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BANCFIRST CORP（BANF）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是BANCFIRST CORP的1.2倍（$212.2M vs $181.0M），BANCFIRST CORP净利率更高（32.9% vs 18.8%，领先14.1%），BANCFIRST CORP同比增速更快（11.1% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 9.5%）
BancFirst Corporation是总部位于美国俄克拉荷马州的金融服务控股公司，旗下共运营三家附属银行：俄克拉荷马州特许银行BancFirst，以及得克萨斯州特许的Pegasus银行和沃辛顿银行，为两地市场提供多元金融服务。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
BANF vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.2倍
$181.0M
营收增速更快
BANF
高出2.5%
8.6%
净利率更高
BANF
高出14.1%
18.8%
两年增速更快
RAMP
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $181.0M | $212.2M |
| 净利润 | $59.5M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 41.6% | 18.6% |
| 净利率 | 32.9% | 18.8% |
| 营收同比 | 11.1% | 8.6% |
| 净利润同比 | 5.3% | 255.7% |
| 每股收益（稀释后） | $1.75 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANFRAMP
| Q4 25 | $181.0M | $212.2M | ||
| Q3 25 | $175.5M | $199.8M | ||
| Q2 25 | $169.3M | $194.8M | ||
| Q1 25 | $164.8M | $188.7M | ||
| Q4 24 | $162.9M | $195.4M | ||
| Q3 24 | $163.7M | $185.5M | ||
| Q2 24 | $153.8M | $176.0M | ||
| Q1 24 | $151.0M | $171.9M |
净利润BANFRAMP
| Q4 25 | $59.5M | $39.9M | ||
| Q3 25 | $62.7M | $27.4M | ||
| Q2 25 | $62.3M | $7.7M | ||
| Q1 25 | $56.1M | $-6.3M | ||
| Q4 24 | $56.5M | $11.2M | ||
| Q3 24 | $58.9M | $1.7M | ||
| Q2 24 | $50.6M | $-7.5M | ||
| Q1 24 | $50.3M | $-5.4M |
毛利率BANFRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率BANFRAMP
| Q4 25 | 41.6% | 18.6% | ||
| Q3 25 | 45.0% | 10.7% | ||
| Q2 25 | 47.1% | 3.7% | ||
| Q1 25 | 43.1% | -6.1% | ||
| Q4 24 | 44.2% | 7.5% | ||
| Q3 24 | 45.2% | 4.0% | ||
| Q2 24 | 42.4% | -3.0% | ||
| Q1 24 | 42.5% | -8.3% |
净利率BANFRAMP
| Q4 25 | 32.9% | 18.8% | ||
| Q3 25 | 35.7% | 13.7% | ||
| Q2 25 | 36.8% | 4.0% | ||
| Q1 25 | 34.0% | -3.3% | ||
| Q4 24 | 34.7% | 5.7% | ||
| Q3 24 | 36.0% | 0.9% | ||
| Q2 24 | 32.9% | -4.3% | ||
| Q1 24 | 33.3% | -3.1% |
每股收益（稀释后）BANFRAMP
| Q4 25 | $1.75 | $0.62 | ||
| Q3 25 | $1.85 | $0.42 | ||
| Q2 25 | $1.85 | $0.12 | ||
| Q1 25 | $1.66 | $-0.10 | ||
| Q4 24 | $1.68 | $0.17 | ||
| Q3 24 | $1.75 | $0.03 | ||
| Q2 24 | $1.51 | $-0.11 | ||
| Q1 24 | $1.50 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $962.3M |
| 总资产 | $14.8B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANFRAMP
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
股东权益BANFRAMP
| Q4 25 | $1.9B | $962.3M | ||
| Q3 25 | $1.8B | $943.8M | ||
| Q2 25 | $1.7B | $947.8M | ||
| Q1 25 | $1.7B | $948.9M | ||
| Q4 24 | $1.6B | $957.7M | ||
| Q3 24 | $1.6B | $932.1M | ||
| Q2 24 | $1.5B | $951.9M | ||
| Q1 24 | $1.5B | $949.1M |
总资产BANFRAMP
| Q4 25 | $14.8B | $1.3B | ||
| Q3 25 | $14.2B | $1.2B | ||
| Q2 25 | $14.0B | $1.2B | ||
| Q1 25 | $14.0B | $1.3B | ||
| Q4 24 | $13.6B | $1.3B | ||
| Q3 24 | $13.3B | $1.2B | ||
| Q2 24 | $12.7B | $1.2B | ||
| Q1 24 | $12.6B | $1.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $285.3M | — |
| 自由现金流经营现金流 - 资本支出 | $237.0M | — |
| 自由现金流率自由现金流/营收 | 130.9% | — |
| 资本支出强度资本支出/营收 | 26.7% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.79× | — |
| 过去12个月自由现金流最近4个季度 | $430.7M | — |
8季度趋势，按日历期对齐
经营现金流BANFRAMP
| Q4 25 | $285.3M | — | ||
| Q3 25 | $75.4M | $57.4M | ||
| Q2 25 | $78.1M | $-15.8M | ||
| Q1 25 | $77.0M | — | ||
| Q4 24 | $261.2M | $45.1M | ||
| Q3 24 | $77.6M | $55.6M | ||
| Q2 24 | $100.2M | $-9.3M | ||
| Q1 24 | $66.3M | — |
自由现金流BANFRAMP
| Q4 25 | $237.0M | — | ||
| Q3 25 | $63.7M | $56.8M | ||
| Q2 25 | $64.4M | $-16.2M | ||
| Q1 25 | $65.6M | — | ||
| Q4 24 | $224.5M | $44.8M | ||
| Q3 24 | $72.4M | $55.4M | ||
| Q2 24 | $94.1M | $-9.6M | ||
| Q1 24 | $56.1M | — |
自由现金流率BANFRAMP
| Q4 25 | 130.9% | — | ||
| Q3 25 | 36.3% | 28.4% | ||
| Q2 25 | 38.0% | -8.3% | ||
| Q1 25 | 39.8% | — | ||
| Q4 24 | 137.8% | 22.9% | ||
| Q3 24 | 44.2% | 29.8% | ||
| Q2 24 | 61.2% | -5.4% | ||
| Q1 24 | 37.1% | — |
资本支出强度BANFRAMP
| Q4 25 | 26.7% | 0.1% | ||
| Q3 25 | 6.7% | 0.3% | ||
| Q2 25 | 8.1% | 0.2% | ||
| Q1 25 | 6.9% | 0.2% | ||
| Q4 24 | 22.5% | 0.1% | ||
| Q3 24 | 3.2% | 0.1% | ||
| Q2 24 | 3.9% | 0.1% | ||
| Q1 24 | 6.8% | 1.0% |
现金转化率BANFRAMP
| Q4 25 | 4.79× | — | ||
| Q3 25 | 1.20× | 2.09× | ||
| Q2 25 | 1.25× | -2.04× | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 4.62× | 4.02× | ||
| Q3 24 | 1.32× | 32.10× | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.32× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
