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AMERICAN AXLE & MANUFACTURING HOLDINGS INC(AXL)与奇富科技(QFIN)财务数据对比。点击上方公司名可切换其他公司
AMERICAN AXLE & MANUFACTURING HOLDINGS INC的季度营收约是奇富科技的1.9倍($1.4B vs $731.2M),奇富科技净利率更高(27.5% vs -5.4%,领先33.0%),过去两年奇富科技的营收复合增速更高(16.4% vs -7.2%)
美国车桥制造控股有限公司总部位于密歇根州底特律,是一家美国汽车传动轴与动力传动系统零部件及系统制造商,在汽车传动领域拥有成熟的技术与产能,为全球多家车企供应相关核心配件。
奇富科技(原360数科)是中国头部金融科技企业,主要为持牌金融机构提供智能风控、信贷技术解决方案,服务广大个人消费者及中小微企业,依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
AXL vs QFIN — 直观对比
营收规模更大
AXL
是对方的1.9倍
$731.2M
净利率更高
QFIN
高出33.0%
-5.4%
两年增速更快
QFIN
近两年复合增速
-7.2%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $1.4B | $731.2M |
| 净利润 | $-75.3M | $201.2M |
| 毛利率 | 10.2% | — |
| 营业利润率 | -2.4% | 32.7% |
| 净利率 | -5.4% | 27.5% |
| 营收同比 | 0.2% | — |
| 净利润同比 | -449.6% | — |
| 每股收益(稀释后) | $-0.62 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
AXL
QFIN
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.5B | $731.2M | ||
| Q2 25 | $1.5B | $728.1M | ||
| Q1 25 | $1.4B | $646.4M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.5B | $622.7M | ||
| Q2 24 | $1.6B | $572.4M | ||
| Q1 24 | $1.6B | $575.2M |
净利润
AXL
QFIN
| Q4 25 | $-75.3M | — | ||
| Q3 25 | $9.2M | $201.2M | ||
| Q2 25 | $39.3M | $241.6M | ||
| Q1 25 | $7.1M | $247.6M | ||
| Q4 24 | $-13.7M | — | ||
| Q3 24 | $10.0M | $256.3M | ||
| Q2 24 | $18.2M | $189.4M | ||
| Q1 24 | $20.5M | $160.7M |
毛利率
AXL
QFIN
| Q4 25 | 10.2% | — | ||
| Q3 25 | 12.6% | — | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 12.3% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | 11.4% | — | ||
| Q2 24 | 13.3% | — | ||
| Q1 24 | 12.4% | — |
营业利润率
AXL
QFIN
| Q4 25 | -2.4% | — | ||
| Q3 25 | 3.2% | 32.7% | ||
| Q2 25 | 3.6% | 41.0% | ||
| Q1 25 | 3.0% | 42.1% | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 2.8% | 52.4% | ||
| Q2 24 | 5.3% | 47.7% | ||
| Q1 24 | 4.8% | 32.8% |
净利率
AXL
QFIN
| Q4 25 | -5.4% | — | ||
| Q3 25 | 0.6% | 27.5% | ||
| Q2 25 | 2.6% | 33.2% | ||
| Q1 25 | 0.5% | 38.3% | ||
| Q4 24 | -1.0% | — | ||
| Q3 24 | 0.7% | 41.2% | ||
| Q2 24 | 1.1% | 33.1% | ||
| Q1 24 | 1.3% | 27.9% |
每股收益(稀释后)
AXL
QFIN
| Q4 25 | $-0.62 | — | ||
| Q3 25 | $0.07 | — | ||
| Q2 25 | $0.32 | — | ||
| Q1 25 | $0.06 | — | ||
| Q4 24 | $-0.11 | — | ||
| Q3 24 | $0.08 | — | ||
| Q2 24 | $0.15 | — | ||
| Q1 24 | $0.17 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $708.9M | $6.5B |
| 总债务越低越好 | $4.0B | — |
| 股东权益账面价值 | $640.0M | $24.3B |
| 总资产 | $6.7B | $61.4B |
| 负债/权益比越低杠杆越低 | 6.31× | — |
8季度趋势,按日历期对齐
现金及短期投资
AXL
QFIN
| Q4 25 | $708.9M | — | ||
| Q3 25 | $714.1M | $6.5B | ||
| Q2 25 | $586.5M | $5.3B | ||
| Q1 25 | $549.2M | $8.6B | ||
| Q4 24 | $552.9M | — | ||
| Q3 24 | $542.5M | $4.3B | ||
| Q2 24 | $519.9M | $6.3B | ||
| Q1 24 | $469.8M | $5.3B |
总债务
AXL
QFIN
| Q4 25 | $4.0B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.7B | — | ||
| Q1 24 | $2.7B | — |
股东权益
AXL
QFIN
| Q4 25 | $640.0M | — | ||
| Q3 25 | $718.4M | $24.3B | ||
| Q2 25 | $673.0M | $24.1B | ||
| Q1 25 | $596.3M | $23.1B | ||
| Q4 24 | $562.8M | — | ||
| Q3 24 | $616.3M | $22.9B | ||
| Q2 24 | $609.6M | $22.6B | ||
| Q1 24 | $621.4M | $22.1B |
总资产
AXL
QFIN
| Q4 25 | $6.7B | — | ||
| Q3 25 | $5.3B | $61.4B | ||
| Q2 25 | $5.3B | $59.8B | ||
| Q1 25 | $5.1B | $55.6B | ||
| Q4 24 | $5.1B | — | ||
| Q3 24 | $5.3B | $47.0B | ||
| Q2 24 | $5.3B | $47.0B | ||
| Q1 24 | $5.4B | $47.4B |
负债/权益比
AXL
QFIN
| Q4 25 | 6.31× | — | ||
| Q3 25 | 3.61× | — | ||
| Q2 25 | 3.86× | — | ||
| Q1 25 | 4.38× | — | ||
| Q4 24 | 4.58× | — | ||
| Q3 24 | 4.28× | — | ||
| Q2 24 | 4.42× | — | ||
| Q1 24 | 4.40× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $120.5M | $351.4M |
| 自由现金流经营现金流 - 资本支出 | $54.7M | — |
| 自由现金流率自由现金流/营收 | 4.0% | — |
| 资本支出强度资本支出/营收 | 4.8% | — |
| 现金转化率经营现金流/净利润 | — | 1.75× |
| 过去12个月自由现金流最近4个季度 | $155.1M | — |
8季度趋势,按日历期对齐
经营现金流
AXL
QFIN
| Q4 25 | $120.5M | — | ||
| Q3 25 | $143.3M | $351.4M | ||
| Q2 25 | $91.9M | $366.0M | ||
| Q1 25 | $55.9M | $386.6M | ||
| Q4 24 | $151.2M | — | ||
| Q3 24 | $143.6M | $338.0M | ||
| Q2 24 | $142.8M | $269.9M | ||
| Q1 24 | $17.8M | $271.2M |
自由现金流
AXL
QFIN
| Q4 25 | $54.7M | — | ||
| Q3 25 | $79.2M | — | ||
| Q2 25 | $34.6M | — | ||
| Q1 25 | $-13.4M | — | ||
| Q4 24 | $73.2M | — | ||
| Q3 24 | $70.4M | — | ||
| Q2 24 | $94.0M | — | ||
| Q1 24 | $-30.2M | — |
自由现金流率
AXL
QFIN
| Q4 25 | 4.0% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | -0.9% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 5.8% | — | ||
| Q1 24 | -1.9% | — |
资本支出强度
AXL
QFIN
| Q4 25 | 4.8% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 3.0% | — |
现金转化率
AXL
QFIN
| Q4 25 | — | — | ||
| Q3 25 | 15.58× | 1.75× | ||
| Q2 25 | 2.34× | 1.52× | ||
| Q1 25 | 7.87× | 1.56× | ||
| Q4 24 | — | — | ||
| Q3 24 | 14.36× | 1.32× | ||
| Q2 24 | 7.85× | 1.43× | ||
| Q1 24 | 0.87× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXL
| Driveline | $748.4M | 54% |
| Other | $345.7M | 25% |
| Metal Forming | $289.8M | 21% |
QFIN
暂无分部数据