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Atlanticus Holdings Corp（ATLCP）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
Atlanticus Holdings Corp的季度营收约是Rackspace Technology, Inc.的1.1倍（$734.4M vs $682.8M），Atlanticus Holdings Corp净利率更高（4.7% vs -4.8%，领先9.5%），Atlanticus Holdings Corp同比增速更快（107.8% vs -0.4%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs -0.6%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
ATLCP vs RXT — 直观对比
营收规模更大
ATLCP
是对方的1.1倍
$682.8M
营收增速更快
ATLCP
高出108.2%
-0.4%
净利率更高
ATLCP
高出9.5%
-4.8%
两年增速更快
ATLCP
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $682.8M |
| 净利润 | $34.6M | $-32.7M |
| 毛利率 | 92.4% | 17.6% |
| 营业利润率 | 6.3% | -0.5% |
| 净利率 | 4.7% | -4.8% |
| 营收同比 | 107.8% | -0.4% |
| 净利润同比 | 11.7% | 41.6% |
| 每股收益（稀释后） | $1.75 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPRXT
| Q4 25 | $734.4M | $682.8M | ||
| Q3 25 | $494.7M | $671.2M | ||
| Q2 25 | $394.2M | $666.3M | ||
| Q1 25 | $345.2M | $665.4M | ||
| Q4 24 | $353.5M | $685.6M | ||
| Q3 24 | $351.2M | $675.8M | ||
| Q2 24 | $316.0M | $684.9M | ||
| Q1 24 | $290.7M | $690.8M |
净利润ATLCPRXT
| Q4 25 | $34.6M | $-32.7M | ||
| Q3 25 | $25.0M | $-67.1M | ||
| Q2 25 | $30.6M | $-54.5M | ||
| Q1 25 | $31.5M | $-71.5M | ||
| Q4 24 | $31.0M | $-56.0M | ||
| Q3 24 | $29.5M | $-186.6M | ||
| Q2 24 | $24.3M | $25.0M | ||
| Q1 24 | $26.2M | $-640.6M |
毛利率ATLCPRXT
| Q4 25 | 92.4% | 17.6% | ||
| Q3 25 | 92.1% | 19.4% | ||
| Q2 25 | 91.4% | 19.4% | ||
| Q1 25 | 90.7% | 19.1% | ||
| Q4 24 | 89.9% | 19.2% | ||
| Q3 24 | 92.0% | 20.3% | ||
| Q2 24 | 91.2% | 19.2% | ||
| Q1 24 | 90.8% | 19.2% |
营业利润率ATLCPRXT
| Q4 25 | 6.3% | -0.5% | ||
| Q3 25 | 6.6% | -5.1% | ||
| Q2 25 | 10.2% | -3.8% | ||
| Q1 25 | 11.8% | -5.8% | ||
| Q4 24 | 11.3% | -4.2% | ||
| Q3 24 | 10.6% | -25.7% | ||
| Q2 24 | 9.1% | -7.9% | ||
| Q1 24 | 11.3% | -94.5% |
净利率ATLCPRXT
| Q4 25 | 4.7% | -4.8% | ||
| Q3 25 | 5.0% | -10.0% | ||
| Q2 25 | 7.8% | -8.2% | ||
| Q1 25 | 9.1% | -10.7% | ||
| Q4 24 | 8.8% | -8.2% | ||
| Q3 24 | 8.4% | -27.6% | ||
| Q2 24 | 7.7% | 3.7% | ||
| Q1 24 | 9.0% | -92.7% |
每股收益（稀释后）ATLCPRXT
| Q4 25 | $1.75 | $-0.13 | ||
| Q3 25 | $1.21 | $-0.28 | ||
| Q2 25 | $1.51 | $-0.23 | ||
| Q1 25 | $1.49 | $-0.31 | ||
| Q4 24 | $1.42 | $-0.20 | ||
| Q3 24 | $1.27 | $-0.82 | ||
| Q2 24 | $0.99 | $0.11 | ||
| Q1 24 | $1.09 | $-2.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $105.8M |
| 总债务越低越好 | — | $2.7B |
| 股东权益账面价值 | $608.7M | $-1.2B |
| 总资产 | $7.6B | $2.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPRXT
| Q4 25 | $621.1M | $105.8M | ||
| Q3 25 | $425.0M | $99.5M | ||
| Q2 25 | $329.4M | $103.9M | ||
| Q1 25 | $350.4M | $128.0M | ||
| Q4 24 | $375.4M | $144.0M | ||
| Q3 24 | $308.7M | $157.1M | ||
| Q2 24 | $350.9M | $190.2M | ||
| Q1 24 | $444.8M | $282.6M |
总债务ATLCPRXT
| Q4 25 | — | $2.7B | ||
| Q3 25 | — | $2.8B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.9B | ||
| Q1 24 | — | $3.0B |
股东权益ATLCPRXT
| Q4 25 | $608.7M | $-1.2B | ||
| Q3 25 | $589.3M | $-1.2B | ||
| Q2 25 | $563.3M | $-1.1B | ||
| Q1 25 | $532.7M | $-1.1B | ||
| Q4 24 | $492.9M | $-1.0B | ||
| Q3 24 | $457.7M | $-949.7M | ||
| Q2 24 | $433.8M | $-756.2M | ||
| Q1 24 | $416.0M | $-787.2M |
总资产ATLCPRXT
| Q4 25 | $7.6B | $2.8B | ||
| Q3 25 | $7.1B | $2.8B | ||
| Q2 25 | $3.6B | $2.9B | ||
| Q1 25 | $3.3B | $3.0B | ||
| Q4 24 | $3.3B | $3.1B | ||
| Q3 24 | $3.0B | $3.1B | ||
| Q2 24 | $2.8B | $3.4B | ||
| Q1 24 | $2.8B | $3.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $59.7M |
| 自由现金流经营现金流 - 资本支出 | — | $56.0M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | 7.69× | — |
| 过去12个月自由现金流最近4个季度 | — | $90.6M |
8季度趋势，按日历期对齐
经营现金流ATLCPRXT
| Q4 25 | $266.3M | $59.7M | ||
| Q3 25 | $107.5M | $70.7M | ||
| Q2 25 | $132.7M | $8.4M | ||
| Q1 25 | $131.6M | $12.6M | ||
| Q4 24 | $122.6M | $54.3M | ||
| Q3 24 | $112.4M | $51.8M | ||
| Q2 24 | $115.6M | $24.1M | ||
| Q1 24 | $118.8M | $-90.3M |
自由现金流ATLCPRXT
| Q4 25 | — | $56.0M | ||
| Q3 25 | — | $42.7M | ||
| Q2 25 | — | $-12.4M | ||
| Q1 25 | — | $4.3M | ||
| Q4 24 | — | $34.4M | ||
| Q3 24 | — | $27.3M | ||
| Q2 24 | — | $-14.5M | ||
| Q1 24 | — | $-118.4M |
自由现金流率ATLCPRXT
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | -1.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | -2.1% | ||
| Q1 24 | — | -17.1% |
资本支出强度ATLCPRXT
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 5.6% | ||
| Q1 24 | — | 4.1% |
现金转化率ATLCPRXT
| Q4 25 | 7.69× | — | ||
| Q3 25 | 4.30× | — | ||
| Q2 25 | 4.34× | — | ||
| Q1 25 | 4.17× | — | ||
| Q4 24 | 3.96× | — | ||
| Q3 24 | 3.80× | — | ||
| Q2 24 | 4.76× | 0.96× | ||
| Q1 24 | 4.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
