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美国运通（AXP）与FGI Industries Ltd.（FGI）财务数据对比。点击上方公司名可切换其他公司
FGI Industries Ltd.的季度营收约是美国运通的1.6倍（$30.5M vs $18.9M），美国运通净利率更高（15.7% vs -8.6%，领先24.3%），美国运通同比增速更快（11.4% vs -14.4%），过去两年FGI Industries Ltd.的营收复合增速更高（-0.5% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
FGI Industries Ltd是一家全球厨卫产品、家居收纳解决方案及家装用品的设计、制造与分销商，服务覆盖北美、欧洲及亚太地区的大型连锁零售商、家居专营店和电商平台。
AXP vs FGI — 直观对比
营收规模更大
FGI
是对方的1.6倍
$18.9M
营收增速更快
AXP
高出25.8%
-14.4%
净利率更高
AXP
高出24.3%
-8.6%
两年增速更快
FGI
近两年复合增速
-95.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $30.5M |
| 净利润 | $3.0M | $-2.6M |
| 毛利率 | — | 26.7% |
| 营业利润率 | — | -2.2% |
| 净利率 | 15.7% | -8.6% |
| 营收同比 | 11.4% | -14.4% |
| 净利润同比 | 15.0% | -553.1% |
| 每股收益（稀释后） | — | $-1.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPFGI
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $30.5M | ||
| Q3 25 | $10.4B | $35.8M | ||
| Q2 25 | $10.3B | $31.0M | ||
| Q1 25 | $9.6B | $33.2M | ||
| Q4 24 | $10.0B | $35.6M | ||
| Q3 24 | $9.7B | $36.1M | ||
| Q2 24 | $9.8B | $29.4M |
净利润AXPFGI
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | $-2.6M | ||
| Q3 25 | $2.9B | $-1.7M | ||
| Q2 25 | $2.9B | $-1.2M | ||
| Q1 25 | $2.6B | $-629.1K | ||
| Q4 24 | $2.2B | $-402.3K | ||
| Q3 24 | $2.5B | $-550.1K | ||
| Q2 24 | $3.0B | $163.6K |
毛利率AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | — | 26.7% | ||
| Q3 25 | — | 26.5% | ||
| Q2 25 | — | 28.1% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 30.5% |
营业利润率AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | -2.2% | ||
| Q3 25 | 36.7% | 1.0% | ||
| Q2 25 | 34.4% | -2.7% | ||
| Q1 25 | 34.6% | -3.9% | ||
| Q4 24 | 27.7% | -3.5% | ||
| Q3 24 | 33.0% | -0.2% | ||
| Q2 24 | 38.6% | -1.5% |
净利率AXPFGI
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | -8.6% | ||
| Q3 25 | 27.9% | -4.6% | ||
| Q2 25 | 28.0% | -4.0% | ||
| Q1 25 | 26.8% | -1.9% | ||
| Q4 24 | 21.8% | -1.1% | ||
| Q3 24 | 25.8% | -1.5% | ||
| Q2 24 | 30.7% | 0.6% |
每股收益（稀释后）AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $-1.63 | ||
| Q3 25 | $4.14 | $-0.86 | ||
| Q2 25 | $4.08 | $-0.64 | ||
| Q1 25 | $3.64 | $-0.07 | ||
| Q4 24 | $3.04 | $-0.38 | ||
| Q3 24 | $3.49 | $-0.29 | ||
| Q2 24 | $4.15 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.9M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $17.3M |
| 总资产 | $308.9M | $69.5M |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $1.9M | ||
| Q3 25 | $1.3B | $1.9M | ||
| Q2 25 | $197.0M | $2.5M | ||
| Q1 25 | $261.0M | $1.2M | ||
| Q4 24 | $221.0M | $4.6M | ||
| Q3 24 | $120.0M | $3.0M | ||
| Q2 24 | $188.0M | $1.3M |
总债务AXPFGI
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPFGI
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $17.3M | ||
| Q3 25 | $32.4B | $19.7M | ||
| Q2 25 | $32.3B | $21.3M | ||
| Q1 25 | $31.2B | $21.8M | ||
| Q4 24 | $30.3B | $22.3M | ||
| Q3 24 | $29.7B | $23.5M | ||
| Q2 24 | $29.5B | $23.8M |
总资产AXPFGI
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $69.5M | ||
| Q3 25 | $297.6B | $73.0M | ||
| Q2 25 | $295.6B | $71.7M | ||
| Q1 25 | $282.2B | $68.5M | ||
| Q4 24 | $271.5B | $75.5M | ||
| Q3 24 | $271.0B | $74.7M | ||
| Q2 24 | $272.2B | $69.9M |
负债/权益比AXPFGI
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.3M |
| 自由现金流经营现金流 - 资本支出 | — | $2.3M |
| 自由现金流率自由现金流/营收 | — | 7.5% |
| 资本支出强度资本支出/营收 | — | 0.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-212.5K |
8季度趋势，按日历期对齐
经营现金流AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $2.3M | ||
| Q3 25 | $6.2B | $-1.9M | ||
| Q2 25 | $4.4B | $7.6M | ||
| Q1 25 | $4.8B | $-7.4M | ||
| Q4 24 | $5.8B | $617.4K | ||
| Q3 24 | $-1.8B | $-915.0K | ||
| Q2 24 | $4.5B | $862.1K |
自由现金流AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $2.3M | ||
| Q3 25 | $5.6B | $-2.1M | ||
| Q2 25 | $3.7B | $7.4M | ||
| Q1 25 | $4.3B | $-7.7M | ||
| Q4 24 | $5.3B | $-214.1K | ||
| Q3 24 | $-2.3B | $-1.1M | ||
| Q2 24 | $4.0B | $281.5K |
自由现金流率AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 7.5% | ||
| Q3 25 | 53.6% | -5.9% | ||
| Q2 25 | 36.3% | 23.8% | ||
| Q1 25 | 45.0% | -23.3% | ||
| Q4 24 | 53.1% | -0.6% | ||
| Q3 24 | -23.3% | -3.0% | ||
| Q2 24 | 40.4% | 1.0% |
资本支出强度AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 0.2% | ||
| Q3 25 | 6.3% | 0.7% | ||
| Q2 25 | 6.0% | 0.7% | ||
| Q1 25 | 4.5% | 1.1% | ||
| Q4 24 | 5.0% | 2.3% | ||
| Q3 24 | 4.7% | 0.5% | ||
| Q2 24 | 5.8% | 2.0% |
现金转化率AXPFGI
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 2.15× | — | ||
| Q2 25 | 1.51× | — | ||
| Q1 25 | 1.84× | — | ||
| Q4 24 | 2.66× | — | ||
| Q3 24 | -0.72× | — | ||
| Q2 24 | 1.50× | 5.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
