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阿普塔集团（ATR）与Fidelity National Financial, Inc.（FNF）财务数据对比。点击上方公司名可切换其他公司
阿普塔集团的季度营收约是Fidelity National Financial, Inc.的1.8倍（$982.9M vs $544.0M），阿普塔集团净利率更高（7.4% vs -21.5%，领先28.9%），阿普塔集团同比增速更快（10.8% vs 10.3%），过去两年Fidelity National Financial, Inc.的营收复合增速更高（13.7% vs 3.9%）
阿普塔集团（AptarGroup, Inc.）是总部位于美国的全球性制造企业，主营消费品分配包装产品及药物给药装置的研发与生产，目前在全球18个国家设有生产运营基地，服务医药、快消等多领域客户。
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
ATR vs FNF — 直观对比
营收规模更大
ATR
是对方的1.8倍
$544.0M
营收增速更快
ATR
高出0.4%
10.3%
净利率更高
ATR
高出28.9%
-21.5%
两年增速更快
FNF
近两年复合增速
3.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $982.9M | $544.0M |
| 净利润 | $72.8M | $-117.0M |
| 毛利率 | — | — |
| 营业利润率 | 10.9% | 82.9% |
| 净利率 | 7.4% | -21.5% |
| 营收同比 | 10.8% | 10.3% |
| 净利润同比 | -7.5% | -126.0% |
| 每股收益（稀释后） | $1.12 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATRFNF
| Q1 26 | $982.9M | — | ||
| Q4 25 | $962.7M | $544.0M | ||
| Q3 25 | $961.1M | $553.0M | ||
| Q2 25 | $966.0M | $547.0M | ||
| Q1 25 | $887.3M | $455.0M | ||
| Q4 24 | $848.1M | $493.0M | ||
| Q3 24 | $909.3M | $506.0M | ||
| Q2 24 | $910.1M | $504.0M |
净利润ATRFNF
| Q1 26 | $72.8M | — | ||
| Q4 25 | $74.3M | $-117.0M | ||
| Q3 25 | $127.9M | $358.0M | ||
| Q2 25 | $111.7M | $278.0M | ||
| Q1 25 | $78.8M | $83.0M | ||
| Q4 24 | $100.9M | $450.0M | ||
| Q3 24 | $100.0M | $266.0M | ||
| Q2 24 | $90.5M | $306.0M |
营业利润率ATRFNF
| Q1 26 | 10.9% | — | ||
| Q4 25 | 11.0% | 82.9% | ||
| Q3 25 | 14.2% | 81.9% | ||
| Q2 25 | 14.9% | 69.8% | ||
| Q1 25 | 12.8% | 24.4% | ||
| Q4 24 | 14.2% | — | ||
| Q3 24 | 15.2% | 61.9% | ||
| Q2 24 | 13.8% | 90.9% |
净利率ATRFNF
| Q1 26 | 7.4% | — | ||
| Q4 25 | 7.7% | -21.5% | ||
| Q3 25 | 13.3% | 64.7% | ||
| Q2 25 | 11.6% | 50.8% | ||
| Q1 25 | 8.9% | 18.2% | ||
| Q4 24 | 11.9% | 91.3% | ||
| Q3 24 | 11.0% | 52.6% | ||
| Q2 24 | 9.9% | 60.7% |
每股收益（稀释后）ATRFNF
| Q1 26 | $1.12 | — | ||
| Q4 25 | $1.13 | $-0.44 | ||
| Q3 25 | $1.92 | $1.33 | ||
| Q2 25 | $1.67 | $1.02 | ||
| Q1 25 | $1.17 | $0.30 | ||
| Q4 24 | $1.48 | $1.65 | ||
| Q3 24 | $1.48 | $0.97 | ||
| Q2 24 | $1.34 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $229.5M | $2.6B |
| 总债务越低越好 | — | $4.4B |
| 股东权益账面价值 | $2.6B | $7.4B |
| 总资产 | $5.1B | $109.0B |
| 负债/权益比越低杠杆越低 | — | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资ATRFNF
| Q1 26 | $229.5M | — | ||
| Q4 25 | $409.5M | $2.6B | ||
| Q3 25 | $264.8M | $3.5B | ||
| Q2 25 | $169.8M | $3.3B | ||
| Q1 25 | $136.8M | $4.5B | ||
| Q4 24 | $226.2M | $3.5B | ||
| Q3 24 | $327.9M | $5.0B | ||
| Q2 24 | $223.9M | $4.9B |
总债务ATRFNF
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $4.4B | ||
| Q3 25 | $546.0M | $4.4B | ||
| Q2 25 | $535.1M | $4.4B | ||
| Q1 25 | $561.2M | $4.4B | ||
| Q4 24 | $688.1M | $4.3B | ||
| Q3 24 | $822.7M | $4.2B | ||
| Q2 24 | $681.5M | $4.2B |
股东权益ATRFNF
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.7B | $7.4B | ||
| Q3 25 | $2.8B | $8.4B | ||
| Q2 25 | $2.7B | $7.9B | ||
| Q1 25 | $2.5B | $7.9B | ||
| Q4 24 | $2.5B | $7.8B | ||
| Q3 24 | $2.5B | $8.1B | ||
| Q2 24 | $2.4B | $7.3B |
总资产ATRFNF
| Q1 26 | $5.1B | — | ||
| Q4 25 | $5.3B | $109.0B | ||
| Q3 25 | $5.1B | $106.6B | ||
| Q2 25 | $4.9B | $102.3B | ||
| Q1 25 | $4.5B | $98.2B | ||
| Q4 24 | $4.4B | $95.4B | ||
| Q3 24 | $4.6B | $94.7B | ||
| Q2 24 | $4.5B | $88.8B |
负债/权益比ATRFNF
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | 0.59× | ||
| Q3 25 | 0.20× | 0.53× | ||
| Q2 25 | 0.20× | 0.56× | ||
| Q1 25 | 0.22× | 0.56× | ||
| Q4 24 | 0.28× | 0.56× | ||
| Q3 24 | 0.32× | 0.52× | ||
| Q2 24 | 0.28× | 0.58× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.5B |
| 自由现金流经营现金流 - 资本支出 | $53.3M | — |
| 自由现金流率自由现金流/营收 | 5.4% | — |
| 资本支出强度资本支出/营收 | 6.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $327.0M | — |
8季度趋势，按日历期对齐
经营现金流ATRFNF
| Q1 26 | — | — | ||
| Q4 25 | $183.7M | $1.5B | ||
| Q3 25 | $177.6M | $1.3B | ||
| Q2 25 | $126.0M | $1.9B | ||
| Q1 25 | $82.7M | $1.1B | ||
| Q4 24 | $178.2M | $1.5B | ||
| Q3 24 | $229.3M | $2.4B | ||
| Q2 24 | $143.6M | $1.4B |
自由现金流ATRFNF
| Q1 26 | $53.3M | — | ||
| Q4 25 | $96.9M | — | ||
| Q3 25 | $114.3M | — | ||
| Q2 25 | $62.5M | — | ||
| Q1 25 | $25.9M | — | ||
| Q4 24 | $112.2M | — | ||
| Q3 24 | $162.7M | — | ||
| Q2 24 | $75.4M | — |
自由现金流率ATRFNF
| Q1 26 | 5.4% | — | ||
| Q4 25 | 10.1% | — | ||
| Q3 25 | 11.9% | — | ||
| Q2 25 | 6.5% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 17.9% | — | ||
| Q2 24 | 8.3% | — |
资本支出强度ATRFNF
| Q1 26 | 6.7% | — | ||
| Q4 25 | 9.0% | — | ||
| Q3 25 | 6.6% | — | ||
| Q2 25 | 6.6% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 7.8% | — | ||
| Q3 24 | 7.3% | — | ||
| Q2 24 | 7.5% | — |
现金转化率ATRFNF
| Q1 26 | — | — | ||
| Q4 25 | 2.47× | — | ||
| Q3 25 | 1.39× | 3.66× | ||
| Q2 25 | 1.13× | 6.82× | ||
| Q1 25 | 1.05× | 13.43× | ||
| Q4 24 | 1.77× | 3.32× | ||
| Q3 24 | 2.29× | 8.89× | ||
| Q2 24 | 1.59× | 4.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATR
暂无分部数据
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
