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AMERICAN AXLE & MANUFACTURING HOLDINGS INC（AXL）与信安金融集团（PFG）财务数据对比。点击上方公司名可切换其他公司
信安金融集团的季度营收约是AMERICAN AXLE & MANUFACTURING HOLDINGS INC的3.3倍（$4.6B vs $1.4B），信安金融集团净利率更高（11.3% vs -5.4%，领先16.7%），AMERICAN AXLE & MANUFACTURING HOLDINGS INC同比增速更快（0.2% vs -3.7%），过去两年信安金融集团的营收复合增速更高（6.3% vs -7.2%）
美国车桥制造控股有限公司总部位于密歇根州底特律，是一家美国汽车传动轴与动力传动系统零部件及系统制造商，在汽车传动领域拥有成熟的技术与产能，为全球多家车企供应相关核心配件。
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
AXL vs PFG — 直观对比
营收规模更大
PFG
是对方的3.3倍
$1.4B
营收增速更快
AXL
高出3.9%
-3.7%
净利率更高
PFG
高出16.7%
-5.4%
两年增速更快
PFG
近两年复合增速
-7.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $4.6B |
| 净利润 | $-75.3M | $517.0M |
| 毛利率 | 10.2% | — |
| 营业利润率 | -2.4% | — |
| 净利率 | -5.4% | 11.3% |
| 营收同比 | 0.2% | -3.7% |
| 净利润同比 | -449.6% | -42.9% |
| 每股收益（稀释后） | $-0.62 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXLPFG
| Q4 25 | $1.4B | $4.6B | ||
| Q3 25 | $1.5B | $3.7B | ||
| Q2 25 | $1.5B | $3.7B | ||
| Q1 25 | $1.4B | $3.7B | ||
| Q4 24 | $1.4B | $4.8B | ||
| Q3 24 | $1.5B | $3.0B | ||
| Q2 24 | $1.6B | $4.3B | ||
| Q1 24 | $1.6B | $4.1B |
净利润AXLPFG
| Q4 25 | $-75.3M | $517.0M | ||
| Q3 25 | $9.2M | $213.8M | ||
| Q2 25 | $39.3M | $406.2M | ||
| Q1 25 | $7.1M | $48.1M | ||
| Q4 24 | $-13.7M | $905.4M | ||
| Q3 24 | $10.0M | $-220.0M | ||
| Q2 24 | $18.2M | $353.1M | ||
| Q1 24 | $20.5M | $532.5M |
毛利率AXLPFG
| Q4 25 | 10.2% | — | ||
| Q3 25 | 12.6% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 11.4% | — | ||
| Q2 24 | 13.3% | — | ||
| Q1 24 | 12.4% | — |
营业利润率AXLPFG
| Q4 25 | -2.4% | — | ||
| Q3 25 | 3.2% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 5.3% | — | ||
| Q1 24 | 4.8% | — |
净利率AXLPFG
| Q4 25 | -5.4% | 11.3% | ||
| Q3 25 | 0.6% | 5.8% | ||
| Q2 25 | 2.6% | 11.1% | ||
| Q1 25 | 0.5% | 1.3% | ||
| Q4 24 | -1.0% | 19.1% | ||
| Q3 24 | 0.7% | -7.3% | ||
| Q2 24 | 1.1% | 8.2% | ||
| Q1 24 | 1.3% | 13.1% |
每股收益（稀释后）AXLPFG
| Q4 25 | $-0.62 | $2.30 | ||
| Q3 25 | $0.07 | $0.95 | ||
| Q2 25 | $0.32 | $1.79 | ||
| Q1 25 | $0.06 | $0.21 | ||
| Q4 24 | $-0.11 | $3.92 | ||
| Q3 24 | $0.08 | $-0.95 | ||
| Q2 24 | $0.15 | $1.49 | ||
| Q1 24 | $0.17 | $2.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $708.9M | $4.4B |
| 总债务越低越好 | $4.0B | $3.9B |
| 股东权益账面价值 | $640.0M | $11.9B |
| 总资产 | $6.7B | $341.4B |
| 负债/权益比越低杠杆越低 | 6.31× | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资AXLPFG
| Q4 25 | $708.9M | $4.4B | ||
| Q3 25 | $714.1M | $5.1B | ||
| Q2 25 | $586.5M | $3.7B | ||
| Q1 25 | $549.2M | $3.9B | ||
| Q4 24 | $552.9M | $4.2B | ||
| Q3 24 | $542.5M | $6.2B | ||
| Q2 24 | $519.9M | $4.8B | ||
| Q1 24 | $469.8M | $4.2B |
总债务AXLPFG
| Q4 25 | $4.0B | $3.9B | ||
| Q3 25 | $2.6B | $3.9B | ||
| Q2 25 | $2.6B | $3.9B | ||
| Q1 25 | $2.6B | $4.3B | ||
| Q4 24 | $2.6B | $4.0B | ||
| Q3 24 | $2.6B | $3.9B | ||
| Q2 24 | $2.7B | $3.9B | ||
| Q1 24 | $2.7B | $3.9B |
股东权益AXLPFG
| Q4 25 | $640.0M | $11.9B | ||
| Q3 25 | $718.4M | $11.7B | ||
| Q2 25 | $673.0M | $11.4B | ||
| Q1 25 | $596.3M | $11.2B | ||
| Q4 24 | $562.8M | $11.1B | ||
| Q3 24 | $616.3M | $11.2B | ||
| Q2 24 | $609.6M | $11.0B | ||
| Q1 24 | $621.4M | $11.2B |
总资产AXLPFG
| Q4 25 | $6.7B | $341.4B | ||
| Q3 25 | $5.3B | $334.5B | ||
| Q2 25 | $5.3B | $323.1B | ||
| Q1 25 | $5.1B | $313.0B | ||
| Q4 24 | $5.1B | $313.7B | ||
| Q3 24 | $5.3B | $322.9B | ||
| Q2 24 | $5.3B | $308.8B | ||
| Q1 24 | $5.4B | $308.7B |
负债/权益比AXLPFG
| Q4 25 | 6.31× | 0.33× | ||
| Q3 25 | 3.61× | 0.34× | ||
| Q2 25 | 3.86× | 0.34× | ||
| Q1 25 | 4.38× | 0.39× | ||
| Q4 24 | 4.58× | 0.36× | ||
| Q3 24 | 4.28× | 0.35× | ||
| Q2 24 | 4.42× | 0.36× | ||
| Q1 24 | 4.40× | 0.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $120.5M | $1.7B |
| 自由现金流经营现金流 - 资本支出 | $54.7M | — |
| 自由现金流率自由现金流/营收 | 4.0% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | 3.37× |
| 过去12个月自由现金流最近4个季度 | $155.1M | — |
8季度趋势，按日历期对齐
经营现金流AXLPFG
| Q4 25 | $120.5M | $1.7B | ||
| Q3 25 | $143.3M | $1.0B | ||
| Q2 25 | $91.9M | $811.9M | ||
| Q1 25 | $55.9M | $977.3M | ||
| Q4 24 | $151.2M | $1.5B | ||
| Q3 24 | $143.6M | $1.1B | ||
| Q2 24 | $142.8M | $1.4B | ||
| Q1 24 | $17.8M | $584.2M |
自由现金流AXLPFG
| Q4 25 | $54.7M | — | ||
| Q3 25 | $79.2M | — | ||
| Q2 25 | $34.6M | — | ||
| Q1 25 | $-13.4M | — | ||
| Q4 24 | $73.2M | — | ||
| Q3 24 | $70.4M | — | ||
| Q2 24 | $94.0M | — | ||
| Q1 24 | $-30.2M | — |
自由现金流率AXLPFG
| Q4 25 | 4.0% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | -0.9% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 5.8% | — | ||
| Q1 24 | -1.9% | — |
资本支出强度AXLPFG
| Q4 25 | 4.8% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 3.0% | — |
现金转化率AXLPFG
| Q4 25 | — | 3.37× | ||
| Q3 25 | 15.58× | 4.70× | ||
| Q2 25 | 2.34× | 2.00× | ||
| Q1 25 | 7.87× | 20.32× | ||
| Q4 24 | — | 1.61× | ||
| Q3 24 | 14.36× | — | ||
| Q2 24 | 7.85× | 4.05× | ||
| Q1 24 | 0.87× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXL
| Driveline | $748.4M | 54% |
| Other | $345.7M | 25% |
| Metal Forming | $289.8M | 21% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
