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AMERICAN AXLE & MANUFACTURING HOLDINGS INC（AXL）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
AMERICAN AXLE & MANUFACTURING HOLDINGS INC的季度营收约是Primerica, Inc.的1.6倍（$1.4B vs $853.7M），Primerica, Inc.净利率更高（23.1% vs -5.4%，领先28.5%），Primerica, Inc.同比增速更快（11.0% vs 0.2%），过去两年Primerica, Inc.的营收复合增速更高（7.2% vs -7.2%）
美国车桥制造控股有限公司总部位于密歇根州底特律，是一家美国汽车传动轴与动力传动系统零部件及系统制造商，在汽车传动领域拥有成熟的技术与产能，为全球多家车企供应相关核心配件。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
AXL vs PRI — 直观对比
营收规模更大
AXL
是对方的1.6倍
$853.7M
营收增速更快
PRI
高出10.8%
0.2%
净利率更高
PRI
高出28.5%
-5.4%
两年增速更快
PRI
近两年复合增速
-7.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $853.7M |
| 净利润 | $-75.3M | $197.0M |
| 毛利率 | 10.2% | — |
| 营业利润率 | -2.4% | 28.9% |
| 净利率 | -5.4% | 23.1% |
| 营收同比 | 0.2% | 11.0% |
| 净利润同比 | -449.6% | 17.9% |
| 每股收益（稀释后） | $-0.62 | $6.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXLPRI
| Q4 25 | $1.4B | $853.7M | ||
| Q3 25 | $1.5B | $839.9M | ||
| Q2 25 | $1.5B | $793.3M | ||
| Q1 25 | $1.4B | $804.8M | ||
| Q4 24 | $1.4B | $768.8M | ||
| Q3 24 | $1.5B | $774.1M | ||
| Q2 24 | $1.6B | $803.4M | ||
| Q1 24 | $1.6B | $742.8M |
净利润AXLPRI
| Q4 25 | $-75.3M | $197.0M | ||
| Q3 25 | $9.2M | $206.8M | ||
| Q2 25 | $39.3M | $178.3M | ||
| Q1 25 | $7.1M | $169.1M | ||
| Q4 24 | $-13.7M | $167.1M | ||
| Q3 24 | $10.0M | $164.4M | ||
| Q2 24 | $18.2M | $1.2M | ||
| Q1 24 | $20.5M | $137.9M |
毛利率AXLPRI
| Q4 25 | 10.2% | — | ||
| Q3 25 | 12.6% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 11.4% | — | ||
| Q2 24 | 13.3% | 98.0% | ||
| Q1 24 | 12.4% | 98.2% |
营业利润率AXLPRI
| Q4 25 | -2.4% | 28.9% | ||
| Q3 25 | 3.2% | 32.3% | ||
| Q2 25 | 3.6% | 29.6% | ||
| Q1 25 | 3.0% | 27.5% | ||
| Q4 24 | 2.6% | 64.7% | ||
| Q3 24 | 2.8% | 32.9% | ||
| Q2 24 | 5.3% | 1.0% | ||
| Q1 24 | 4.8% | 24.1% |
净利率AXLPRI
| Q4 25 | -5.4% | 23.1% | ||
| Q3 25 | 0.6% | 24.6% | ||
| Q2 25 | 2.6% | 22.5% | ||
| Q1 25 | 0.5% | 21.0% | ||
| Q4 24 | -1.0% | 21.7% | ||
| Q3 24 | 0.7% | 21.2% | ||
| Q2 24 | 1.1% | 0.1% | ||
| Q1 24 | 1.3% | 18.6% |
每股收益（稀释后）AXLPRI
| Q4 25 | $-0.62 | $6.11 | ||
| Q3 25 | $0.07 | $6.35 | ||
| Q2 25 | $0.32 | $5.40 | ||
| Q1 25 | $0.06 | $5.05 | ||
| Q4 24 | $-0.11 | $4.92 | ||
| Q3 24 | $0.08 | $4.83 | ||
| Q2 24 | $0.15 | $0.03 | ||
| Q1 24 | $0.17 | $3.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $708.9M | $756.2M |
| 总债务越低越好 | $4.0B | — |
| 股东权益账面价值 | $640.0M | $2.4B |
| 总资产 | $6.7B | $15.0B |
| 负债/权益比越低杠杆越低 | 6.31× | — |
8季度趋势，按日历期对齐
现金及短期投资AXLPRI
| Q4 25 | $708.9M | $756.2M | ||
| Q3 25 | $714.1M | $644.9M | ||
| Q2 25 | $586.5M | $621.2M | ||
| Q1 25 | $549.2M | $625.1M | ||
| Q4 24 | $552.9M | $687.8M | ||
| Q3 24 | $542.5M | $550.1M | ||
| Q2 24 | $519.9M | $627.3M | ||
| Q1 24 | $469.8M | $593.4M |
总债务AXLPRI
| Q4 25 | $4.0B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.7B | — | ||
| Q1 24 | $2.7B | — |
股东权益AXLPRI
| Q4 25 | $640.0M | $2.4B | ||
| Q3 25 | $718.4M | $2.3B | ||
| Q2 25 | $673.0M | $2.3B | ||
| Q1 25 | $596.3M | $2.3B | ||
| Q4 24 | $562.8M | $2.3B | ||
| Q3 24 | $616.3M | $1.9B | ||
| Q2 24 | $609.6M | $2.1B | ||
| Q1 24 | $621.4M | $2.2B |
总资产AXLPRI
| Q4 25 | $6.7B | $15.0B | ||
| Q3 25 | $5.3B | $14.8B | ||
| Q2 25 | $5.3B | $14.8B | ||
| Q1 25 | $5.1B | $14.6B | ||
| Q4 24 | $5.1B | $14.6B | ||
| Q3 24 | $5.3B | $14.8B | ||
| Q2 24 | $5.3B | $14.6B | ||
| Q1 24 | $5.4B | $14.9B |
负债/权益比AXLPRI
| Q4 25 | 6.31× | — | ||
| Q3 25 | 3.61× | — | ||
| Q2 25 | 3.86× | — | ||
| Q1 25 | 4.38× | — | ||
| Q4 24 | 4.58× | — | ||
| Q3 24 | 4.28× | — | ||
| Q2 24 | 4.42× | — | ||
| Q1 24 | 4.40× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $120.5M | $338.2M |
| 自由现金流经营现金流 - 资本支出 | $54.7M | — |
| 自由现金流率自由现金流/营收 | 4.0% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | 1.72× |
| 过去12个月自由现金流最近4个季度 | $155.1M | — |
8季度趋势，按日历期对齐
经营现金流AXLPRI
| Q4 25 | $120.5M | $338.2M | ||
| Q3 25 | $143.3M | $202.9M | ||
| Q2 25 | $91.9M | $162.6M | ||
| Q1 25 | $55.9M | $197.5M | ||
| Q4 24 | $151.2M | $270.6M | ||
| Q3 24 | $143.6M | $207.3M | ||
| Q2 24 | $142.8M | $173.3M | ||
| Q1 24 | $17.8M | $210.9M |
自由现金流AXLPRI
| Q4 25 | $54.7M | — | ||
| Q3 25 | $79.2M | — | ||
| Q2 25 | $34.6M | — | ||
| Q1 25 | $-13.4M | — | ||
| Q4 24 | $73.2M | — | ||
| Q3 24 | $70.4M | — | ||
| Q2 24 | $94.0M | — | ||
| Q1 24 | $-30.2M | — |
自由现金流率AXLPRI
| Q4 25 | 4.0% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | -0.9% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 5.8% | — | ||
| Q1 24 | -1.9% | — |
资本支出强度AXLPRI
| Q4 25 | 4.8% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 3.0% | — |
现金转化率AXLPRI
| Q4 25 | — | 1.72× | ||
| Q3 25 | 15.58× | 0.98× | ||
| Q2 25 | 2.34× | 0.91× | ||
| Q1 25 | 7.87× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | 14.36× | 1.26× | ||
| Q2 24 | 7.85× | 147.98× | ||
| Q1 24 | 0.87× | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXL
| Driveline | $748.4M | 54% |
| Other | $345.7M | 25% |
| Metal Forming | $289.8M | 21% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
