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美国运通（AXP）与First American Financial Corp（FAF）财务数据对比。点击上方公司名可切换其他公司
First American Financial Corp的季度营收约是美国运通的108.4倍（$2.0B vs $18.9M）。美国运通净利率更高（15.7% vs 10.3%，领先5.4%）。First American Financial Corp同比增速更快（21.6% vs 11.4%）。过去两年First American Financial Corp的营收复合增速更高（19.9% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
AXP vs FAF — 直观对比
营收规模更大
FAF
是对方的108.4倍
$18.9M
营收增速更快
FAF
高出10.2%
11.4%
净利率更高
AXP
高出5.4%
10.3%
两年增速更快
FAF
近两年复合增速
-95.6%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $2.0B |
| 净利润 | $3.0M | $211.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 14.0% |
| 净利率 | 15.7% | 10.3% |
| 营收同比 | 11.4% | 21.6% |
| 净利润同比 | 15.0% | 192.7% |
| 每股收益（稀释后） | — | $2.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPFAF
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $2.0B | ||
| Q3 25 | $10.4B | $2.0B | ||
| Q2 25 | $10.3B | $1.8B | ||
| Q1 25 | $9.6B | $1.6B | ||
| Q4 24 | $10.0B | $1.7B | ||
| Q3 24 | $9.7B | $1.4B | ||
| Q2 24 | $9.8B | $1.6B |
净利润AXPFAF
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | $211.9M | ||
| Q3 25 | $2.9B | $189.6M | ||
| Q2 25 | $2.9B | $146.1M | ||
| Q1 25 | $2.6B | $74.2M | ||
| Q4 24 | $2.2B | $72.4M | ||
| Q3 24 | $2.5B | $-104.0M | ||
| Q2 24 | $3.0B | $116.0M |
营业利润率AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 14.0% | ||
| Q3 25 | 36.7% | 12.5% | ||
| Q2 25 | 34.4% | 10.6% | ||
| Q1 25 | 34.6% | 6.1% | ||
| Q4 24 | 27.7% | 5.9% | ||
| Q3 24 | 33.0% | -10.3% | ||
| Q2 24 | 38.6% | 9.4% |
净利率AXPFAF
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | 10.3% | ||
| Q3 25 | 27.9% | 9.6% | ||
| Q2 25 | 28.0% | 7.9% | ||
| Q1 25 | 26.8% | 4.7% | ||
| Q4 24 | 21.8% | 4.3% | ||
| Q3 24 | 25.8% | -7.4% | ||
| Q2 24 | 30.7% | 7.2% |
每股收益（稀释后）AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $2.04 | ||
| Q3 25 | $4.14 | $1.84 | ||
| Q2 25 | $4.08 | $1.41 | ||
| Q1 25 | $3.64 | $0.71 | ||
| Q4 24 | $3.04 | $0.70 | ||
| Q3 24 | $3.49 | $-1.00 | ||
| Q2 24 | $4.15 | $1.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $5.5B |
| 总资产 | $308.9M | $16.2B |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $1.4B | ||
| Q3 25 | $1.3B | $2.9B | ||
| Q2 25 | $197.0M | $2.0B | ||
| Q1 25 | $261.0M | $2.0B | ||
| Q4 24 | $221.0M | $1.7B | ||
| Q3 24 | $120.0M | $3.0B | ||
| Q2 24 | $188.0M | $2.0B |
总债务AXPFAF
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPFAF
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $5.5B | ||
| Q3 25 | $32.4B | $5.3B | ||
| Q2 25 | $32.3B | $5.1B | ||
| Q1 25 | $31.2B | $5.0B | ||
| Q4 24 | $30.3B | $4.9B | ||
| Q3 24 | $29.7B | $5.1B | ||
| Q2 24 | $29.5B | $4.8B |
总资产AXPFAF
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $16.2B | ||
| Q3 25 | $297.6B | $17.6B | ||
| Q2 25 | $295.6B | $16.3B | ||
| Q1 25 | $282.2B | $15.5B | ||
| Q4 24 | $271.5B | $14.9B | ||
| Q3 24 | $271.0B | $16.6B | ||
| Q2 24 | $272.2B | $15.2B |
负债/权益比AXPFAF
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $369.3M |
| 自由现金流经营现金流 - 资本支出 | — | $324.5M |
| 自由现金流率自由现金流/营收 | — | 15.8% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | — | 1.74× |
| 过去12个月自由现金流最近4个季度 | — | $762.5M |
8季度趋势，按日历期对齐
经营现金流AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $369.3M | ||
| Q3 25 | $6.2B | $272.5M | ||
| Q2 25 | $4.4B | $361.8M | ||
| Q1 25 | $4.8B | $-52.8M | ||
| Q4 24 | $5.8B | $324.6M | ||
| Q3 24 | $-1.8B | $236.9M | ||
| Q2 24 | $4.5B | $266.7M |
自由现金流AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $324.5M | ||
| Q3 25 | $5.6B | $223.1M | ||
| Q2 25 | $3.7B | $309.4M | ||
| Q1 25 | $4.3B | $-94.5M | ||
| Q4 24 | $5.3B | $266.2M | ||
| Q3 24 | $-2.3B | $185.4M | ||
| Q2 24 | $4.0B | $210.0M |
自由现金流率AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 15.8% | ||
| Q3 25 | 53.6% | 11.3% | ||
| Q2 25 | 36.3% | 16.8% | ||
| Q1 25 | 45.0% | -6.0% | ||
| Q4 24 | 53.1% | 15.8% | ||
| Q3 24 | -23.3% | 13.2% | ||
| Q2 24 | 40.4% | 13.0% |
资本支出强度AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 2.2% | ||
| Q3 25 | 6.3% | 2.5% | ||
| Q2 25 | 6.0% | 2.8% | ||
| Q1 25 | 4.5% | 2.6% | ||
| Q4 24 | 5.0% | 3.5% | ||
| Q3 24 | 4.7% | 3.7% | ||
| Q2 24 | 5.8% | 3.5% |
现金转化率AXPFAF
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | 1.74× | ||
| Q3 25 | 2.15× | 1.44× | ||
| Q2 25 | 1.51× | 2.48× | ||
| Q1 25 | 1.84× | -0.71× | ||
| Q4 24 | 2.66× | 4.48× | ||
| Q3 24 | -0.72× | — | ||
| Q2 24 | 1.50× | 2.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
