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BANC OF CALIFORNIA, INC.（BANC）与FIRST HORIZON CORP（FHN）财务数据对比。点击上方公司名可切换其他公司
FIRST HORIZON CORP的季度营收约是BANC OF CALIFORNIA, INC.的3.1倍（$888.0M vs $286.9M）。FIRST HORIZON CORP净利率更高（29.4% vs 25.1%，领先4.3%）。FIRST HORIZON CORP同比增速更快（21.8% vs 7.9%）。过去两年BANC OF CALIFORNIA, INC.的营收复合增速更高（462.3% vs 4.1%）
加州银行是一家美国金融机构，总部位于加利福尼亚州洛杉矶，在加州设有80家分支机构，业务网点还覆盖科罗拉多州丹佛、北卡罗来纳州达勒姆等地，包括纽约、芝加哥在内的全美员工约2000人。该行提供多元化的存贷款产品与服务，专注为中小市场企业及获创投注资的企业提供银行与财资管理解决方案。
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
BANC vs FHN — 直观对比
营收规模更大
FHN
是对方的3.1倍
$286.9M
营收增速更快
FHN
高出13.9%
7.9%
净利率更高
FHN
高出4.3%
25.1%
两年增速更快
BANC
近两年复合增速
4.1%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $286.9M | $888.0M |
| 净利润 | $72.0M | $261.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 38.5% |
| 净利率 | 25.1% | 29.4% |
| 营收同比 | 7.9% | 21.8% |
| 净利润同比 | 34.3% | 57.2% |
| 每股收益（稀释后） | $0.39 | $0.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANCFHN
| Q1 26 | $286.9M | — | ||
| Q4 25 | $9.5M | $888.0M | ||
| Q3 25 | $9.8M | $889.0M | ||
| Q2 25 | $9.3M | $830.0M | ||
| Q1 25 | $10.2M | $812.0M | ||
| Q4 24 | $9.3M | $729.0M | ||
| Q3 24 | $9.1M | $827.0M | ||
| Q2 24 | $9.1M | $9.0M |
净利润BANCFHN
| Q1 26 | $72.0M | — | ||
| Q4 25 | $77.4M | $261.0M | ||
| Q3 25 | $69.6M | $262.0M | ||
| Q2 25 | $28.4M | $241.0M | ||
| Q1 25 | $53.6M | $218.0M | ||
| Q4 24 | $56.9M | $166.0M | ||
| Q3 24 | $8.8M | $218.0M | ||
| Q2 24 | $30.3M | $199.0M |
营业利润率BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | — | 38.5% | ||
| Q3 25 | — | 38.7% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 28.8% | ||
| Q3 24 | — | 34.0% | ||
| Q2 24 | — | — |
净利率BANCFHN
| Q1 26 | 25.1% | — | ||
| Q4 25 | 812.4% | 29.4% | ||
| Q3 25 | 712.8% | 29.5% | ||
| Q2 25 | 304.9% | 29.0% | ||
| Q1 25 | 525.6% | 26.8% | ||
| Q4 24 | 611.6% | 22.8% | ||
| Q3 24 | 97.0% | 26.4% | ||
| Q2 24 | 334.2% | 2211.1% |
每股收益（稀释后）BANCFHN
| Q1 26 | $0.39 | — | ||
| Q4 25 | $0.41 | $0.51 | ||
| Q3 25 | $0.38 | $0.50 | ||
| Q2 25 | $0.12 | $0.45 | ||
| Q1 25 | $0.26 | $0.41 | ||
| Q4 24 | $0.29 | $0.29 | ||
| Q3 24 | $-0.01 | $0.40 | ||
| Q2 24 | $0.12 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.2B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.6B | $8.8B |
| 总资产 | $34.7B | $83.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANCFHN
| Q1 26 | $2.2B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.4B | — |
股东权益BANCFHN
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.5B | $8.8B | ||
| Q3 25 | $3.5B | $8.9B | ||
| Q2 25 | $3.4B | $9.0B | ||
| Q1 25 | $3.5B | $8.7B | ||
| Q4 24 | $3.5B | $8.8B | ||
| Q3 24 | $3.5B | $9.0B | ||
| Q2 24 | $3.4B | $8.7B |
总资产BANCFHN
| Q1 26 | $34.7B | — | ||
| Q4 25 | $34.8B | $83.9B | ||
| Q3 25 | $34.0B | $83.2B | ||
| Q2 25 | $34.3B | $82.1B | ||
| Q1 25 | $33.8B | $81.5B | ||
| Q4 24 | $33.5B | $82.2B | ||
| Q3 24 | $33.4B | $82.6B | ||
| Q2 24 | $35.2B | $82.2B |
负债/权益比BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | 0.58× | — | ||
| Q3 25 | 0.58× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.47× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.46× | — | ||
| Q2 24 | 0.42× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $396.0M |
| 自由现金流经营现金流 - 资本支出 | — | $389.0M |
| 自由现金流率自由现金流/营收 | — | 43.8% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 1.52× |
| 过去12个月自由现金流最近4个季度 | — | $595.0M |
8季度趋势，按日历期对齐
经营现金流BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | $102.1M | $396.0M | ||
| Q3 25 | $75.7M | $-200.0M | ||
| Q2 25 | $62.7M | $83.0M | ||
| Q1 25 | $15.1M | $349.0M | ||
| Q4 24 | $79.8M | $191.0M | ||
| Q3 24 | $46.9M | $389.0M | ||
| Q2 24 | $39.1M | $-150.0M |
自由现金流BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | $84.2M | $389.0M | ||
| Q3 25 | $75.5M | $-208.0M | ||
| Q2 25 | $61.4M | $74.0M | ||
| Q1 25 | $13.6M | $340.0M | ||
| Q4 24 | $75.7M | $174.0M | ||
| Q3 24 | $44.6M | $383.0M | ||
| Q2 24 | $34.4M | $-161.0M |
自由现金流率BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | 884.2% | 43.8% | ||
| Q3 25 | 772.9% | -23.4% | ||
| Q2 25 | 660.1% | 8.9% | ||
| Q1 25 | 133.4% | 41.9% | ||
| Q4 24 | 813.0% | 23.9% | ||
| Q3 24 | 492.2% | 46.3% | ||
| Q2 24 | 379.1% | -1788.9% |
资本支出强度BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | 187.4% | 0.8% | ||
| Q3 25 | 1.9% | 0.9% | ||
| Q2 25 | 13.6% | 1.1% | ||
| Q1 25 | 15.0% | 1.1% | ||
| Q4 24 | 44.4% | 2.3% | ||
| Q3 24 | 25.1% | 0.7% | ||
| Q2 24 | 51.8% | 122.2% |
现金转化率BANCFHN
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 1.52× | ||
| Q3 25 | 1.09× | -0.76× | ||
| Q2 25 | 2.21× | 0.34× | ||
| Q1 25 | 0.28× | 1.60× | ||
| Q4 24 | 1.40× | 1.15× | ||
| Q3 24 | 5.34× | 1.78× | ||
| Q2 24 | 1.29× | -0.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BANC
暂无分部数据
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
