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美国运通（AXP）与PG&E Corporation（PCG）财务数据对比。点击上方公司名可切换其他公司
PG&E Corporation的季度营收约是美国运通的363.9倍（$6.9B vs $18.9M），美国运通净利率更高（15.7% vs 12.9%，领先2.9%），PG&E Corporation同比增速更快（15.0% vs 11.4%），过去两年PG&E Corporation的营收复合增速更高（7.2% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
PG&E Corporation是美国由投资者持有运营的公用事业企业，总部坐落于加利福尼亚州奥克兰市凯撒中心，为加州北部三分之二区域的520万户家庭提供天然气与电力供应服务，服务范围涵盖贝克斯菲尔德、圣巴巴拉县北部，几乎延伸至俄勒冈州与内华达州的州界。
AXP vs PCG — 直观对比
营收规模更大
PCG
是对方的363.9倍
$18.9M
营收增速更快
PCG
高出3.6%
11.4%
净利率更高
AXP
高出2.9%
12.9%
两年增速更快
PCG
近两年复合增速
-95.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $6.9B |
| 净利润 | $3.0M | $885.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 21.4% |
| 净利率 | 15.7% | 12.9% |
| 营收同比 | 11.4% | 15.0% |
| 净利润同比 | 15.0% | 39.6% |
| 每股收益（稀释后） | — | $0.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPPCG
| Q1 26 | $18.9M | $6.9B | ||
| Q4 25 | $10.9B | $6.8B | ||
| Q3 25 | $10.4B | $6.3B | ||
| Q2 25 | $10.3B | $5.9B | ||
| Q1 25 | $9.6B | $6.0B | ||
| Q4 24 | $10.0B | $6.6B | ||
| Q3 24 | $9.7B | $5.9B | ||
| Q2 24 | $9.8B | $6.0B |
净利润AXPPCG
| Q1 26 | $3.0M | $885.0M | ||
| Q4 25 | $2.5B | $670.0M | ||
| Q3 25 | $2.9B | $850.0M | ||
| Q2 25 | $2.9B | $549.0M | ||
| Q1 25 | $2.6B | $634.0M | ||
| Q4 24 | $2.2B | $674.0M | ||
| Q3 24 | $2.5B | $579.0M | ||
| Q2 24 | $3.0B | $524.0M |
营业利润率AXPPCG
| Q1 26 | — | 21.4% | ||
| Q4 25 | 28.2% | 18.0% | ||
| Q3 25 | 36.7% | 19.3% | ||
| Q2 25 | 34.4% | 18.6% | ||
| Q1 25 | 34.6% | 20.4% | ||
| Q4 24 | 27.7% | 15.4% | ||
| Q3 24 | 33.0% | 17.3% | ||
| Q2 24 | 38.6% | 18.9% |
净利率AXPPCG
| Q1 26 | 15.7% | 12.9% | ||
| Q4 25 | 22.5% | 9.8% | ||
| Q3 25 | 27.9% | 13.6% | ||
| Q2 25 | 28.0% | 9.3% | ||
| Q1 25 | 26.8% | 10.6% | ||
| Q4 24 | 21.8% | 10.2% | ||
| Q3 24 | 25.8% | 9.7% | ||
| Q2 24 | 30.7% | 8.8% |
每股收益（稀释后）AXPPCG
| Q1 26 | — | $0.39 | ||
| Q4 25 | $3.52 | $0.29 | ||
| Q3 25 | $4.14 | $0.37 | ||
| Q2 25 | $4.08 | $0.24 | ||
| Q1 25 | $3.64 | $0.28 | ||
| Q4 24 | $3.04 | $0.30 | ||
| Q3 24 | $3.49 | $0.27 | ||
| Q2 24 | $4.15 | $0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | — |
| 总资产 | $308.9M | — |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPPCG
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $713.0M | ||
| Q3 25 | $1.3B | $404.0M | ||
| Q2 25 | $197.0M | $494.0M | ||
| Q1 25 | $261.0M | $2.0B | ||
| Q4 24 | $221.0M | $940.0M | ||
| Q3 24 | $120.0M | $895.0M | ||
| Q2 24 | $188.0M | $1.3B |
总债务AXPPCG
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | $57.4B | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | $53.6B | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPPCG
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $32.5B | ||
| Q3 25 | $32.4B | $32.0B | ||
| Q2 25 | $32.3B | $31.2B | ||
| Q1 25 | $31.2B | $30.7B | ||
| Q4 24 | $30.3B | $30.1B | ||
| Q3 24 | $29.7B | $26.8B | ||
| Q2 24 | $29.5B | $26.3B |
总资产AXPPCG
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $141.6B | ||
| Q3 25 | $297.6B | $138.2B | ||
| Q2 25 | $295.6B | $136.4B | ||
| Q1 25 | $282.2B | $135.4B | ||
| Q4 24 | $271.5B | $133.7B | ||
| Q3 24 | $271.0B | $132.3B | ||
| Q2 24 | $272.2B | $130.8B |
负债/权益比AXPPCG
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | 1.76× | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | 1.78× | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
PCG
| Electric | $5.0B | 72% |
| Other | $1.9B | 28% |
