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美国运通（AXP）与PLUMAS BANCORP（PLBC）财务数据对比。点击上方公司名可切换其他公司
PLUMAS BANCORP的季度营收约是美国运通的1.4倍（$25.9M vs $18.9M）。PLUMAS BANCORP同比增速更快（36.5% vs 11.4%）。过去两年PLUMAS BANCORP的营收复合增速更高（501.6% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
Plumas Bancorp是一家美国银行控股公司，通过旗下子公司Plumas Bank开展业务，为加利福尼亚州北部及内华达州的个人客户、中小企业和本地社区机构提供存款、各类贷款、财富管理等综合零售及商业银行服务。
AXP vs PLBC — 直观对比
营收规模更大
PLBC
是对方的1.4倍
$18.9M
营收增速更快
PLBC
高出25.0%
11.4%
两年增速更快
PLBC
近两年复合增速
-95.6%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $25.9M |
| 净利润 | $3.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 54.0% |
| 净利率 | 15.7% | — |
| 营收同比 | 11.4% | 36.5% |
| 净利润同比 | 15.0% | — |
| 每股收益（稀释后） | — | $1.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPPLBC
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $25.9M | ||
| Q3 25 | $10.4B | $816.0K | ||
| Q2 25 | $10.3B | $781.0K | ||
| Q1 25 | $9.6B | $705.0K | ||
| Q4 24 | $10.0B | $19.0M | ||
| Q3 24 | $9.7B | $766.0K | ||
| Q2 24 | $9.8B | $743.0K |
净利润AXPPLBC
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | — | ||
| Q3 25 | $2.9B | $5.1M | ||
| Q2 25 | $2.9B | $6.3M | ||
| Q1 25 | $2.6B | $7.2M | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.5B | $7.8M | ||
| Q2 24 | $3.0B | $6.8M |
营业利润率AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 54.0% | ||
| Q3 25 | 36.7% | — | ||
| Q2 25 | 34.4% | — | ||
| Q1 25 | 34.6% | — | ||
| Q4 24 | 27.7% | 56.2% | ||
| Q3 24 | 33.0% | — | ||
| Q2 24 | 38.6% | — |
净利率AXPPLBC
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | — | ||
| Q3 25 | 27.9% | 630.6% | ||
| Q2 25 | 28.0% | 809.3% | ||
| Q1 25 | 26.8% | 1018.4% | ||
| Q4 24 | 21.8% | — | ||
| Q3 24 | 25.8% | 1022.2% | ||
| Q2 24 | 30.7% | 913.3% |
每股收益（稀释后）AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $1.56 | ||
| Q3 25 | $4.14 | $0.73 | ||
| Q2 25 | $4.08 | $1.05 | ||
| Q1 25 | $3.64 | $1.20 | ||
| Q4 24 | $3.04 | $1.30 | ||
| Q3 24 | $3.49 | $1.31 | ||
| Q2 24 | $4.15 | $1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $80.6M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $261.1M |
| 总资产 | $308.9M | $2.2B |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $80.6M | ||
| Q3 25 | $1.3B | $87.3M | ||
| Q2 25 | $197.0M | $79.3M | ||
| Q1 25 | $261.0M | $87.3M | ||
| Q4 24 | $221.0M | $82.0M | ||
| Q3 24 | $120.0M | $118.0M | ||
| Q2 24 | $188.0M | $109.9M |
总债务AXPPLBC
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPPLBC
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $261.1M | ||
| Q3 25 | $32.4B | $245.9M | ||
| Q2 25 | $32.3B | $193.1M | ||
| Q1 25 | $31.2B | $187.6M | ||
| Q4 24 | $30.3B | $177.9M | ||
| Q3 24 | $29.7B | $181.9M | ||
| Q2 24 | $29.5B | $165.2M |
总资产AXPPLBC
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $2.2B | ||
| Q3 25 | $297.6B | $2.2B | ||
| Q2 25 | $295.6B | $1.6B | ||
| Q1 25 | $282.2B | $1.6B | ||
| Q4 24 | $271.5B | $1.6B | ||
| Q3 24 | $271.0B | $1.7B | ||
| Q2 24 | $272.2B | $1.6B |
负债/权益比AXPPLBC
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.4M |
| 自由现金流经营现金流 - 资本支出 | — | $6.1M |
| 自由现金流率自由现金流/营收 | — | 23.6% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $20.3M |
8季度趋势，按日历期对齐
经营现金流AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $6.4M | ||
| Q3 25 | $6.2B | $5.6M | ||
| Q2 25 | $4.4B | $2.1M | ||
| Q1 25 | $4.8B | $7.5M | ||
| Q4 24 | $5.8B | $8.3M | ||
| Q3 24 | $-1.8B | $8.0M | ||
| Q2 24 | $4.5B | $5.1M |
自由现金流AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $6.1M | ||
| Q3 25 | $5.6B | $4.8M | ||
| Q2 25 | $3.7B | $2.0M | ||
| Q1 25 | $4.3B | $7.3M | ||
| Q4 24 | $5.3B | $8.2M | ||
| Q3 24 | $-2.3B | $7.8M | ||
| Q2 24 | $4.0B | $4.8M |
自由现金流率AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 23.6% | ||
| Q3 25 | 53.6% | 588.6% | ||
| Q2 25 | 36.3% | 260.4% | ||
| Q1 25 | 45.0% | 1039.7% | ||
| Q4 24 | 53.1% | 43.1% | ||
| Q3 24 | -23.3% | 1023.2% | ||
| Q2 24 | 40.4% | 652.2% |
资本支出强度AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 1.2% | ||
| Q3 25 | 6.3% | 98.2% | ||
| Q2 25 | 6.0% | 4.0% | ||
| Q1 25 | 4.5% | 24.5% | ||
| Q4 24 | 5.0% | 0.6% | ||
| Q3 24 | 4.7% | 19.5% | ||
| Q2 24 | 5.8% | 31.0% |
现金转化率AXPPLBC
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 2.15× | 1.09× | ||
| Q2 25 | 1.51× | 0.33× | ||
| Q1 25 | 1.84× | 1.04× | ||
| Q4 24 | 2.66× | — | ||
| Q3 24 | -0.72× | 1.02× | ||
| Q2 24 | 1.50× | 0.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
PLBC
暂无分部数据
