vs
美国运通（AXP）与金罗斯黄金（GOLD）财务数据对比。点击上方公司名可切换其他公司
美国运通的季度营收约是金罗斯黄金的1.8倍（$18.9B vs $10.4B），美国运通净利率更高（15.7% vs 0.6%，领先15.1%），金罗斯黄金同比增速更快（244.0% vs 11.4%），过去两年金罗斯黄金的营收复合增速更高（102.5% vs 38.8%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
金罗斯黄金公司是一家总部位于加拿大多伦多的金银开采企业，成立于1993年。目前公司共运营六座在产金矿，矿区分布在巴西、毛里塔尼亚与美国境内，在2019年InvestingNews评选的全球十大黄金开采企业中位列第五。
AXP vs GOLD — 直观对比
营收规模更大
AXP
是对方的1.8倍
$10.4B
营收增速更快
GOLD
高出232.5%
11.4%
净利率更高
AXP
高出15.1%
0.6%
两年增速更快
GOLD
近两年复合增速
38.8%
损益表 — Q1 FY2026 vs Q1 FY2027
| 指标 | | |
|---|---|---|
| 营收 | $18.9B | $10.4B |
| 净利润 | $3.0B | $59.5M |
| 毛利率 | — | 1.7% |
| 营业利润率 | — | — |
| 净利率 | 15.7% | 0.6% |
| 营收同比 | 11.4% | 244.0% |
| 净利润同比 | 15.0% | 411.2% |
| 每股收益（稀释后） | $4.28 | $2.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPGOLD
| Q3 26 | — | $10.4B | ||
| Q1 26 | $18.9B | — | ||
| Q4 25 | $10.9B | $148.1M | ||
| Q3 25 | $10.4B | $3.7B | ||
| Q2 25 | $10.3B | $2.5B | ||
| Q1 25 | $9.6B | $3.0B | ||
| Q4 24 | $10.0B | $2.7B | ||
| Q3 24 | $9.7B | $2.7B |
净利润AXPGOLD
| Q3 26 | — | $59.5M | ||
| Q1 26 | $3.0B | — | ||
| Q4 25 | $2.5B | $11.6M | ||
| Q3 25 | $2.9B | $-939.0K | ||
| Q2 25 | $2.9B | $10.3M | ||
| Q1 25 | $2.6B | $-8.5M | ||
| Q4 24 | $2.2B | $6.6M | ||
| Q3 24 | $2.5B | $9.0M |
毛利率AXPGOLD
| Q3 26 | — | 1.7% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 63.0% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 1.6% |
营业利润率AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 10.7% | ||
| Q3 25 | 36.7% | -0.0% | ||
| Q2 25 | 34.4% | 0.5% | ||
| Q1 25 | 34.6% | -0.3% | ||
| Q4 24 | 27.7% | 0.3% | ||
| Q3 24 | 33.0% | 0.4% |
净利率AXPGOLD
| Q3 26 | — | 0.6% | ||
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | 7.9% | ||
| Q3 25 | 27.9% | -0.0% | ||
| Q2 25 | 28.0% | 0.4% | ||
| Q1 25 | 26.8% | -0.3% | ||
| Q4 24 | 21.8% | 0.2% | ||
| Q3 24 | 25.8% | 0.3% |
每股收益（稀释后）AXPGOLD
| Q3 26 | — | $2.09 | ||
| Q1 26 | $4.28 | — | ||
| Q4 25 | $3.52 | $0.46 | ||
| Q3 25 | $4.14 | $-0.04 | ||
| Q2 25 | $4.08 | $0.43 | ||
| Q1 25 | $3.64 | $-0.36 | ||
| Q4 24 | $3.04 | $0.27 | ||
| Q3 24 | $3.49 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | — |
| 总资产 | $308.9M | $4.2B |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $197.0M | — | ||
| Q1 25 | $261.0M | — | ||
| Q4 24 | $221.0M | — | ||
| Q3 24 | $120.0M | — |
总债务AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — |
股东权益AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $653.8M | ||
| Q3 25 | $32.4B | $644.0M | ||
| Q2 25 | $32.3B | $649.5M | ||
| Q1 25 | $31.2B | $643.6M | ||
| Q4 24 | $30.3B | $612.7M | ||
| Q3 24 | $29.7B | $611.1M |
总资产AXPGOLD
| Q3 26 | — | $4.2B | ||
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $3.8B | ||
| Q3 25 | $297.6B | $2.6B | ||
| Q2 25 | $295.6B | $2.2B | ||
| Q1 25 | $282.2B | $2.2B | ||
| Q4 24 | $271.5B | $1.9B | ||
| Q3 24 | $271.0B | $2.0B |
负债/权益比AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $153.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.57× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AXPGOLD
| Q3 26 | — | $153.0M | ||
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $-42.6M | ||
| Q3 25 | $6.2B | $195.4M | ||
| Q2 25 | $4.4B | $67.0M | ||
| Q1 25 | $4.8B | $102.8M | ||
| Q4 24 | $5.8B | $110.1M | ||
| Q3 24 | $-1.8B | $-127.5M |
自由现金流AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $-46.6M | ||
| Q3 25 | $5.6B | $193.4M | ||
| Q2 25 | $3.7B | $63.1M | ||
| Q1 25 | $4.3B | $100.4M | ||
| Q4 24 | $5.3B | $106.4M | ||
| Q3 24 | $-2.3B | $-128.1M |
自由现金流率AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | -31.5% | ||
| Q3 25 | 53.6% | 5.3% | ||
| Q2 25 | 36.3% | 2.5% | ||
| Q1 25 | 45.0% | 3.3% | ||
| Q4 24 | 53.1% | 3.9% | ||
| Q3 24 | -23.3% | -4.7% |
资本支出强度AXPGOLD
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 2.7% | ||
| Q3 25 | 6.3% | 0.1% | ||
| Q2 25 | 6.0% | 0.2% | ||
| Q1 25 | 4.5% | 0.1% | ||
| Q4 24 | 5.0% | 0.1% | ||
| Q3 24 | 4.7% | 0.0% |
现金转化率AXPGOLD
| Q3 26 | — | 2.57× | ||
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | -3.66× | ||
| Q3 25 | 2.15× | — | ||
| Q2 25 | 1.51× | 6.49× | ||
| Q1 25 | 1.84× | — | ||
| Q4 24 | 2.66× | 16.78× | ||
| Q3 24 | -0.72× | -14.20× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
