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Avidia Bancorp, Inc.（AVBC）与合众银行（HBCP）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Avidia Bancorp, Inc.的1.6倍（$38.2M vs $23.3M）。合众银行净利率更高（29.7% vs 22.9%，领先6.8%）
Avidia银行是一家美国互助型社区银行，总部位于马萨诸塞州哈德逊市，于2007年由哈德逊储蓄银行与韦斯特伯勒银行合并成立，主要为当地社区提供各类金融服务。
该企业是总部位于美国明尼苏达州明尼阿波利斯、在特拉华州注册的跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行，主营银行、投资、抵押贷款等各类金融业务。
AVBC vs HBCP — 直观对比
营收规模更大
HBCP
是对方的1.6倍
$23.3M
净利率更高
HBCP
高出6.8%
22.9%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $23.3M | $38.2M |
| 净利润 | $5.3M | $11.4M |
| 毛利率 | — | — |
| 营业利润率 | 33.3% | — |
| 净利率 | 22.9% | 29.7% |
| 营收同比 | — | — |
| 净利润同比 | — | -0.4% |
| 每股收益（稀释后） | — | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBCHBCP
| Q1 26 | — | $38.2M | ||
| Q4 25 | $23.3M | $34.0M | ||
| Q3 25 | $23.4M | $34.1M | ||
| Q2 25 | $20.6M | $33.4M | ||
| Q1 25 | $19.2M | $31.7M | ||
| Q4 24 | — | $31.6M | ||
| Q3 24 | — | $30.4M | ||
| Q2 24 | — | $29.4M |
净利润AVBCHBCP
| Q1 26 | — | $11.4M | ||
| Q4 25 | $5.3M | $11.4M | ||
| Q3 25 | $-907.0K | $12.4M | ||
| Q2 25 | $3.9M | $11.3M | ||
| Q1 25 | $-11.6M | $11.0M | ||
| Q4 24 | — | $9.7M | ||
| Q3 24 | — | $9.4M | ||
| Q2 24 | — | $8.1M |
营业利润率AVBCHBCP
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 42.6% | ||
| Q3 25 | -8.3% | 45.6% | ||
| Q2 25 | 24.4% | 42.5% | ||
| Q1 25 | -85.9% | 43.4% | ||
| Q4 24 | — | 38.0% | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | — | 34.3% |
净利率AVBCHBCP
| Q1 26 | — | 29.7% | ||
| Q4 25 | 22.9% | 33.5% | ||
| Q3 25 | -3.9% | 36.2% | ||
| Q2 25 | 18.8% | 34.0% | ||
| Q1 25 | -60.3% | 34.5% | ||
| Q4 24 | — | 30.6% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 27.6% |
每股收益（稀释后）AVBCHBCP
| Q1 26 | — | $1.45 | ||
| Q4 25 | — | $1.46 | ||
| Q3 25 | $-0.05 | $1.59 | ||
| Q2 25 | — | $1.45 | ||
| Q1 25 | — | $1.37 | ||
| Q4 24 | — | $1.21 | ||
| Q3 24 | — | $1.18 | ||
| Q2 24 | — | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $275.0M | $223.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $379.0M | $444.4M |
| 总资产 | $2.8B | $3.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBCHBCP
| Q1 26 | — | $223.5M | ||
| Q4 25 | $275.0M | — | ||
| Q3 25 | $208.3M | — | ||
| Q2 25 | $592.5M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益AVBCHBCP
| Q1 26 | — | $444.4M | ||
| Q4 25 | $379.0M | $435.1M | ||
| Q3 25 | $372.0M | $423.0M | ||
| Q2 25 | $191.4M | $408.8M | ||
| Q1 25 | $186.1M | $402.8M | ||
| Q4 24 | — | $396.1M | ||
| Q3 24 | — | $393.5M | ||
| Q2 24 | — | $375.8M |
总资产AVBCHBCP
| Q1 26 | — | $3.6B | ||
| Q4 25 | $2.8B | $3.5B | ||
| Q3 25 | $2.8B | $3.5B | ||
| Q2 25 | $3.0B | $3.5B | ||
| Q1 25 | $2.7B | $3.5B | ||
| Q4 24 | — | $3.4B | ||
| Q3 24 | — | $3.4B | ||
| Q2 24 | — | $3.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.8M | — |
| 自由现金流经营现金流 - 资本支出 | $8.0M | — |
| 自由现金流率自由现金流/营收 | 34.4% | — |
| 资本支出强度资本支出/营收 | 3.4% | — |
| 现金转化率经营现金流/净利润 | 1.65× | — |
| 过去12个月自由现金流最近4个季度 | $24.1M | — |
8季度趋势，按日历期对齐
经营现金流AVBCHBCP
| Q1 26 | — | — | ||
| Q4 25 | $8.8M | $11.7M | ||
| Q3 25 | $24.1M | $21.5M | ||
| Q2 25 | $-2.3M | $8.7M | ||
| Q1 25 | $-2.2M | $12.6M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | — | $17.6M | ||
| Q2 24 | — | $15.0M |
自由现金流AVBCHBCP
| Q1 26 | — | — | ||
| Q4 25 | $8.0M | $7.1M | ||
| Q3 25 | $23.3M | $20.7M | ||
| Q2 25 | $-3.3M | $7.9M | ||
| Q1 25 | $-3.9M | $8.7M | ||
| Q4 24 | — | $5.3M | ||
| Q3 24 | — | $17.0M | ||
| Q2 24 | — | $13.4M |
自由现金流率AVBCHBCP
| Q1 26 | — | — | ||
| Q4 25 | 34.4% | 20.8% | ||
| Q3 25 | 99.2% | 60.6% | ||
| Q2 25 | -16.0% | 23.7% | ||
| Q1 25 | -20.2% | 27.4% | ||
| Q4 24 | — | 16.7% | ||
| Q3 24 | — | 55.8% | ||
| Q2 24 | — | 45.4% |
资本支出强度AVBCHBCP
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 13.6% | ||
| Q3 25 | 3.7% | 2.4% | ||
| Q2 25 | 4.7% | 2.5% | ||
| Q1 25 | 8.6% | 12.2% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 5.5% |
现金转化率AVBCHBCP
| Q1 26 | — | — | ||
| Q4 25 | 1.65× | 1.02× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | -0.60× | 0.77× | ||
| Q1 25 | — | 1.15× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AVBC
暂无分部数据
HBCP
| Net Interest Income | $34.5M | 90% |
| Noninterest Income | $3.7M | 10% |
