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美国运通（AXP）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
美国运通的季度营收约是TRANSACT TECHNOLOGIES INC的1.7倍（$18.9M vs $11.5M），TRANSACT TECHNOLOGIES INC同比增速更快（11.9% vs 11.4%），过去两年TRANSACT TECHNOLOGIES INC的营收复合增速更高（3.5% vs -95.6%）
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
AXP vs TACT — 直观对比
营收规模更大
AXP
是对方的1.7倍
$11.5M
营收增速更快
TACT
高出0.5%
11.4%
两年增速更快
TACT
近两年复合增速
-95.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $18.9M | $11.5M |
| 净利润 | $3.0M | — |
| 毛利率 | — | 47.6% |
| 营业利润率 | — | -10.1% |
| 净利率 | 15.7% | — |
| 营收同比 | 11.4% | 11.9% |
| 净利润同比 | 15.0% | — |
| 每股收益（稀释后） | — | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPTACT
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $11.5M | ||
| Q3 25 | $10.4B | $13.2M | ||
| Q2 25 | $10.3B | $13.8M | ||
| Q1 25 | $9.6B | $13.1M | ||
| Q4 24 | $10.0B | $10.2M | ||
| Q3 24 | $9.7B | $10.9M | ||
| Q2 24 | $9.8B | $11.6M |
净利润AXPTACT
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | — | ||
| Q3 25 | $2.9B | $15.0K | ||
| Q2 25 | $2.9B | $-143.0K | ||
| Q1 25 | $2.6B | $19.0K | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.5B | $-551.0K | ||
| Q2 24 | $3.0B | $-319.0K |
毛利率AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% |
营业利润率AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | -10.1% | ||
| Q3 25 | 36.7% | 0.1% | ||
| Q2 25 | 34.4% | -1.9% | ||
| Q1 25 | 34.6% | -0.1% | ||
| Q4 24 | 27.7% | -10.3% | ||
| Q3 24 | 33.0% | -7.7% | ||
| Q2 24 | 38.6% | -3.8% |
净利率AXPTACT
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | — | ||
| Q3 25 | 27.9% | 0.1% | ||
| Q2 25 | 28.0% | -1.0% | ||
| Q1 25 | 26.8% | 0.1% | ||
| Q4 24 | 21.8% | — | ||
| Q3 24 | 25.8% | -5.1% | ||
| Q2 24 | 30.7% | -2.8% |
每股收益（稀释后）AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $-0.11 | ||
| Q3 25 | $4.14 | $0.00 | ||
| Q2 25 | $4.08 | $-0.01 | ||
| Q1 25 | $3.64 | $0.00 | ||
| Q4 24 | $3.04 | $-0.80 | ||
| Q3 24 | $3.49 | $-0.06 | ||
| Q2 24 | $4.15 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $20.4M |
| 总债务越低越好 | $60.4M | — |
| 股东权益账面价值 | $34.0M | $31.1M |
| 总资产 | $308.9M | $44.8M |
| 负债/权益比越低杠杆越低 | 1.78× | — |
8季度趋势，按日历期对齐
现金及短期投资AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $20.4M | ||
| Q3 25 | $1.3B | $20.0M | ||
| Q2 25 | $197.0M | $17.7M | ||
| Q1 25 | $261.0M | $14.2M | ||
| Q4 24 | $221.0M | $14.4M | ||
| Q3 24 | $120.0M | $11.3M | ||
| Q2 24 | $188.0M | $11.1M |
总债务AXPTACT
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | — | ||
| Q3 25 | $57.8B | — | ||
| Q2 25 | $58.2B | — | ||
| Q1 25 | $51.2B | — | ||
| Q4 24 | $49.7B | — | ||
| Q3 24 | $53.5B | — | ||
| Q2 24 | $51.5B | — |
股东权益AXPTACT
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $31.1M | ||
| Q3 25 | $32.4B | $31.8M | ||
| Q2 25 | $32.3B | $31.3M | ||
| Q1 25 | $31.2B | $30.9M | ||
| Q4 24 | $30.3B | $30.6M | ||
| Q3 24 | $29.7B | $38.4M | ||
| Q2 24 | $29.5B | $38.5M |
总资产AXPTACT
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $44.8M | ||
| Q3 25 | $297.6B | $45.0M | ||
| Q2 25 | $295.6B | $44.5M | ||
| Q1 25 | $282.2B | $44.2M | ||
| Q4 24 | $271.5B | $44.0M | ||
| Q3 24 | $271.0B | $50.5M | ||
| Q2 24 | $272.2B | $50.4M |
负债/权益比AXPTACT
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | — | ||
| Q3 25 | 1.78× | — | ||
| Q2 25 | 1.80× | — | ||
| Q1 25 | 1.64× | — | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 1.80× | — | ||
| Q2 24 | 1.74× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $609.0K |
| 自由现金流经营现金流 - 资本支出 | — | $589.0K |
| 自由现金流率自由现金流/营收 | — | 5.1% |
| 资本支出强度资本支出/营收 | — | 0.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $7.6M |
8季度趋势，按日历期对齐
经营现金流AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $609.0K | ||
| Q3 25 | $6.2B | $3.6M | ||
| Q2 25 | $4.4B | $3.6M | ||
| Q1 25 | $4.8B | $-161.0K | ||
| Q4 24 | $5.8B | $2.4M | ||
| Q3 24 | $-1.8B | $327.0K | ||
| Q2 24 | $4.5B | $636.0K |
自由现金流AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $589.0K | ||
| Q3 25 | $5.6B | $3.6M | ||
| Q2 25 | $3.7B | $3.6M | ||
| Q1 25 | $4.3B | $-171.0K | ||
| Q4 24 | $5.3B | $2.4M | ||
| Q3 24 | $-2.3B | $259.0K | ||
| Q2 24 | $4.0B | $499.0K |
自由现金流率AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 5.1% | ||
| Q3 25 | 53.6% | 27.1% | ||
| Q2 25 | 36.3% | 25.9% | ||
| Q1 25 | 45.0% | -1.3% | ||
| Q4 24 | 53.1% | 23.2% | ||
| Q3 24 | -23.3% | 2.4% | ||
| Q2 24 | 40.4% | 4.3% |
资本支出强度AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 0.2% | ||
| Q3 25 | 6.3% | 0.5% | ||
| Q2 25 | 6.0% | 0.1% | ||
| Q1 25 | 4.5% | 0.1% | ||
| Q4 24 | 5.0% | 0.1% | ||
| Q3 24 | 4.7% | 0.6% | ||
| Q2 24 | 5.8% | 1.2% |
现金转化率AXPTACT
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 2.15× | 242.00× | ||
| Q2 25 | 1.51× | — | ||
| Q1 25 | 1.84× | -8.47× | ||
| Q4 24 | 2.66× | — | ||
| Q3 24 | -0.72× | — | ||
| Q2 24 | 1.50× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
TACT
暂无分部数据
