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Atlantic Union Bankshares Corp（AUB）与南玻集团（CSGS）财务数据对比。点击上方公司名可切换其他公司
Atlantic Union Bankshares Corp的季度营收约是南玻集团的1.1倍（$367.2M vs $323.1M），Atlantic Union Bankshares Corp净利率更高（33.3% vs 2.2%，领先31.1%），过去两年Atlantic Union Bankshares Corp的营收复合增速更高（32.7% vs 4.6%）
大西洋联合银行股份公司是总部位于美国弗吉尼亚州里士满的银行控股企业，为区域性银行大西洋联合银行的母公司。其在弗吉尼亚州、马里兰州及北卡罗来纳州共设有129家分支机构，是总部设在弗吉尼亚州的最大银行，同时跻身美国大型银行之列。
中国南玻集团股份有限公司是中国规模最大的建筑玻璃生产商，业务涵盖浮法玻璃、建筑玻璃、显示玻璃、汽车玻璃、镀膜玻璃、镜子、彩滤玻璃、太阳能玻璃及节能玻璃等各类玻璃产品的研发、生产与销售，产品广泛应用于建筑、消费电子、新能源汽车、光伏等多个领域。
AUB vs CSGS — 直观对比
营收规模更大
AUB
是对方的1.1倍
$323.1M
净利率更高
AUB
高出31.1%
2.2%
两年增速更快
AUB
近两年复合增速
4.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.2M | $323.1M |
| 净利润 | $122.2M | $7.0M |
| 毛利率 | — | 50.0% |
| 营业利润率 | — | 9.0% |
| 净利率 | 33.3% | 2.2% |
| 营收同比 | — | 2.0% |
| 净利润同比 | 145.2% | -79.7% |
| 每股收益（稀释后） | $0.84 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AUBCSGS
| Q1 26 | $367.2M | — | ||
| Q4 25 | $387.2M | $323.1M | ||
| Q3 25 | $371.0M | $303.6M | ||
| Q2 25 | $402.9M | $297.1M | ||
| Q1 25 | $213.3M | $299.5M | ||
| Q4 24 | $218.5M | $316.7M | ||
| Q3 24 | $217.2M | $295.1M | ||
| Q2 24 | $208.3M | $290.3M |
净利润AUBCSGS
| Q1 26 | $122.2M | — | ||
| Q4 25 | $112.0M | $7.0M | ||
| Q3 25 | $92.1M | $20.5M | ||
| Q2 25 | $19.8M | $12.3M | ||
| Q1 25 | $49.8M | $16.1M | ||
| Q4 24 | $57.8M | $34.5M | ||
| Q3 24 | $76.4M | $19.1M | ||
| Q2 24 | $25.2M | $13.8M |
毛利率AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 50.0% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 49.5% | ||
| Q1 25 | — | 48.4% | ||
| Q4 24 | — | 51.3% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | 47.3% |
营业利润率AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | 36.6% | 9.0% | ||
| Q3 25 | 31.3% | 10.0% | ||
| Q2 25 | 4.3% | 10.0% | ||
| Q1 25 | 28.8% | 9.8% | ||
| Q4 24 | 32.6% | 13.4% | ||
| Q3 24 | 42.4% | 10.8% | ||
| Q2 24 | 17.6% | 8.8% |
净利率AUBCSGS
| Q1 26 | 33.3% | — | ||
| Q4 25 | 28.9% | 2.2% | ||
| Q3 25 | 24.8% | 6.7% | ||
| Q2 25 | 4.9% | 4.1% | ||
| Q1 25 | 23.4% | 5.4% | ||
| Q4 24 | 26.4% | 10.9% | ||
| Q3 24 | 35.2% | 6.5% | ||
| Q2 24 | 12.1% | 4.8% |
每股收益（稀释后）AUBCSGS
| Q1 26 | $0.84 | — | ||
| Q4 25 | $0.76 | $0.24 | ||
| Q3 25 | $0.63 | $0.73 | ||
| Q2 25 | $0.12 | $0.44 | ||
| Q1 25 | $0.52 | $0.57 | ||
| Q4 24 | $0.55 | $1.20 | ||
| Q3 24 | $0.82 | $0.67 | ||
| Q2 24 | $0.25 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $180.0M |
| 总债务越低越好 | $775.0M | $539.5M |
| 股东权益账面价值 | $5.1B | $283.7M |
| 总资产 | $37.3B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.15× | 1.90× |
8季度趋势，按日历期对齐
现金及短期投资AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | $966.5M | $180.0M | ||
| Q3 25 | $794.7M | $158.4M | ||
| Q2 25 | $1.6B | $145.9M | ||
| Q1 25 | $434.1M | $136.0M | ||
| Q4 24 | $354.1M | $161.8M | ||
| Q3 24 | $528.1M | $118.4M | ||
| Q2 24 | $446.0M | $110.4M |
总债务AUBCSGS
| Q1 26 | $775.0M | — | ||
| Q4 25 | $771.9M | $539.5M | ||
| Q3 25 | $768.7M | $538.6M | ||
| Q2 25 | $765.4M | $537.8M | ||
| Q1 25 | $418.7M | $537.6M | ||
| Q4 24 | $418.3M | $538.5M | ||
| Q3 24 | $417.9M | $539.5M | ||
| Q2 24 | $416.6M | $540.5M |
股东权益AUBCSGS
| Q1 26 | $5.1B | — | ||
| Q4 25 | $5.0B | $283.7M | ||
| Q3 25 | $4.9B | $289.5M | ||
| Q2 25 | $4.8B | $290.7M | ||
| Q1 25 | $3.2B | $283.1M | ||
| Q4 24 | $3.1B | $282.6M | ||
| Q3 24 | $3.2B | $288.4M | ||
| Q2 24 | $3.0B | $273.3M |
总资产AUBCSGS
| Q1 26 | $37.3B | — | ||
| Q4 25 | $37.6B | $1.5B | ||
| Q3 25 | $37.1B | $1.5B | ||
| Q2 25 | $37.3B | $1.4B | ||
| Q1 25 | $24.6B | $1.4B | ||
| Q4 24 | $24.6B | $1.5B | ||
| Q3 24 | $24.8B | $1.4B | ||
| Q2 24 | $24.8B | $1.4B |
负债/权益比AUBCSGS
| Q1 26 | 0.15× | — | ||
| Q4 25 | 0.15× | 1.90× | ||
| Q3 25 | 0.16× | 1.86× | ||
| Q2 25 | 0.16× | 1.85× | ||
| Q1 25 | 0.13× | 1.90× | ||
| Q4 24 | 0.13× | 1.91× | ||
| Q3 24 | 0.13× | 1.87× | ||
| Q2 24 | 0.14× | 1.98× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $59.2M |
| 自由现金流经营现金流 - 资本支出 | — | $55.8M |
| 自由现金流率自由现金流/营收 | — | 17.3% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 8.46× |
| 过去12个月自由现金流最近4个季度 | — | $141.4M |
8季度趋势，按日历期对齐
经营现金流AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $59.2M | ||
| Q3 25 | $156.9M | $47.9M | ||
| Q2 25 | $1.9B | $37.3M | ||
| Q1 25 | $62.0M | $11.5M | ||
| Q4 24 | $308.5M | $82.5M | ||
| Q3 24 | $67.5M | $39.5M | ||
| Q2 24 | $85.6M | $43.1M |
自由现金流AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | $55.8M | ||
| Q3 25 | — | $43.9M | ||
| Q2 25 | — | $34.6M | ||
| Q1 25 | — | $7.1M | ||
| Q4 24 | — | $76.6M | ||
| Q3 24 | — | $32.0M | ||
| Q2 24 | — | $38.8M |
自由现金流率AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 17.3% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 11.6% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 24.2% | ||
| Q3 24 | — | 10.8% | ||
| Q2 24 | — | 13.4% |
资本支出强度AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 1.5% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 1.5% |
现金转化率AUBCSGS
| Q1 26 | — | — | ||
| Q4 25 | 19.98× | 8.46× | ||
| Q3 25 | 1.70× | 2.34× | ||
| Q2 25 | 96.20× | 3.04× | ||
| Q1 25 | 1.25× | 0.71× | ||
| Q4 24 | 5.34× | 2.39× | ||
| Q3 24 | 0.88× | 2.07× | ||
| Q2 24 | 3.40× | 3.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AUB
| Net Interest Income | $312.4M | 85% |
| Noninterest Income | $54.8M | 15% |
CSGS
| Software As A Service And Related Solutions | $287.2M | 89% |
| License And Service | $22.6M | 7% |
| Maintenance | $13.3M | 4% |
