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Bandwidth Inc.（BAND）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是Bandwidth Inc.的1.8倍（$367.6M vs $208.8M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs 1.9%，领先29.7%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs 9.7%）
Bandwidth Inc.是一家通信平台即服务提供商，依托自有全球IP语音网络，为客户提供语音、短信及应急服务相关的软件API产品，帮助开发者便捷集成通信功能，全球客户可借助其方案快速搭建符合需求的通信服务体系。
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
BAND vs PB — 直观对比
营收规模更大
PB
是对方的1.8倍
$208.8M
净利率更高
PB
高出29.7%
1.9%
两年增速更快
PB
近两年复合增速
9.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $208.8M | $367.6M |
| 净利润 | $4.0M | $116.3M |
| 毛利率 | 37.3% | — |
| 营业利润率 | 60.5% | — |
| 净利率 | 1.9% | 31.6% |
| 营收同比 | 20.1% | — |
| 净利润同比 | 200.0% | -10.7% |
| 每股收益（稀释后） | $-0.08 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANDPB
| Q1 26 | $208.8M | $367.6M | ||
| Q4 25 | $207.7M | $275.0M | ||
| Q3 25 | $191.9M | $273.4M | ||
| Q2 25 | $180.0M | $267.7M | ||
| Q1 25 | $174.2M | $265.4M | ||
| Q4 24 | $210.0M | $267.8M | ||
| Q3 24 | $193.9M | $261.7M | ||
| Q2 24 | $173.6M | $258.8M |
净利润BANDPB
| Q1 26 | $4.0M | $116.3M | ||
| Q4 25 | — | $139.9M | ||
| Q3 25 | $-1.2M | $137.6M | ||
| Q2 25 | $-4.9M | $135.2M | ||
| Q1 25 | $-3.7M | $130.2M | ||
| Q4 24 | — | $130.1M | ||
| Q3 24 | $413.0K | $127.3M | ||
| Q2 24 | $4.1M | $111.6M |
毛利率BANDPB
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
营业利润率BANDPB
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | 65.1% | ||
| Q3 25 | -1.0% | 64.4% | ||
| Q2 25 | -2.1% | 64.3% | ||
| Q1 25 | -2.7% | 62.7% | ||
| Q4 24 | -1.3% | 62.0% | ||
| Q3 24 | -0.5% | 62.1% | ||
| Q2 24 | -3.5% | 55.2% |
净利率BANDPB
| Q1 26 | 1.9% | 31.6% | ||
| Q4 25 | — | 50.9% | ||
| Q3 25 | -0.6% | 50.3% | ||
| Q2 25 | -2.7% | 50.5% | ||
| Q1 25 | -2.1% | 49.1% | ||
| Q4 24 | — | 48.6% | ||
| Q3 24 | 0.2% | 48.6% | ||
| Q2 24 | 2.3% | 43.1% |
每股收益（稀释后）BANDPB
| Q1 26 | $-0.08 | $1.16 | ||
| Q4 25 | $-0.10 | $1.48 | ||
| Q3 25 | $-0.04 | $1.45 | ||
| Q2 25 | $-0.16 | $1.42 | ||
| Q1 25 | $-0.13 | $1.37 | ||
| Q4 24 | $0.27 | $1.36 | ||
| Q3 24 | $0.01 | $1.34 | ||
| Q2 24 | $-0.17 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $47.3M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $405.7M | $8.2B |
| 总资产 | $984.2M | $43.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANDPB
| Q1 26 | $47.3M | — | ||
| Q4 25 | $111.3M | — | ||
| Q3 25 | $80.4M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $41.7M | — | ||
| Q4 24 | $83.8M | — | ||
| Q3 24 | $79.9M | — | ||
| Q2 24 | $76.4M | — |
股东权益BANDPB
| Q1 26 | $405.7M | $8.2B | ||
| Q4 25 | $400.0M | $7.6B | ||
| Q3 25 | $392.7M | $7.7B | ||
| Q2 25 | $384.5M | $7.6B | ||
| Q1 25 | $345.4M | $7.5B | ||
| Q4 24 | $312.5M | $7.4B | ||
| Q3 24 | $336.6M | $7.4B | ||
| Q2 24 | $307.4M | $7.3B |
总资产BANDPB
| Q1 26 | $984.2M | $43.6B | ||
| Q4 25 | $1.1B | $38.5B | ||
| Q3 25 | $1.0B | $38.3B | ||
| Q2 25 | $1.0B | $38.4B | ||
| Q1 25 | $964.4M | $38.8B | ||
| Q4 24 | $989.2M | $39.6B | ||
| Q3 24 | $1.0B | $40.1B | ||
| Q2 24 | $1.0B | $39.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | — |
| 自由现金流率自由现金流/营收 | -0.5% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BANDPB
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $78.3M | ||
| Q3 25 | $22.2M | $194.8M | ||
| Q2 25 | $31.7M | $98.2M | ||
| Q1 25 | $-3.1M | $178.2M | ||
| Q4 24 | $36.5M | $-205.8M | ||
| Q3 24 | $20.5M | $274.6M | ||
| Q2 24 | $24.4M | $216.5M |
自由现金流BANDPB
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | $68.5M | ||
| Q3 25 | — | $185.7M | ||
| Q2 25 | — | $91.8M | ||
| Q1 25 | — | $171.1M | ||
| Q4 24 | — | $-210.7M | ||
| Q3 24 | — | $270.2M | ||
| Q2 24 | — | $211.8M |
自由现金流率BANDPB
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | 24.9% | ||
| Q3 25 | — | 67.9% | ||
| Q2 25 | — | 34.3% | ||
| Q1 25 | — | 64.5% | ||
| Q4 24 | — | -78.7% | ||
| Q3 24 | — | 103.3% | ||
| Q2 24 | — | 81.8% |
资本支出强度BANDPB
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.7% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.8% |
现金转化率BANDPB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.56× | ||
| Q3 25 | — | 1.42× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | — | -1.58× | ||
| Q3 24 | 49.55× | 2.16× | ||
| Q2 24 | 6.03× | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BAND
暂无分部数据
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
