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Atlanticus Holdings Corp（ATLCP）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
Atlanticus Holdings Corp的季度营收约是UiPath, Inc.的1.8倍（$734.4M vs $411.1M），UiPath, Inc.净利率更高（48.4% vs 4.7%，领先43.7%），Atlanticus Holdings Corp同比增速更快（107.8% vs 15.9%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 0.7%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
ATLCP vs PATH — 直观对比
营收规模更大
ATLCP
是对方的1.8倍
$411.1M
营收增速更快
ATLCP
高出91.8%
15.9%
净利率更高
PATH
高出43.7%
4.7%
两年增速更快
ATLCP
近两年复合增速
0.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $411.1M |
| 净利润 | $34.6M | $198.8M |
| 毛利率 | 92.4% | 83.3% |
| 营业利润率 | 6.3% | 3.2% |
| 净利率 | 4.7% | 48.4% |
| 营收同比 | 107.8% | 15.9% |
| 净利润同比 | 11.7% | 1966.2% |
| 每股收益（稀释后） | $1.75 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPPATH
| Q4 25 | $734.4M | $411.1M | ||
| Q3 25 | $494.7M | $361.7M | ||
| Q2 25 | $394.2M | $356.6M | ||
| Q1 25 | $345.2M | $423.6M | ||
| Q4 24 | $353.5M | $354.7M | ||
| Q3 24 | $351.2M | $316.3M | ||
| Q2 24 | $316.0M | $335.1M | ||
| Q1 24 | $290.7M | $405.3M |
净利润ATLCPPATH
| Q4 25 | $34.6M | $198.8M | ||
| Q3 25 | $25.0M | $1.6M | ||
| Q2 25 | $30.6M | $-22.6M | ||
| Q1 25 | $31.5M | $51.8M | ||
| Q4 24 | $31.0M | $-10.7M | ||
| Q3 24 | $29.5M | $-86.1M | ||
| Q2 24 | $24.3M | $-28.7M | ||
| Q1 24 | $26.2M | $33.9M |
毛利率ATLCPPATH
| Q4 25 | 92.4% | 83.3% | ||
| Q3 25 | 92.1% | 82.2% | ||
| Q2 25 | 91.4% | 82.1% | ||
| Q1 25 | 90.7% | 84.8% | ||
| Q4 24 | 89.9% | 82.0% | ||
| Q3 24 | 92.0% | 80.0% | ||
| Q2 24 | 91.2% | 83.5% | ||
| Q1 24 | 90.8% | 86.8% |
营业利润率ATLCPPATH
| Q4 25 | 6.3% | 3.2% | ||
| Q3 25 | 6.6% | -5.6% | ||
| Q2 25 | 10.2% | -4.6% | ||
| Q1 25 | 11.8% | 7.9% | ||
| Q4 24 | 11.3% | -12.2% | ||
| Q3 24 | 10.6% | -32.7% | ||
| Q2 24 | 9.1% | -14.8% | ||
| Q1 24 | 11.3% | 3.7% |
净利率ATLCPPATH
| Q4 25 | 4.7% | 48.4% | ||
| Q3 25 | 5.0% | 0.4% | ||
| Q2 25 | 7.8% | -6.3% | ||
| Q1 25 | 9.1% | 12.2% | ||
| Q4 24 | 8.8% | -3.0% | ||
| Q3 24 | 8.4% | -27.2% | ||
| Q2 24 | 7.7% | -8.6% | ||
| Q1 24 | 9.0% | 8.4% |
每股收益（稀释后）ATLCPPATH
| Q4 25 | $1.75 | $0.37 | ||
| Q3 25 | $1.21 | $0.00 | ||
| Q2 25 | $1.51 | $-0.04 | ||
| Q1 25 | $1.49 | $0.09 | ||
| Q4 24 | $1.42 | $-0.02 | ||
| Q3 24 | $1.27 | $-0.15 | ||
| Q2 24 | $0.99 | $-0.05 | ||
| Q1 24 | $1.09 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $1.9B |
| 总资产 | $7.6B | $2.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPPATH
| Q4 25 | $621.1M | $1.4B | ||
| Q3 25 | $425.0M | $1.4B | ||
| Q2 25 | $329.4M | $1.6B | ||
| Q1 25 | $350.4M | $1.6B | ||
| Q4 24 | $375.4M | $1.6B | ||
| Q3 24 | $308.7M | $1.7B | ||
| Q2 24 | $350.9M | $1.9B | ||
| Q1 24 | $444.8M | $1.9B |
股东权益ATLCPPATH
| Q4 25 | $608.7M | $1.9B | ||
| Q3 25 | $589.3M | $1.7B | ||
| Q2 25 | $563.3M | $1.7B | ||
| Q1 25 | $532.7M | $1.8B | ||
| Q4 24 | $492.9M | $1.7B | ||
| Q3 24 | $457.7M | $1.8B | ||
| Q2 24 | $433.8M | $2.0B | ||
| Q1 24 | $416.0M | $2.0B |
总资产ATLCPPATH
| Q4 25 | $7.6B | $2.9B | ||
| Q3 25 | $7.1B | $2.6B | ||
| Q2 25 | $3.6B | $2.6B | ||
| Q1 25 | $3.3B | $2.9B | ||
| Q4 24 | $3.3B | $2.7B | ||
| Q3 24 | $3.0B | $2.7B | ||
| Q2 24 | $2.8B | $2.8B | ||
| Q1 24 | $2.8B | $3.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $28.3M |
| 自由现金流经营现金流 - 资本支出 | — | $25.1M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 7.69× | 0.14× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATLCPPATH
| Q4 25 | $266.3M | $28.3M | ||
| Q3 25 | $107.5M | $41.6M | ||
| Q2 25 | $132.7M | $119.0M | ||
| Q1 25 | $131.6M | $146.1M | ||
| Q4 24 | $122.6M | $28.1M | ||
| Q3 24 | $112.4M | $46.4M | ||
| Q2 24 | $115.6M | $100.0M | ||
| Q1 24 | $118.8M | $145.6M |
自由现金流ATLCPPATH
| Q4 25 | — | $25.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $106.2M | ||
| Q1 25 | — | $138.7M | ||
| Q4 24 | — | $23.2M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $98.8M | ||
| Q1 24 | — | $141.8M |
自由现金流率ATLCPPATH
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 29.8% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 29.5% | ||
| Q1 24 | — | 35.0% |
资本支出强度ATLCPPATH
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.9% |
现金转化率ATLCPPATH
| Q4 25 | 7.69× | 0.14× | ||
| Q3 25 | 4.30× | 26.25× | ||
| Q2 25 | 4.34× | — | ||
| Q1 25 | 4.17× | 2.82× | ||
| Q4 24 | 3.96× | — | ||
| Q3 24 | 3.80× | — | ||
| Q2 24 | 4.76× | — | ||
| Q1 24 | 4.54× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
