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Atlanticus Holdings Corp（ATLCP）与Sunrun Inc.（RUN）财务数据对比。点击上方公司名可切换其他公司
Sunrun Inc.的季度营收约是Atlanticus Holdings Corp的1.6倍（$1.2B vs $734.4M），Sunrun Inc.净利率更高（8.9% vs 4.7%，领先4.2%），Sunrun Inc.同比增速更快（123.5% vs 107.8%），过去两年Sunrun Inc.的营收复合增速更高（59.0% vs 58.9%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
Sunrun Inc.是美国知名的光伏系统及电池储能产品供应商，业务以服务住宅客户为主，2007年成立，总部位于加利福尼亚州旧金山，致力于为家庭用户提供高效的清洁能源解决方案。
ATLCP vs RUN — 直观对比
营收规模更大
RUN
是对方的1.6倍
$734.4M
营收增速更快
RUN
高出15.7%
107.8%
净利率更高
RUN
高出4.2%
4.7%
两年增速更快
RUN
近两年复合增速
58.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $1.2B |
| 净利润 | $34.6M | $103.6M |
| 毛利率 | 92.4% | — |
| 营业利润率 | 6.3% | 8.4% |
| 净利率 | 4.7% | 8.9% |
| 营收同比 | 107.8% | 123.5% |
| 净利润同比 | 11.7% | 103.7% |
| 每股收益（稀释后） | $1.75 | $0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPRUN
| Q4 25 | $734.4M | $1.2B | ||
| Q3 25 | $494.7M | $724.6M | ||
| Q2 25 | $394.2M | $569.3M | ||
| Q1 25 | $345.2M | $504.3M | ||
| Q4 24 | $353.5M | $518.5M | ||
| Q3 24 | $351.2M | $537.2M | ||
| Q2 24 | $316.0M | $523.9M | ||
| Q1 24 | $290.7M | $458.2M |
净利润ATLCPRUN
| Q4 25 | $34.6M | $103.6M | ||
| Q3 25 | $25.0M | $16.6M | ||
| Q2 25 | $30.6M | $279.8M | ||
| Q1 25 | $31.5M | $50.0M | ||
| Q4 24 | $31.0M | $-2.8B | ||
| Q3 24 | $29.5M | $-83.8M | ||
| Q2 24 | $24.3M | $139.1M | ||
| Q1 24 | $26.2M | $-87.8M |
毛利率ATLCPRUN
| Q4 25 | 92.4% | — | ||
| Q3 25 | 92.1% | — | ||
| Q2 25 | 91.4% | — | ||
| Q1 25 | 90.7% | — | ||
| Q4 24 | 89.9% | — | ||
| Q3 24 | 92.0% | — | ||
| Q2 24 | 91.2% | — | ||
| Q1 24 | 90.8% | — |
营业利润率ATLCPRUN
| Q4 25 | 6.3% | 8.4% | ||
| Q3 25 | 6.6% | 0.5% | ||
| Q2 25 | 10.2% | -19.7% | ||
| Q1 25 | 11.8% | -22.8% | ||
| Q4 24 | 11.3% | -628.0% | ||
| Q3 24 | 10.6% | -23.8% | ||
| Q2 24 | 9.1% | -24.4% | ||
| Q1 24 | 11.3% | -40.0% |
净利率ATLCPRUN
| Q4 25 | 4.7% | 8.9% | ||
| Q3 25 | 5.0% | 2.3% | ||
| Q2 25 | 7.8% | 49.1% | ||
| Q1 25 | 9.1% | 9.9% | ||
| Q4 24 | 8.8% | -542.7% | ||
| Q3 24 | 8.4% | -15.6% | ||
| Q2 24 | 7.7% | 26.5% | ||
| Q1 24 | 9.0% | -19.2% |
每股收益（稀释后）ATLCPRUN
| Q4 25 | $1.75 | $0.38 | ||
| Q3 25 | $1.21 | $0.06 | ||
| Q2 25 | $1.51 | $1.07 | ||
| Q1 25 | $1.49 | $0.20 | ||
| Q4 24 | $1.42 | $-12.59 | ||
| Q3 24 | $1.27 | $-0.37 | ||
| Q2 24 | $0.99 | $0.55 | ||
| Q1 24 | $1.09 | $-0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | — |
| 总债务越低越好 | — | $14.7B |
| 股东权益账面价值 | $608.7M | $3.1B |
| 总资产 | $7.6B | $22.6B |
| 负债/权益比越低杠杆越低 | — | 4.69× |
8季度趋势，按日历期对齐
现金及短期投资ATLCPRUN
| Q4 25 | $621.1M | — | ||
| Q3 25 | $425.0M | — | ||
| Q2 25 | $329.4M | — | ||
| Q1 25 | $350.4M | — | ||
| Q4 24 | $375.4M | — | ||
| Q3 24 | $308.7M | — | ||
| Q2 24 | $350.9M | — | ||
| Q1 24 | $444.8M | — |
总债务ATLCPRUN
| Q4 25 | — | $14.7B | ||
| Q3 25 | — | $14.6B | ||
| Q2 25 | — | $14.0B | ||
| Q1 25 | — | $13.6B | ||
| Q4 24 | — | $12.9B | ||
| Q3 24 | — | $12.5B | ||
| Q2 24 | — | $12.0B | ||
| Q1 24 | — | $11.1B |
股东权益ATLCPRUN
| Q4 25 | $608.7M | $3.1B | ||
| Q3 25 | $589.3M | $3.0B | ||
| Q2 25 | $563.3M | $2.9B | ||
| Q1 25 | $532.7M | $2.6B | ||
| Q4 24 | $492.9M | $2.6B | ||
| Q3 24 | $457.7M | $5.3B | ||
| Q2 24 | $433.8M | $5.4B | ||
| Q1 24 | $416.0M | $5.2B |
总资产ATLCPRUN
| Q4 25 | $7.6B | $22.6B | ||
| Q3 25 | $7.1B | $22.2B | ||
| Q2 25 | $3.6B | $21.2B | ||
| Q1 25 | $3.3B | $20.4B | ||
| Q4 24 | $3.3B | $19.9B | ||
| Q3 24 | $3.0B | $22.1B | ||
| Q2 24 | $2.8B | $21.4B | ||
| Q1 24 | $2.8B | $20.8B |
负债/权益比ATLCPRUN
| Q4 25 | — | 4.69× | ||
| Q3 25 | — | 4.90× | ||
| Q2 25 | — | 4.80× | ||
| Q1 25 | — | 5.19× | ||
| Q4 24 | — | 5.05× | ||
| Q3 24 | — | 2.36× | ||
| Q2 24 | — | 2.23× | ||
| Q1 24 | — | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $96.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 7.69× | 0.94× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATLCPRUN
| Q4 25 | $266.3M | $96.9M | ||
| Q3 25 | $107.5M | $-121.5M | ||
| Q2 25 | $132.7M | $-292.7M | ||
| Q1 25 | $131.6M | $-104.2M | ||
| Q4 24 | $122.6M | $-258.4M | ||
| Q3 24 | $112.4M | $-156.2M | ||
| Q2 24 | $115.6M | $-208.5M | ||
| Q1 24 | $118.8M | $-143.1M |
自由现金流ATLCPRUN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-156.4M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ATLCPRUN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -29.1% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ATLCPRUN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ATLCPRUN
| Q4 25 | 7.69× | 0.94× | ||
| Q3 25 | 4.30× | -7.33× | ||
| Q2 25 | 4.34× | -1.05× | ||
| Q1 25 | 4.17× | -2.08× | ||
| Q4 24 | 3.96× | — | ||
| Q3 24 | 3.80× | — | ||
| Q2 24 | 4.76× | -1.50× | ||
| Q1 24 | 4.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
RUN
| Products | $692.3M | 60% |
| Customer Agreements | $435.2M | 38% |
| Manufactured Product Other | $56.7M | 5% |
| Incentives | $31.3M | 3% |
