620.0% |
| 每股收益（稀释后） | $1.75 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPMATV
| Q4 25 | $734.4M | $463.1M | ||
| Q3 25 | $494.7M | $513.7M | ||
| Q2 25 | $394.2M | $525.4M | ||
| Q1 25 | $345.2M | $484.8M | ||
| Q4 24 | $353.5M | $458.6M | ||
| Q3 24 | $351.2M | $498.5M | ||
| Q2 24 | $316.0M | $523.8M | ||
| Q1 24 | $290.7M | $500.2M |
净利润ATLCPMATV
| Q4 25 | $34.6M | $100.8M | ||
| Q3 25 | $25.0M | $-3.2M | ||
| Q2 25 | $30.6M | $-9.5M | ||
| Q1 25 | $31.5M | $-425.5M | ||
| Q4 24 | $31.0M | $1.5M | ||
| Q3 24 | $29.5M | $-20.8M | ||
| Q2 24 | $24.3M | $-1.4M | ||
| Q1 24 | $26.2M | $-28.0M |
毛利率ATLCPMATV
| Q4 25 | 92.4% | 18.8% | ||
| Q3 25 | 92.1% | 19.3% | ||
| Q2 25 | 91.4% | 19.7% | ||
| Q1 25 | 90.7% | 15.0% | ||
| Q4 24 | 89.9% | 16.9% | ||
| Q3 24 | 92.0% | 18.8% | ||
| Q2 24 | 91.2% | 20.8% | ||
| Q1 24 | 90.8% | 16.8% |
营业利润率ATLCPMATV
| Q4 25 | 6.3% | 2.2% | ||
| Q3 25 | 6.6% | 3.1% | ||
| Q2 25 | 10.2% | 3.8% | ||
| Q1 25 | 11.8% | -88.8% | ||
| Q4 24 | 11.3% | 0.6% | ||
| Q3 24 | 10.6% | 1.4% | ||
| Q2 24 | 9.1% | 2.0% | ||
| Q1 24 | 11.3% | -2.8% |
净利率ATLCPMATV
| Q4 25 | 4.7% | 21.8% | ||
| Q3 25 | 5.0% | -0.6% | ||
| Q2 25 | 7.8% | -1.8% | ||
| Q1 25 | 9.1% | -87.8% | ||
| Q4 24 | 8.8% | 0.3% | ||
| Q3 24 | 8.4% | -4.2% | ||
| Q2 24 | 7.7% | -0.3% | ||
| Q1 24 | 9.0% | -5.6% |
每股收益（稀释后）ATLCPMATV
| Q4 25 | $1.75 | $1.87 | ||
| Q3 25 | $1.21 | $-0.06 | ||
| Q2 25 | $1.51 | $-0.18 | ||
| Q1 25 | $1.49 | $-7.82 | ||
| Q4 24 | $1.42 | $0.03 | ||
| Q3 24 | $1.27 | $-0.38 | ||
| Q2 24 | $0.99 | $-0.03 | ||
| Q1 24 | $1.09 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $84.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $608.7M | $498.7M |
| 总资产 | $7.6B | $2.1B |
| 负债/权益比越低杠杆越低 | — | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资ATLCPMATV
| Q4 25 | $621.1M | $84.2M | ||
| Q3 25 | $425.0M | $97.1M | ||
| Q2 25 | $329.4M | $95.6M | ||
| Q1 25 | $350.4M | $84.0M | ||
| Q4 24 | $375.4M | $94.3M | ||
| Q3 24 | $308.7M | $162.2M | ||
| Q2 24 | $350.9M | $133.4M | ||
| Q1 24 | $444.8M | $128.9M |
总债务ATLCPMATV
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
股东权益ATLCPMATV
| Q4 25 | $608.7M | $498.7M | ||
| Q3 25 | $589.3M | $397.4M | ||
| Q2 25 | $563.3M | $416.6M | ||
| Q1 25 | $532.7M | $428.2M | ||
| Q4 24 | $492.9M | $858.5M | ||
| Q3 24 | $457.7M | $882.3M | ||
| Q2 24 | $433.8M | $898.0M | ||
| Q1 24 | $416.0M | $906.9M |
总资产ATLCPMATV
| Q4 25 | $7.6B | $2.1B | ||
| Q3 25 | $7.1B | $2.0B | ||
| Q2 25 | $3.6B | $2.1B | ||
| Q1 25 | $3.3B | $2.1B | ||
| Q4 24 | $3.3B | $2.4B | ||
| Q3 24 | $3.0B | $2.6B | ||
| Q2 24 | $2.8B | $2.6B | ||
| Q1 24 | $2.8B | $2.7B |
负债/权益比ATLCPMATV
| Q4 25 | — | 2.07× | ||
| Q3 25 | — | 2.63× | ||
| Q2 25 | — | 2.66× | ||
| Q1 25 | — | 2.67× | ||
| Q4 24 | — | 1.30× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.29× | ||
| Q1 24 | — | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | — | $8.0M |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | 7.69× | 0.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.8M |
8季度趋势，按日历期对齐
经营现金流ATLCPMATV
| Q4 25 | $266.3M | $19.3M | ||
| Q3 25 | $107.5M | $72.8M | ||
| Q2 25 | $132.7M | $57.6M | ||
| Q1 25 | $131.6M | $-15.9M | ||
| Q4 24 | $122.6M | $24.1M | ||
| Q3 24 | $112.4M | $37.6M | ||
| Q2 24 | $115.6M | $46.1M | ||
| Q1 24 | $118.8M | $-13.0M |
自由现金流ATLCPMATV
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $66.7M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $-29.8M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | — | $25.5M | ||
| Q2 24 | — | $37.4M | ||
| Q1 24 | — | $-25.1M |
自由现金流率ATLCPMATV
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | -6.1% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 5.1% | ||
| Q2 24 | — | 7.1% | ||
| Q1 24 | — | -5.0% |
资本支出强度ATLCPMATV
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 2.4% |
现金转化率ATLCPMATV
| Q4 25 | 7.69× | 0.19× | ||
| Q3 25 | 4.30× | — | ||
| Q2 25 | 4.34× | — | ||
| Q1 25 | 4.17× | — | ||
| Q4 24 | 3.96× | 16.07× | ||
| Q3 24 | 3.80× | — | ||
| Q2 24 | 4.76× | — | ||
| Q1 24 | 4.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
