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BANCFIRST CORP（BANF）与Northwest Bancshares, Inc.（NWBI）财务数据对比。点击上方公司名可切换其他公司
BANCFIRST CORP的季度营收约是Northwest Bancshares, Inc.的1.0倍（$181.0M vs $175.1M），BANCFIRST CORP净利率更高（32.9% vs 28.9%，领先4.0%），过去两年Northwest Bancshares, Inc.的营收复合增速更高（33.7% vs 9.5%）
BancFirst Corporation是总部位于美国俄克拉荷马州的金融服务控股公司，旗下共运营三家附属银行：俄克拉荷马州特许银行BancFirst，以及得克萨斯州特许的Pegasus银行和沃辛顿银行，为两地市场提供多元金融服务。
西北银行是总部位于美国宾夕法尼亚州沃伦的金融机构，为银行控股公司西北银行股份有限公司（Northwest Bancshares, Inc.）的核心子公司，在宾夕法尼亚州、纽约州西部、俄亥俄州东北部、俄亥俄州阿巴拉契亚区域及印第安纳州共运营151家分支机构。
BANF vs NWBI — 直观对比
营收规模更大
BANF
是对方的1.0倍
$175.1M
净利率更高
BANF
高出4.0%
28.9%
两年增速更快
NWBI
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $181.0M | $175.1M |
| 净利润 | $59.5M | $50.5M |
| 毛利率 | — | — |
| 营业利润率 | 41.6% | — |
| 净利率 | 32.9% | 28.9% |
| 营收同比 | 11.1% | — |
| 净利润同比 | 5.3% | 10.6% |
| 每股收益（稀释后） | $1.75 | $0.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANFNWBI
| Q1 26 | — | $175.1M | ||
| Q4 25 | $181.0M | $179.9M | ||
| Q3 25 | $175.5M | $168.2M | ||
| Q2 25 | $169.3M | $150.4M | ||
| Q1 25 | $164.8M | $156.2M | ||
| Q4 24 | $162.9M | $154.3M | ||
| Q3 24 | $163.7M | $139.1M | ||
| Q2 24 | $153.8M | $98.0M |
净利润BANFNWBI
| Q1 26 | — | $50.5M | ||
| Q4 25 | $59.5M | — | ||
| Q3 25 | $62.7M | $3.2M | ||
| Q2 25 | $62.3M | $33.7M | ||
| Q1 25 | $56.1M | $43.5M | ||
| Q4 24 | $56.5M | — | ||
| Q3 24 | $58.9M | $33.6M | ||
| Q2 24 | $50.6M | $4.7M |
营业利润率BANFNWBI
| Q1 26 | — | — | ||
| Q4 25 | 41.6% | 32.6% | ||
| Q3 25 | 45.0% | 2.1% | ||
| Q2 25 | 47.1% | 29.3% | ||
| Q1 25 | 43.1% | 36.2% | ||
| Q4 24 | 44.2% | 27.5% | ||
| Q3 24 | 45.2% | 31.3% | ||
| Q2 24 | 42.4% | 6.1% |
净利率BANFNWBI
| Q1 26 | — | 28.9% | ||
| Q4 25 | 32.9% | — | ||
| Q3 25 | 35.7% | 1.9% | ||
| Q2 25 | 36.8% | 22.4% | ||
| Q1 25 | 34.0% | 27.8% | ||
| Q4 24 | 34.7% | — | ||
| Q3 24 | 36.0% | 24.2% | ||
| Q2 24 | 32.9% | 4.8% |
每股收益（稀释后）BANFNWBI
| Q1 26 | — | $0.34 | ||
| Q4 25 | $1.75 | $0.30 | ||
| Q3 25 | $1.85 | $0.02 | ||
| Q2 25 | $1.85 | $0.26 | ||
| Q1 25 | $1.66 | $0.34 | ||
| Q4 24 | $1.68 | $0.26 | ||
| Q3 24 | $1.75 | $0.26 | ||
| Q2 24 | $1.51 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $286.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $1.9B |
| 总资产 | $14.8B | $16.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANFNWBI
| Q1 26 | — | $286.7M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BANFNWBI
| Q1 26 | — | $1.9B | ||
| Q4 25 | $1.9B | $1.9B | ||
| Q3 25 | $1.8B | $1.9B | ||
| Q2 25 | $1.7B | $1.6B | ||
| Q1 25 | $1.7B | $1.6B | ||
| Q4 24 | $1.6B | $1.6B | ||
| Q3 24 | $1.6B | $1.6B | ||
| Q2 24 | $1.5B | $1.6B |
总资产BANFNWBI
| Q1 26 | — | $16.9B | ||
| Q4 25 | $14.8B | $16.8B | ||
| Q3 25 | $14.2B | $16.4B | ||
| Q2 25 | $14.0B | $14.5B | ||
| Q1 25 | $14.0B | $14.5B | ||
| Q4 24 | $13.6B | $14.4B | ||
| Q3 24 | $13.3B | $14.4B | ||
| Q2 24 | $12.7B | $14.4B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $285.3M | — |
| 自由现金流经营现金流 - 资本支出 | $237.0M | — |
| 自由现金流率自由现金流/营收 | 130.9% | — |
| 资本支出强度资本支出/营收 | 26.7% | — |
| 现金转化率经营现金流/净利润 | 4.79× | — |
| 过去12个月自由现金流最近4个季度 | $430.7M | — |
8季度趋势，按日历期对齐
经营现金流BANFNWBI
| Q1 26 | — | — | ||
| Q4 25 | $285.3M | $153.4M | ||
| Q3 25 | $75.4M | $41.9M | ||
| Q2 25 | $78.1M | $-2.3M | ||
| Q1 25 | $77.0M | $107.6M | ||
| Q4 24 | $261.2M | $127.7M | ||
| Q3 24 | $77.6M | $93.3M | ||
| Q2 24 | $100.2M | $40.7M |
自由现金流BANFNWBI
| Q1 26 | — | — | ||
| Q4 25 | $237.0M | $141.8M | ||
| Q3 25 | $63.7M | $38.3M | ||
| Q2 25 | $64.4M | $-6.0M | ||
| Q1 25 | $65.6M | $105.8M | ||
| Q4 24 | $224.5M | $125.4M | ||
| Q3 24 | $72.4M | $93.2M | ||
| Q2 24 | $94.1M | $37.2M |
自由现金流率BANFNWBI
| Q1 26 | — | — | ||
| Q4 25 | 130.9% | 78.8% | ||
| Q3 25 | 36.3% | 22.8% | ||
| Q2 25 | 38.0% | -4.0% | ||
| Q1 25 | 39.8% | 67.7% | ||
| Q4 24 | 137.8% | 81.3% | ||
| Q3 24 | 44.2% | 67.0% | ||
| Q2 24 | 61.2% | 37.9% |
资本支出强度BANFNWBI
| Q1 26 | — | — | ||
| Q4 25 | 26.7% | 6.5% | ||
| Q3 25 | 6.7% | 2.2% | ||
| Q2 25 | 8.1% | 2.4% | ||
| Q1 25 | 6.9% | 1.2% | ||
| Q4 24 | 22.5% | 1.5% | ||
| Q3 24 | 3.2% | 0.1% | ||
| Q2 24 | 3.9% | 3.6% |
现金转化率BANFNWBI
| Q1 26 | — | — | ||
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | 13.24× | ||
| Q2 25 | 1.25× | -0.07× | ||
| Q1 25 | 1.37× | 2.48× | ||
| Q4 24 | 4.62× | — | ||
| Q3 24 | 1.32× | 2.77× | ||
| Q2 24 | 1.98× | 8.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BANF
暂无分部数据
NWBI
| Net Interest Income | $142.5M | 81% |
| Noninterest Income | $32.6M | 19% |
