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BayFirst Financial Corp.（BAFN）与Cosmos Health Inc.（COSM）财务数据对比。点击上方公司名可切换其他公司
Cosmos Health Inc.的季度营收约是BayFirst Financial Corp.的1.9倍（$19.7M vs $10.3M），Cosmos Health Inc.净利率更高（-51.5% vs -55.0%，领先3.5%），过去两年Cosmos Health Inc.的营收复合增速更高（16.2% vs -29.6%）
PNC金融服务集团是一家总部位于美国宾夕法尼亚州匹兹堡的银行控股金融服务企业。旗下核心子公司PNC银行在美国27个州及华盛顿哥伦比亚特区开展业务，拥有超2600家分支机构和近9500台ATM，按资产、网点数量、存款规模及ATM数量计算，是美国规模名列前茅的大型银行。
阿格尼库尔宇宙私人有限公司是总部位于金奈印度理工学院燃烧研究与开发国家中心的印度民营航空航天制造商及商业发射服务提供商。这家初创企业致力于开发并发射自主小型运载火箭，其中代表性的阿格尼班火箭可将100公斤有效载荷送入700公里轨道。
BAFN vs COSM — 直观对比
营收规模更大
COSM
是对方的1.9倍
$10.3M
净利率更高
COSM
高出3.5%
-55.0%
两年增速更快
COSM
近两年复合增速
-29.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $10.3M | $19.7M |
| 净利润 | $-5.7M | $-10.1M |
| 毛利率 | — | 10.6% |
| 营业利润率 | — | -57.9% |
| 净利率 | -55.0% | -51.5% |
| 营收同比 | — | 38.5% |
| 净利润同比 | -130.6% | -203.0% |
| 每股收益（稀释后） | $-1.48 | $-0.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BAFNCOSM
| Q1 26 | $10.3M | — | ||
| Q4 25 | $11.2M | $19.7M | ||
| Q3 25 | $10.2M | $17.1M | ||
| Q2 25 | $23.1M | $14.7M | ||
| Q1 25 | $19.8M | $13.7M | ||
| Q4 24 | $32.9M | $14.2M | ||
| Q3 24 | $21.7M | $12.4M | ||
| Q2 24 | $20.8M | $13.2M |
净利润BAFNCOSM
| Q1 26 | $-5.7M | — | ||
| Q4 25 | $-2.5M | $-10.1M | ||
| Q3 25 | $-18.9M | $-5.4M | ||
| Q2 25 | $-1.2M | $-2.8M | ||
| Q1 25 | $-335.0K | $-818.1K | ||
| Q4 24 | $9.8M | $-3.3M | ||
| Q3 24 | $1.1M | $-8.4M | ||
| Q2 24 | $866.0K | $-2.6M |
毛利率BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | — | 10.6% | ||
| Q3 25 | — | 15.2% | ||
| Q2 25 | — | 7.9% | ||
| Q1 25 | — | 14.9% | ||
| Q4 24 | — | 7.1% | ||
| Q3 24 | — | 9.7% | ||
| Q2 24 | — | 5.8% |
营业利润率BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | -25.3% | -57.9% | ||
| Q3 25 | -253.0% | -10.6% | ||
| Q2 25 | -7.1% | -17.9% | ||
| Q1 25 | -2.3% | -6.1% | ||
| Q4 24 | — | -63.0% | ||
| Q3 24 | 7.1% | -18.0% | ||
| Q2 24 | 5.9% | -18.9% |
净利率BAFNCOSM
| Q1 26 | -55.0% | — | ||
| Q4 25 | -22.1% | -51.5% | ||
| Q3 25 | -184.7% | -31.3% | ||
| Q2 25 | -5.3% | -19.2% | ||
| Q1 25 | -1.7% | -6.0% | ||
| Q4 24 | 91.8% | -23.5% | ||
| Q3 24 | 5.2% | -67.5% | ||
| Q2 24 | 4.2% | -19.6% |
每股收益（稀释后）BAFNCOSM
| Q1 26 | $-1.48 | — | ||
| Q4 25 | $-0.71 | $-0.33 | ||
| Q3 25 | $-4.66 | $-0.17 | ||
| Q2 25 | $-0.39 | $-0.10 | ||
| Q1 25 | $-0.17 | $-0.03 | ||
| Q4 24 | $2.21 | $-0.46 | ||
| Q3 24 | $0.18 | $-0.45 | ||
| Q2 24 | $0.12 | $-0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $134.5M | $761.8K |
| 总债务越低越好 | — | $3.8M |
| 股东权益账面价值 | $81.9M | $18.4M |
| 总资产 | $1.2B | $65.5M |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资BAFNCOSM
| Q1 26 | $134.5M | — | ||
| Q4 25 | $207.0M | $761.8K | ||
| Q3 25 | $118.5M | $922.6K | ||
| Q2 25 | $77.3M | $30.3K | ||
| Q1 25 | $63.2M | $25.3K | ||
| Q4 24 | $77.8M | $336.3K | ||
| Q3 24 | $64.4M | $22.8K | ||
| Q2 24 | $60.8M | $21.5K |
总债务BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | — | $3.8M | ||
| Q3 25 | — | $5.4M | ||
| Q2 25 | — | $5.2M | ||
| Q1 25 | — | $4.9M | ||
| Q4 24 | — | $4.1M | ||
| Q3 24 | — | $4.3M | ||
| Q2 24 | — | $3.9M |
股东权益BAFNCOSM
| Q1 26 | $81.9M | — | ||
| Q4 25 | $87.6M | $18.4M | ||
| Q3 25 | $89.7M | $23.1M | ||
| Q2 25 | $108.2M | $26.2M | ||
| Q1 25 | $110.1M | $26.0M | ||
| Q4 24 | $110.9M | $24.5M | ||
| Q3 24 | $102.3M | $35.0M | ||
| Q2 24 | $101.0M | $32.1M |
总资产BAFNCOSM
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.3B | $65.5M | ||
| Q3 25 | $1.3B | $69.5M | ||
| Q2 25 | $1.3B | $61.8M | ||
| Q1 25 | $1.3B | $57.2M | ||
| Q4 24 | $1.3B | $54.3M | ||
| Q3 24 | $1.2B | $64.5M | ||
| Q2 24 | $1.2B | $60.8M |
负债/权益比BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.20× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-4.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-4.6M |
| 自由现金流率自由现金流/营收 | — | -23.4% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.5M |
8季度趋势，按日历期对齐
经营现金流BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | $285.3M | $-4.6M | ||
| Q3 25 | $47.3M | $-2.5M | ||
| Q2 25 | $63.3M | $-1.2M | ||
| Q1 25 | $74.2M | $-186.3K | ||
| Q4 24 | $390.5M | $-3.8M | ||
| Q3 24 | $90.8M | $739.8K | ||
| Q2 24 | $78.8M | $-1.2M |
自由现金流BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | $285.0M | $-4.6M | ||
| Q3 25 | $47.3M | $-2.5M | ||
| Q2 25 | $63.1M | $-1.2M | ||
| Q1 25 | $74.1M | $-198.8K | ||
| Q4 24 | $388.8M | $-3.9M | ||
| Q3 24 | $90.5M | $511.0K | ||
| Q2 24 | $78.4M | $-1.2M |
自由现金流率BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | 2554.2% | -23.4% | ||
| Q3 25 | 462.2% | -14.4% | ||
| Q2 25 | 272.7% | -8.4% | ||
| Q1 25 | 375.1% | -1.5% | ||
| Q4 24 | 1180.9% | -27.5% | ||
| Q3 24 | 416.5% | 4.1% | ||
| Q2 24 | 376.1% | -9.4% |
资本支出强度BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 0.0% | ||
| Q3 25 | 0.1% | 0.1% | ||
| Q2 25 | 0.8% | 0.2% | ||
| Q1 25 | 0.4% | 0.1% | ||
| Q4 24 | 5.1% | 0.5% | ||
| Q3 24 | 1.5% | 1.8% | ||
| Q2 24 | 1.9% | 0.3% |
现金转化率BAFNCOSM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 39.95× | — | ||
| Q3 24 | 79.85× | — | ||
| Q2 24 | 90.94× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BAFN
| Net Interest Income | $9.4M | 91% |
| Noninterest Income | $884.0K | 9% |
COSM
暂无分部数据
