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Atlanticus Holdings Corp（ATLCP）与BOSTON BEER CO INC（SAM）财务数据对比。点击上方公司名可切换其他公司
Atlanticus Holdings Corp的季度营收约是BOSTON BEER CO INC的1.6倍（$734.4M vs $461.6M），Atlanticus Holdings Corp同比增速更快（107.8% vs -4.1%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs -10.7%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
波士顿啤酒公司是美国知名酿酒企业，1984年由吉姆·科赫与朗达·卡尔曼联合创立。旗下首款产品以美国开国元勋、独立运动先驱塞缪尔·亚当斯命名，后续陆续推出多个自有品牌，2019年正式完成与角鲨头酿酒厂的合并，是北美精酿啤酒行业的核心参与者之一。
ATLCP vs SAM — 直观对比
营收规模更大
ATLCP
是对方的1.6倍
$461.6M
营收增速更快
ATLCP
高出111.9%
-4.1%
两年增速更快
ATLCP
近两年复合增速
-10.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $461.6M |
| 净利润 | $34.6M | — |
| 毛利率 | 92.4% | 46.4% |
| 营业利润率 | 6.3% | 12.4% |
| 净利率 | 4.7% | — |
| 营收同比 | 107.8% | -4.1% |
| 净利润同比 | 11.7% | — |
| 每股收益（稀释后） | $1.75 | $2.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPSAM
| Q1 26 | — | $461.6M | ||
| Q4 25 | $734.4M | $385.7M | ||
| Q3 25 | $494.7M | $537.5M | ||
| Q2 25 | $394.2M | $587.9M | ||
| Q1 25 | $345.2M | $453.9M | ||
| Q4 24 | $353.5M | $402.3M | ||
| Q3 24 | $351.2M | $605.5M | ||
| Q2 24 | $316.0M | $579.1M |
净利润ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | $34.6M | $-22.5M | ||
| Q3 25 | $25.0M | $46.2M | ||
| Q2 25 | $30.6M | $60.4M | ||
| Q1 25 | $31.5M | $24.4M | ||
| Q4 24 | $31.0M | $-38.8M | ||
| Q3 24 | $29.5M | $33.5M | ||
| Q2 24 | $24.3M | $52.3M |
毛利率ATLCPSAM
| Q1 26 | — | 46.4% | ||
| Q4 25 | 92.4% | 43.5% | ||
| Q3 25 | 92.1% | 50.8% | ||
| Q2 25 | 91.4% | 49.8% | ||
| Q1 25 | 90.7% | 48.3% | ||
| Q4 24 | 89.9% | 39.9% | ||
| Q3 24 | 92.0% | 46.3% | ||
| Q2 24 | 91.2% | 46.0% |
营业利润率ATLCPSAM
| Q1 26 | — | 12.4% | ||
| Q4 25 | 6.3% | -8.6% | ||
| Q3 25 | 6.6% | 11.5% | ||
| Q2 25 | 10.2% | 14.0% | ||
| Q1 25 | 11.8% | 7.4% | ||
| Q4 24 | 11.3% | -13.9% | ||
| Q3 24 | 10.6% | 7.6% | ||
| Q2 24 | 9.1% | 12.2% |
净利率ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | -5.8% | ||
| Q3 25 | 5.0% | 8.6% | ||
| Q2 25 | 7.8% | 10.3% | ||
| Q1 25 | 9.1% | 5.4% | ||
| Q4 24 | 8.8% | -9.6% | ||
| Q3 24 | 8.4% | 5.5% | ||
| Q2 24 | 7.7% | 9.0% |
每股收益（稀释后）ATLCPSAM
| Q1 26 | — | $2.16 | ||
| Q4 25 | $1.75 | $-1.97 | ||
| Q3 25 | $1.21 | $4.25 | ||
| Q2 25 | $1.51 | $5.45 | ||
| Q1 25 | $1.49 | $2.16 | ||
| Q4 24 | $1.42 | $-3.23 | ||
| Q3 24 | $1.27 | $2.86 | ||
| Q2 24 | $0.99 | $4.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $164.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $682.6M |
| 总资产 | $7.6B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPSAM
| Q1 26 | — | $164.1M | ||
| Q4 25 | $621.1M | $223.4M | ||
| Q3 25 | $425.0M | $250.5M | ||
| Q2 25 | $329.4M | $212.4M | ||
| Q1 25 | $350.4M | $152.5M | ||
| Q4 24 | $375.4M | $211.8M | ||
| Q3 24 | $308.7M | $255.6M | ||
| Q2 24 | $350.9M | $219.3M |
股东权益ATLCPSAM
| Q1 26 | — | $682.6M | ||
| Q4 25 | $608.7M | $846.3M | ||
| Q3 25 | $589.3M | $911.0M | ||
| Q2 25 | $563.3M | $912.3M | ||
| Q1 25 | $532.7M | $897.0M | ||
| Q4 24 | $492.9M | $916.2M | ||
| Q3 24 | $457.7M | $1.0B | ||
| Q2 24 | $433.8M | $1.0B |
总资产ATLCPSAM
| Q1 26 | — | $1.2B | ||
| Q4 25 | $7.6B | $1.2B | ||
| Q3 25 | $7.1B | $1.2B | ||
| Q2 25 | $3.6B | $1.3B | ||
| Q1 25 | $3.3B | $1.2B | ||
| Q4 24 | $3.3B | $1.3B | ||
| Q3 24 | $3.0B | $1.4B | ||
| Q2 24 | $2.8B | $1.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 7.69× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | $266.3M | $39.9M | ||
| Q3 25 | $107.5M | $101.8M | ||
| Q2 25 | $132.7M | $126.5M | ||
| Q1 25 | $131.6M | $1.9M | ||
| Q4 24 | $122.6M | $41.9M | ||
| Q3 24 | $112.4M | $115.9M | ||
| Q2 24 | $115.6M | $96.0M |
自由现金流ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | — | $22.1M | ||
| Q3 25 | — | $89.2M | ||
| Q2 25 | — | $112.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $18.4M | ||
| Q3 24 | — | $99.2M | ||
| Q2 24 | — | $75.6M |
自由现金流率ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | — | 5.7% | ||
| Q3 25 | — | 16.6% | ||
| Q2 25 | — | 19.1% | ||
| Q1 25 | — | -1.8% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | 16.4% | ||
| Q2 24 | — | 13.1% |
资本支出强度ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 5.8% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 3.5% |
现金转化率ATLCPSAM
| Q1 26 | — | — | ||
| Q4 25 | 7.69× | — | ||
| Q3 25 | 4.30× | 2.21× | ||
| Q2 25 | 4.34× | 2.09× | ||
| Q1 25 | 4.17× | 0.08× | ||
| Q4 24 | 3.96× | — | ||
| Q3 24 | 3.80× | 3.46× | ||
| Q2 24 | 4.76× | 1.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
