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美国运通（AXP）与STEWART INFORMATION SERVICES CORP（STC）财务数据对比。点击上方公司名可切换其他公司
STEWART INFORMATION SERVICES CORP的季度营收约是美国运通的40.4倍（$764.6M vs $18.9M）。美国运通净利率更高（15.7% vs 2.2%，领先13.5%）。STEWART INFORMATION SERVICES CORP同比增速更快（27.7% vs 11.4%）。过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高（12.7% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
斯图尔特信息服务公司（STC）是一家主营房地产信息、产权保险及交易管理服务的企业，旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业，为美国及全球市场提供相关产品与服务，总部位于得克萨斯州休斯敦，现有员工约6350人。
AXP vs STC — 直观对比
营收规模更大
STC
是对方的40.4倍
$18.9M
营收增速更快
STC
高出16.2%
11.4%
净利率更高
AXP
高出13.5%
2.2%
两年增速更快
STC
近两年复合增速
-95.6%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $764.6M |
| 净利润 | $3.0M | $17.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 15.7% | 2.2% |
| 营收同比 | 11.4% | 27.7% |
| 净利润同比 | 15.0% | 448.4% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPSTC
| Q1 26 | $18.9M | $764.6M | ||
| Q4 25 | $10.9B | $790.6M | ||
| Q3 25 | $10.4B | $796.9M | ||
| Q2 25 | $10.3B | $722.2M | ||
| Q1 25 | $9.6B | $612.0M | ||
| Q4 24 | $10.0B | $665.9M | ||
| Q3 24 | $9.7B | $667.9M | ||
| Q2 24 | $9.8B | $602.2M |
净利润AXPSTC
| Q1 26 | $3.0M | $17.0M | ||
| Q4 25 | $2.5B | $36.3M | ||
| Q3 25 | $2.9B | $44.3M | ||
| Q2 25 | $2.9B | $31.9M | ||
| Q1 25 | $2.6B | $3.1M | ||
| Q4 24 | $2.2B | $22.7M | ||
| Q3 24 | $2.5B | $30.1M | ||
| Q2 24 | $3.0B | $17.3M |
营业利润率AXPSTC
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 6.5% | ||
| Q3 25 | 36.7% | 7.7% | ||
| Q2 25 | 34.4% | 6.5% | ||
| Q1 25 | 34.6% | 1.0% | ||
| Q4 24 | 27.7% | 5.3% | ||
| Q3 24 | 33.0% | 6.4% | ||
| Q2 24 | 38.6% | 4.8% |
净利率AXPSTC
| Q1 26 | 15.7% | 2.2% | ||
| Q4 25 | 22.5% | 4.6% | ||
| Q3 25 | 27.9% | 5.6% | ||
| Q2 25 | 28.0% | 4.4% | ||
| Q1 25 | 26.8% | 0.5% | ||
| Q4 24 | 21.8% | 3.4% | ||
| Q3 24 | 25.8% | 4.5% | ||
| Q2 24 | 30.7% | 2.9% |
每股收益（稀释后）AXPSTC
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $1.26 | ||
| Q3 25 | $4.14 | $1.55 | ||
| Q2 25 | $4.08 | $1.13 | ||
| Q1 25 | $3.64 | $0.11 | ||
| Q4 24 | $3.04 | $0.81 | ||
| Q3 24 | $3.49 | $1.07 | ||
| Q2 24 | $4.15 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $317.5M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | — |
| 总资产 | $308.9M | — |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPSTC
| Q1 26 | — | $317.5M | ||
| Q4 25 | $742.0M | $369.7M | ||
| Q3 25 | $1.3B | $233.2M | ||
| Q2 25 | $197.0M | $223.8M | ||
| Q1 25 | $261.0M | $194.2M | ||
| Q4 24 | $221.0M | $257.5M | ||
| Q3 24 | $120.0M | $228.7M | ||
| Q2 24 | $188.0M | $176.7M |
总债务AXPSTC
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | $445.8M | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPSTC
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $1.6B | ||
| Q3 25 | $32.4B | $1.5B | ||
| Q2 25 | $32.3B | $1.4B | ||
| Q1 25 | $31.2B | $1.4B | ||
| Q4 24 | $30.3B | $1.4B | ||
| Q3 24 | $29.7B | $1.4B | ||
| Q2 24 | $29.5B | $1.4B |
总资产AXPSTC
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $3.3B | ||
| Q3 25 | $297.6B | $2.8B | ||
| Q2 25 | $295.6B | $2.8B | ||
| Q1 25 | $282.2B | $2.7B | ||
| Q4 24 | $271.5B | $2.7B | ||
| Q3 24 | $271.0B | $2.7B | ||
| Q2 24 | $272.2B | $2.6B |
负债/权益比AXPSTC
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | 0.32× | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
