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美国运通（AXP）与INVESTORS TITLE CO（ITIC）财务数据对比。点击上方公司名可切换其他公司
美国运通的季度营收约是INVESTORS TITLE CO的1.9倍（$18.9M vs $10.2M）。美国运通同比增速更快（11.4% vs 11.3%）。过去两年INVESTORS TITLE CO的营收复合增速更高（12.6% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
该公司是全球首家产权保险公司，前身为费城房地产产权保险公司，目前专注于为房地产交易提供产权保险相关服务，保障房地产交易中产权方的合法权益，在产权保险领域拥有悠久的发展历史与行业积累。
AXP vs ITIC — 直观对比
营收规模更大
AXP
是对方的1.9倍
$10.2M
营收增速更快
AXP
高出0.1%
11.3%
两年增速更快
ITIC
近两年复合增速
-95.6%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $10.2M |
| 净利润 | $3.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 94.5% |
| 净利率 | 15.7% | — |
| 营收同比 | 11.4% | 11.3% |
| 净利润同比 | 15.0% | — |
| 每股收益（稀释后） | — | $3.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPITIC
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $10.2M | ||
| Q3 25 | $10.4B | $11.1M | ||
| Q2 25 | $10.3B | $11.2M | ||
| Q1 25 | $9.6B | $8.5M | ||
| Q4 24 | $10.0B | $9.1M | ||
| Q3 24 | $9.7B | $8.9M | ||
| Q2 24 | $9.8B | $9.1M |
净利润AXPITIC
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | — | ||
| Q3 25 | $2.9B | $12.2M | ||
| Q2 25 | $2.9B | $12.3M | ||
| Q1 25 | $2.6B | $3.2M | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.5B | $9.3M | ||
| Q2 24 | $3.0B | $8.9M |
营业利润率AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 94.5% | ||
| Q3 25 | 36.7% | — | ||
| Q2 25 | 34.4% | — | ||
| Q1 25 | 34.6% | 47.7% | ||
| Q4 24 | 27.7% | — | ||
| Q3 24 | 33.0% | — | ||
| Q2 24 | 38.6% | — |
净利率AXPITIC
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | — | ||
| Q3 25 | 27.9% | 110.3% | ||
| Q2 25 | 28.0% | 109.9% | ||
| Q1 25 | 26.8% | 37.3% | ||
| Q4 24 | 21.8% | — | ||
| Q3 24 | 25.8% | 104.9% | ||
| Q2 24 | 30.7% | 97.4% |
每股收益（稀释后）AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $3.97 | ||
| Q3 25 | $4.14 | $6.45 | ||
| Q2 25 | $4.08 | $6.48 | ||
| Q1 25 | $3.64 | $1.67 | ||
| Q4 24 | $3.04 | $4.41 | ||
| Q3 24 | $3.49 | $4.92 | ||
| Q2 24 | $4.15 | $4.70 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.6M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $268.3M |
| 总资产 | $308.9M | $363.1M |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $89.6M | ||
| Q3 25 | $1.3B | $110.8M | ||
| Q2 25 | $197.0M | $90.1M | ||
| Q1 25 | $261.0M | $81.7M | ||
| Q4 24 | $221.0M | $83.8M | ||
| Q3 24 | $120.0M | $112.9M | ||
| Q2 24 | $188.0M | $111.2M |
总债务AXPITIC
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPITIC
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $268.3M | ||
| Q3 25 | $32.4B | $278.0M | ||
| Q2 25 | $32.3B | $266.2M | ||
| Q1 25 | $31.2B | $254.4M | ||
| Q4 24 | $30.3B | $251.8M | ||
| Q3 24 | $29.7B | $271.3M | ||
| Q2 24 | $29.5B | $261.8M |
总资产AXPITIC
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $363.1M | ||
| Q3 25 | $297.6B | $363.3M | ||
| Q2 25 | $295.6B | $345.8M | ||
| Q1 25 | $282.2B | $333.8M | ||
| Q4 24 | $271.5B | $333.6M | ||
| Q3 24 | $271.0B | $352.0M | ||
| Q2 24 | $272.2B | $340.3M |
负债/权益比AXPITIC
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $5.0M |
| 自由现金流经营现金流 - 资本支出 | — | $3.7M |
| 自由现金流率自由现金流/营收 | — | 36.1% |
| 资本支出强度资本支出/营收 | — | 13.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $25.4M |
8季度趋势，按日历期对齐
经营现金流AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $5.0M | ||
| Q3 25 | $6.2B | $17.2M | ||
| Q2 25 | $4.4B | $8.9M | ||
| Q1 25 | $4.8B | $-75.0K | ||
| Q4 24 | $5.8B | $12.1M | ||
| Q3 24 | $-1.8B | $7.8M | ||
| Q2 24 | $4.5B | $8.4M |
自由现金流AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $3.7M | ||
| Q3 25 | $5.6B | $15.8M | ||
| Q2 25 | $3.7B | $7.3M | ||
| Q1 25 | $4.3B | $-1.4M | ||
| Q4 24 | $5.3B | $10.8M | ||
| Q3 24 | $-2.3B | $6.1M | ||
| Q2 24 | $4.0B | $6.3M |
自由现金流率AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 36.1% | ||
| Q3 25 | 53.6% | 142.8% | ||
| Q2 25 | 36.3% | 65.4% | ||
| Q1 25 | 45.0% | -16.5% | ||
| Q4 24 | 53.1% | 118.2% | ||
| Q3 24 | -23.3% | 68.6% | ||
| Q2 24 | 40.4% | 69.4% |
资本支出强度AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 13.0% | ||
| Q3 25 | 6.3% | 12.2% | ||
| Q2 25 | 6.0% | 13.9% | ||
| Q1 25 | 4.5% | 15.7% | ||
| Q4 24 | 5.0% | 14.8% | ||
| Q3 24 | 4.7% | 19.5% | ||
| Q2 24 | 5.8% | 23.2% |
现金转化率AXPITIC
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 2.15× | 1.40× | ||
| Q2 25 | 1.51× | 0.72× | ||
| Q1 25 | 1.84× | -0.02× | ||
| Q4 24 | 2.66× | — | ||
| Q3 24 | -0.72× | 0.84× | ||
| Q2 24 | 1.50× | 0.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
ITIC
| Escrow Title Related And Other Fees | $4.9M | 48% |
| Investment Related Revenue | $3.8M | 37% |
| Other | $1.5M | 15% |
