vs
AMES NATIONAL CORP（ATLO）与FIRST HORIZON CORP（FHN）财务数据对比。点击上方公司名可切换其他公司
FIRST HORIZON CORP的季度营收约是AMES NATIONAL CORP的58.3倍（$888.0M vs $15.2M）。AMES NATIONAL CORP净利率更高（42.8% vs 29.4%，领先13.4%）。AMES NATIONAL CORP同比增速更快（25.7% vs 21.8%）。FIRST HORIZON CORP自由现金流更多（$389.0M vs $7.2M）。过去两年AMES NATIONAL CORP的营收复合增速更高（18.2% vs 4.1%）
艾姆斯国家公司是总部位于美国爱荷华州的金融控股企业，运营多家社区银行子公司，提供零售及商业银行全品类服务，涵盖存取款、个人及企业贷款、抵押贷款、财富管理等，主要服务爱荷华州中部的消费者和中小微企业。
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
ATLO vs FHN — 直观对比
营收规模更大
FHN
是对方的58.3倍
$15.2M
营收增速更快
ATLO
高出3.9%
21.8%
净利率更高
ATLO
高出13.4%
29.4%
自由现金流更多
FHN
多$381.8M
$7.2M
两年增速更快
ATLO
近两年复合增速
4.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $15.2M | $888.0M |
| 净利润 | $6.5M | $261.0M |
| 毛利率 | — | — |
| 营业利润率 | 54.3% | 38.5% |
| 净利率 | 42.8% | 29.4% |
| 营收同比 | 25.7% | 21.8% |
| 净利润同比 | 85.4% | 57.2% |
| 每股收益（稀释后） | — | $0.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLOFHN
| Q4 25 | $15.2M | $888.0M | ||
| Q3 25 | $14.0M | $889.0M | ||
| Q2 25 | $13.5M | $830.0M | ||
| Q1 25 | $12.9M | $812.0M | ||
| Q4 24 | $12.1M | $729.0M | ||
| Q3 24 | $11.1M | $827.0M | ||
| Q2 24 | $10.9M | $9.0M | ||
| Q1 24 | $10.9M | $819.0M |
净利润ATLOFHN
| Q4 25 | $6.5M | $261.0M | ||
| Q3 25 | $4.6M | $262.0M | ||
| Q2 25 | $4.5M | $241.0M | ||
| Q1 25 | $3.4M | $218.0M | ||
| Q4 24 | $3.5M | $166.0M | ||
| Q3 24 | $2.2M | $218.0M | ||
| Q2 24 | $2.2M | $199.0M | ||
| Q1 24 | $2.3M | $192.0M |
营业利润率ATLOFHN
| Q4 25 | 54.3% | 38.5% | ||
| Q3 25 | 40.7% | 38.7% | ||
| Q2 25 | 41.9% | 37.2% | ||
| Q1 25 | 32.8% | 35.1% | ||
| Q4 24 | 35.8% | 28.8% | ||
| Q3 24 | 23.6% | 34.0% | ||
| Q2 24 | 23.6% | — | ||
| Q1 24 | 24.9% | 31.0% |
净利率ATLOFHN
| Q4 25 | 42.8% | 29.4% | ||
| Q3 25 | 32.5% | 29.5% | ||
| Q2 25 | 33.5% | 29.0% | ||
| Q1 25 | 26.7% | 26.8% | ||
| Q4 24 | 29.0% | 22.8% | ||
| Q3 24 | 20.0% | 26.4% | ||
| Q2 24 | 20.1% | 2211.1% | ||
| Q1 24 | 21.1% | 23.4% |
每股收益（稀释后）ATLOFHN
| Q4 25 | — | $0.51 | ||
| Q3 25 | — | $0.50 | ||
| Q2 25 | — | $0.45 | ||
| Q1 25 | — | $0.41 | ||
| Q4 24 | — | $0.29 | ||
| Q3 24 | — | $0.40 | ||
| Q2 24 | — | $0.34 | ||
| Q1 24 | — | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $126.8M | — |
| 总债务越低越好 | $18.4M | — |
| 股东权益账面价值 | $207.9M | $8.8B |
| 总资产 | $2.1B | $83.9B |
| 负债/权益比越低杠杆越低 | 0.09× | — |
8季度趋势，按日历期对齐
现金及短期投资ATLOFHN
| Q4 25 | $126.8M | — | ||
| Q3 25 | $108.2M | — | ||
| Q2 25 | $95.2M | — | ||
| Q1 25 | $163.4M | — | ||
| Q4 24 | $101.2M | — | ||
| Q3 24 | $59.0M | — | ||
| Q2 24 | $63.4M | — | ||
| Q1 24 | $111.4M | — |
总债务ATLOFHN
| Q4 25 | $18.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $20.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ATLOFHN
| Q4 25 | $207.9M | $8.8B | ||
| Q3 25 | $200.6M | $8.9B | ||
| Q2 25 | $193.0M | $9.0B | ||
| Q1 25 | $183.1M | $8.7B | ||
| Q4 24 | $174.7M | $8.8B | ||
| Q3 24 | $183.4M | $9.0B | ||
| Q2 24 | $167.1M | $8.7B | ||
| Q1 24 | $165.5M | $8.9B |
总资产ATLOFHN
| Q4 25 | $2.1B | $83.9B | ||
| Q3 25 | $2.1B | $83.2B | ||
| Q2 25 | $2.1B | $82.1B | ||
| Q1 25 | $2.2B | $81.5B | ||
| Q4 24 | $2.1B | $82.2B | ||
| Q3 24 | $2.1B | $82.6B | ||
| Q2 24 | $2.1B | $82.2B | ||
| Q1 24 | $2.2B | $81.8B |
负债/权益比ATLOFHN
| Q4 25 | 0.09× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $7.5M | $396.0M |
| 自由现金流经营现金流 - 资本支出 | $7.2M | $389.0M |
| 自由现金流率自由现金流/营收 | 47.4% | 43.8% |
| 资本支出强度资本支出/营收 | 1.5% | 0.8% |
| 现金转化率经营现金流/净利润 | 1.14× | 1.52× |
| 过去12个月自由现金流最近4个季度 | $20.7M | $595.0M |
8季度趋势，按日历期对齐
经营现金流ATLOFHN
| Q4 25 | $7.5M | $396.0M | ||
| Q3 25 | $2.8M | $-200.0M | ||
| Q2 25 | $4.0M | $83.0M | ||
| Q1 25 | $7.1M | $349.0M | ||
| Q4 24 | $5.9M | $191.0M | ||
| Q3 24 | $3.1M | $389.0M | ||
| Q2 24 | $3.9M | $-150.0M | ||
| Q1 24 | $1.4M | $838.0M |
自由现金流ATLOFHN
| Q4 25 | $7.2M | $389.0M | ||
| Q3 25 | $2.6M | $-208.0M | ||
| Q2 25 | $3.9M | $74.0M | ||
| Q1 25 | $6.9M | $340.0M | ||
| Q4 24 | $5.9M | $174.0M | ||
| Q3 24 | $3.0M | $383.0M | ||
| Q2 24 | $3.8M | $-161.0M | ||
| Q1 24 | $1.3M | $828.0M |
自由现金流率ATLOFHN
| Q4 25 | 47.4% | 43.8% | ||
| Q3 25 | 18.9% | -23.4% | ||
| Q2 25 | 28.9% | 8.9% | ||
| Q1 25 | 53.6% | 41.9% | ||
| Q4 24 | 48.5% | 23.9% | ||
| Q3 24 | 27.4% | 46.3% | ||
| Q2 24 | 34.9% | -1788.9% | ||
| Q1 24 | 12.0% | 101.1% |
资本支出强度ATLOFHN
| Q4 25 | 1.5% | 0.8% | ||
| Q3 25 | 0.7% | 0.9% | ||
| Q2 25 | 0.9% | 1.1% | ||
| Q1 25 | 1.5% | 1.1% | ||
| Q4 24 | 0.6% | 2.3% | ||
| Q3 24 | 0.6% | 0.7% | ||
| Q2 24 | 0.9% | 122.2% | ||
| Q1 24 | 0.6% | 1.2% |
现金转化率ATLOFHN
| Q4 25 | 1.14× | 1.52× | ||
| Q3 25 | 0.60× | -0.76× | ||
| Q2 25 | 0.89× | 0.34× | ||
| Q1 25 | 2.07× | 1.60× | ||
| Q4 24 | 1.69× | 1.15× | ||
| Q3 24 | 1.40× | 1.78× | ||
| Q2 24 | 1.78× | -0.75× | ||
| Q1 24 | 0.59× | 4.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLO
暂无分部数据
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
