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Bandwidth Inc.（BAND）与TOMPKINS FINANCIAL CORP（TMP）财务数据对比。点击上方公司名可切换其他公司
Bandwidth Inc.的季度营收约是TOMPKINS FINANCIAL CORP的1.1倍（$208.8M vs $194.8M），TOMPKINS FINANCIAL CORP净利率更高（49.4% vs 1.9%，领先47.5%），TOMPKINS FINANCIAL CORP同比增速更快（152.7% vs 20.1%），TOMPKINS FINANCIAL CORP自由现金流更多（$31.9M vs $-1.0M），过去两年TOMPKINS FINANCIAL CORP的营收复合增速更高（63.6% vs 9.7%）
Bandwidth Inc.是一家通信平台即服务提供商，依托自有全球IP语音网络，为客户提供语音、短信及应急服务相关的软件API产品，帮助开发者便捷集成通信功能，全球客户可借助其方案快速搭建符合需求的通信服务体系。
汤普金斯金融公司是一家小型多元化金融服务企业，总部位于纽约州伊萨卡，是汤普金斯信托银行及其他多家银行、一家保险代理机构和财富管理部门的母公司。
BAND vs TMP — 直观对比
营收规模更大
BAND
是对方的1.1倍
$194.8M
营收增速更快
TMP
高出132.5%
20.1%
净利率更高
TMP
高出47.5%
1.9%
自由现金流更多
TMP
多$32.9M
$-1.0M
两年增速更快
TMP
近两年复合增速
9.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $208.8M | $194.8M |
| 净利润 | $4.0M | $96.2M |
| 毛利率 | 37.3% | — |
| 营业利润率 | 60.5% | 71.7% |
| 净利率 | 1.9% | 49.4% |
| 营收同比 | 20.1% | 152.7% |
| 净利润同比 | 200.0% | 388.9% |
| 每股收益（稀释后） | $-0.08 | $6.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANDTMP
| Q1 26 | $208.8M | — | ||
| Q4 25 | $207.7M | $194.8M | ||
| Q3 25 | $191.9M | $87.4M | ||
| Q2 25 | $180.0M | $82.6M | ||
| Q1 25 | $174.2M | $81.7M | ||
| Q4 24 | $210.0M | $77.1M | ||
| Q3 24 | $193.9M | $76.6M | ||
| Q2 24 | $173.6M | $72.7M |
净利润BANDTMP
| Q1 26 | $4.0M | — | ||
| Q4 25 | — | $96.2M | ||
| Q3 25 | $-1.2M | $23.7M | ||
| Q2 25 | $-4.9M | $21.5M | ||
| Q1 25 | $-3.7M | $19.7M | ||
| Q4 24 | — | $19.7M | ||
| Q3 24 | $413.0K | $18.6M | ||
| Q2 24 | $4.1M | $15.7M |
毛利率BANDTMP
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
营业利润率BANDTMP
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | 71.7% | ||
| Q3 25 | -1.0% | 35.6% | ||
| Q2 25 | -2.1% | 34.2% | ||
| Q1 25 | -2.7% | 31.6% | ||
| Q4 24 | -1.3% | 33.4% | ||
| Q3 24 | -0.5% | 32.0% | ||
| Q2 24 | -3.5% | 28.3% |
净利率BANDTMP
| Q1 26 | 1.9% | — | ||
| Q4 25 | — | 49.4% | ||
| Q3 25 | -0.6% | 27.1% | ||
| Q2 25 | -2.7% | 26.0% | ||
| Q1 25 | -2.1% | 24.1% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | 0.2% | 24.3% | ||
| Q2 24 | 2.3% | 21.6% |
每股收益（稀释后）BANDTMP
| Q1 26 | $-0.08 | — | ||
| Q4 25 | $-0.10 | $6.72 | ||
| Q3 25 | $-0.04 | $1.65 | ||
| Q2 25 | $-0.16 | $1.50 | ||
| Q1 25 | $-0.13 | $1.37 | ||
| Q4 24 | $0.27 | $1.39 | ||
| Q3 24 | $0.01 | $1.30 | ||
| Q2 24 | $-0.17 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $47.3M | $132.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $405.7M | $938.4M |
| 总资产 | $984.2M | $8.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANDTMP
| Q1 26 | $47.3M | — | ||
| Q4 25 | $111.3M | $132.8M | ||
| Q3 25 | $80.4M | $193.5M | ||
| Q2 25 | $68.1M | $212.6M | ||
| Q1 25 | $41.7M | $193.1M | ||
| Q4 24 | $83.8M | $134.4M | ||
| Q3 24 | $79.9M | $132.3M | ||
| Q2 24 | $76.4M | $70.9M |
股东权益BANDTMP
| Q1 26 | $405.7M | — | ||
| Q4 25 | $400.0M | $938.4M | ||
| Q3 25 | $392.7M | $788.8M | ||
| Q2 25 | $384.5M | $761.8M | ||
| Q1 25 | $345.4M | $741.4M | ||
| Q4 24 | $312.5M | $713.4M | ||
| Q3 24 | $336.6M | $719.9M | ||
| Q2 24 | $307.4M | $674.6M |
总资产BANDTMP
| Q1 26 | $984.2M | — | ||
| Q4 25 | $1.1B | $8.7B | ||
| Q3 25 | $1.0B | $8.5B | ||
| Q2 25 | $1.0B | $8.4B | ||
| Q1 25 | $964.4M | $8.2B | ||
| Q4 24 | $989.2M | $8.1B | ||
| Q3 24 | $1.0B | $8.0B | ||
| Q2 24 | $1.0B | $7.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $38.9M |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | $31.9M |
| 自由现金流率自由现金流/营收 | -0.5% | 16.4% |
| 资本支出强度资本支出/营收 | — | 3.6% |
| 现金转化率经营现金流/净利润 | — | 0.40× |
| 过去12个月自由现金流最近4个季度 | — | $105.0M |
8季度趋势，按日历期对齐
经营现金流BANDTMP
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $38.9M | ||
| Q3 25 | $22.2M | $34.9M | ||
| Q2 25 | $31.7M | $18.9M | ||
| Q1 25 | $-3.1M | $22.2M | ||
| Q4 24 | $36.5M | $95.0M | ||
| Q3 24 | $20.5M | $21.2M | ||
| Q2 24 | $24.4M | $27.3M |
自由现金流BANDTMP
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | $31.9M | ||
| Q3 25 | — | $33.9M | ||
| Q2 25 | — | $18.3M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | — | $88.8M | ||
| Q3 24 | — | $18.9M | ||
| Q2 24 | — | $26.3M |
自由现金流率BANDTMP
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | 16.4% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 22.1% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | — | 115.1% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 36.2% |
资本支出强度BANDTMP
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 1.3% |
现金转化率BANDTMP
| Q1 26 | — | — | ||
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | 49.55× | 1.14× | ||
| Q2 24 | 6.03× | 1.74× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
