vs
阿普塔集团（ATR）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
阿普塔集团的季度营收约是FirstCash Holdings, Inc.的2.0倍（$982.9M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 7.4%，领先13.4%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 10.8%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 3.9%）
阿普塔集团（AptarGroup, Inc.）是总部位于美国的全球性制造企业，主营消费品分配包装产品及药物给药装置的研发与生产，目前在全球18个国家设有生产运营基地，服务医药、快消等多领域客户。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
ATR vs FCFS — 直观对比
营收规模更大
ATR
是对方的2.0倍
$501.3M
营收增速更快
FCFS
高出10.4%
10.8%
净利率更高
FCFS
高出13.4%
7.4%
两年增速更快
FCFS
近两年复合增速
3.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $982.9M | $501.3M |
| 净利润 | $72.8M | $104.2M |
| 毛利率 | — | — |
| 营业利润率 | 10.9% | 28.5% |
| 净利率 | 7.4% | 20.8% |
| 营收同比 | 10.8% | 21.2% |
| 净利润同比 | -7.5% | 24.7% |
| 每股收益（稀释后） | $1.12 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATRFCFS
| Q1 26 | $982.9M | — | ||
| Q4 25 | $962.7M | $501.3M | ||
| Q3 25 | $961.1M | $411.0M | ||
| Q2 25 | $966.0M | $385.1M | ||
| Q1 25 | $887.3M | $371.1M | ||
| Q4 24 | $848.1M | $413.7M | ||
| Q3 24 | $909.3M | $363.1M | ||
| Q2 24 | $910.1M | $363.5M |
净利润ATRFCFS
| Q1 26 | $72.8M | — | ||
| Q4 25 | $74.3M | $104.2M | ||
| Q3 25 | $127.9M | $82.8M | ||
| Q2 25 | $111.7M | $59.8M | ||
| Q1 25 | $78.8M | $83.6M | ||
| Q4 24 | $100.9M | $83.5M | ||
| Q3 24 | $100.0M | $64.8M | ||
| Q2 24 | $90.5M | $49.1M |
营业利润率ATRFCFS
| Q1 26 | 10.9% | — | ||
| Q4 25 | 11.0% | 28.5% | ||
| Q3 25 | 14.2% | 27.4% | ||
| Q2 25 | 14.9% | 21.1% | ||
| Q1 25 | 12.8% | 30.0% | ||
| Q4 24 | 14.2% | 26.5% | ||
| Q3 24 | 15.2% | 23.5% | ||
| Q2 24 | 13.8% | 18.2% |
净利率ATRFCFS
| Q1 26 | 7.4% | — | ||
| Q4 25 | 7.7% | 20.8% | ||
| Q3 25 | 13.3% | 20.1% | ||
| Q2 25 | 11.6% | 15.5% | ||
| Q1 25 | 8.9% | 22.5% | ||
| Q4 24 | 11.9% | 20.2% | ||
| Q3 24 | 11.0% | 17.9% | ||
| Q2 24 | 9.9% | 13.5% |
每股收益（稀释后）ATRFCFS
| Q1 26 | $1.12 | — | ||
| Q4 25 | $1.13 | $2.35 | ||
| Q3 25 | $1.92 | $1.86 | ||
| Q2 25 | $1.67 | $1.34 | ||
| Q1 25 | $1.17 | $1.87 | ||
| Q4 24 | $1.48 | $1.86 | ||
| Q3 24 | $1.48 | $1.44 | ||
| Q2 24 | $1.34 | $1.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $229.5M | $125.2M |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $2.6B | $2.3B |
| 总资产 | $5.1B | $5.3B |
| 负债/权益比越低杠杆越低 | — | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资ATRFCFS
| Q1 26 | $229.5M | — | ||
| Q4 25 | $409.5M | $125.2M | ||
| Q3 25 | $264.8M | $130.2M | ||
| Q2 25 | $169.8M | $101.5M | ||
| Q1 25 | $136.8M | $146.0M | ||
| Q4 24 | $226.2M | $175.1M | ||
| Q3 24 | $327.9M | $106.3M | ||
| Q2 24 | $223.9M | $113.7M |
总债务ATRFCFS
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $2.2B | ||
| Q3 25 | $546.0M | $2.2B | ||
| Q2 25 | $535.1M | $1.7B | ||
| Q1 25 | $561.2M | $1.7B | ||
| Q4 24 | $688.1M | $1.7B | ||
| Q3 24 | $822.7M | $1.7B | ||
| Q2 24 | $681.5M | $1.7B |
股东权益ATRFCFS
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.7B | $2.3B | ||
| Q3 25 | $2.8B | $2.2B | ||
| Q2 25 | $2.7B | $2.1B | ||
| Q1 25 | $2.5B | $2.1B | ||
| Q4 24 | $2.5B | $2.1B | ||
| Q3 24 | $2.5B | $2.0B | ||
| Q2 24 | $2.4B | $2.0B |
总资产ATRFCFS
| Q1 26 | $5.1B | — | ||
| Q4 25 | $5.3B | $5.3B | ||
| Q3 25 | $5.1B | $5.2B | ||
| Q2 25 | $4.9B | $4.5B | ||
| Q1 25 | $4.5B | $4.4B | ||
| Q4 24 | $4.4B | $4.5B | ||
| Q3 24 | $4.6B | $4.4B | ||
| Q2 24 | $4.5B | $4.3B |
负债/权益比ATRFCFS
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | 0.98× | ||
| Q3 25 | 0.20× | 1.01× | ||
| Q2 25 | 0.20× | 0.79× | ||
| Q1 25 | 0.22× | 0.83× | ||
| Q4 24 | 0.28× | 0.85× | ||
| Q3 24 | 0.32× | 0.87× | ||
| Q2 24 | 0.28× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $53.3M | — |
| 自由现金流率自由现金流/营收 | 5.4% | — |
| 资本支出强度资本支出/营收 | 6.7% | — |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | $327.0M | — |
8季度趋势，按日历期对齐
经营现金流ATRFCFS
| Q1 26 | — | — | ||
| Q4 25 | $183.7M | $206.6M | ||
| Q3 25 | $177.6M | $135.8M | ||
| Q2 25 | $126.0M | $116.9M | ||
| Q1 25 | $82.7M | $126.6M | ||
| Q4 24 | $178.2M | $198.1M | ||
| Q3 24 | $229.3M | $113.1M | ||
| Q2 24 | $143.6M | $106.2M |
自由现金流ATRFCFS
| Q1 26 | $53.3M | — | ||
| Q4 25 | $96.9M | — | ||
| Q3 25 | $114.3M | — | ||
| Q2 25 | $62.5M | — | ||
| Q1 25 | $25.9M | — | ||
| Q4 24 | $112.2M | — | ||
| Q3 24 | $162.7M | — | ||
| Q2 24 | $75.4M | — |
自由现金流率ATRFCFS
| Q1 26 | 5.4% | — | ||
| Q4 25 | 10.1% | — | ||
| Q3 25 | 11.9% | — | ||
| Q2 25 | 6.5% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 17.9% | — | ||
| Q2 24 | 8.3% | — |
资本支出强度ATRFCFS
| Q1 26 | 6.7% | — | ||
| Q4 25 | 9.0% | — | ||
| Q3 25 | 6.6% | — | ||
| Q2 25 | 6.6% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 7.8% | — | ||
| Q3 24 | 7.3% | — | ||
| Q2 24 | 7.5% | — |
现金转化率ATRFCFS
| Q1 26 | — | — | ||
| Q4 25 | 2.47× | 1.98× | ||
| Q3 25 | 1.39× | 1.64× | ||
| Q2 25 | 1.13× | 1.95× | ||
| Q1 25 | 1.05× | 1.51× | ||
| Q4 24 | 1.77× | 2.37× | ||
| Q3 24 | 2.29× | 1.74× | ||
| Q2 24 | 1.59× | 2.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATR
暂无分部数据
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
