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BANNER CORP（BANR）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是BANNER CORP的1.3倍（$212.2M vs $169.3M），BANNER CORP净利率更高（32.3% vs 18.8%，领先13.5%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs 5.7%），过去两年BANNER CORP的营收复合增速更高（13.0% vs 11.1%）
Banner Corp是总部位于美国华盛顿州沃拉沃拉的商业银行主体，旗下Banner银行的经营历史可追溯至1890年。业务覆盖商业地产、建筑、住宅、农业及消费贷款领域，还通过分布在华盛顿州、俄勒冈州、爱达荷州和加利福尼亚州的网点及贷款办事处提供社区银行服务。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
BANR vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.3倍
$169.3M
营收增速更快
RAMP
高出2.9%
5.7%
净利率更高
BANR
高出13.5%
18.8%
两年增速更快
BANR
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $169.3M | $212.2M |
| 净利润 | $54.7M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 32.3% | 18.8% |
| 营收同比 | 5.7% | 8.6% |
| 净利润同比 | 21.2% | 255.7% |
| 每股收益（稀释后） | $1.60 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANRRAMP
| Q1 26 | $169.3M | — | ||
| Q4 25 | $152.4M | $212.2M | ||
| Q3 25 | $150.0M | $199.8M | ||
| Q2 25 | $144.4M | $194.8M | ||
| Q1 25 | $141.1M | $188.7M | ||
| Q4 24 | $140.5M | $195.4M | ||
| Q3 24 | $135.7M | $185.5M | ||
| Q2 24 | $132.5M | $176.0M |
净利润BANRRAMP
| Q1 26 | $54.7M | — | ||
| Q4 25 | — | $39.9M | ||
| Q3 25 | $53.5M | $27.4M | ||
| Q2 25 | $45.5M | $7.7M | ||
| Q1 25 | $45.1M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $45.2M | $1.7M | ||
| Q2 24 | $39.8M | $-7.5M |
毛利率BANRRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率BANRRAMP
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 18.6% | ||
| Q3 25 | 13.8% | 10.7% | ||
| Q2 25 | 12.3% | 3.7% | ||
| Q1 25 | 13.5% | -6.1% | ||
| Q4 24 | 14.3% | 7.5% | ||
| Q3 24 | 13.3% | 4.0% | ||
| Q2 24 | 13.0% | -3.0% |
净利率BANRRAMP
| Q1 26 | 32.3% | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | 35.7% | 13.7% | ||
| Q2 25 | 31.5% | 4.0% | ||
| Q1 25 | 32.0% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 33.3% | 0.9% | ||
| Q2 24 | 30.0% | -4.3% |
每股收益（稀释后）BANRRAMP
| Q1 26 | $1.60 | — | ||
| Q4 25 | $1.49 | $0.62 | ||
| Q3 25 | $1.54 | $0.42 | ||
| Q2 25 | $1.31 | $0.12 | ||
| Q1 25 | $1.30 | $-0.10 | ||
| Q4 24 | $1.34 | $0.17 | ||
| Q3 24 | $1.30 | $0.03 | ||
| Q2 24 | $1.15 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | $962.3M |
| 总资产 | $16.3B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BANRRAMP
| Q1 26 | — | — | ||
| Q4 25 | $422.6M | $403.4M | ||
| Q3 25 | $672.9M | $376.9M | ||
| Q2 25 | $483.3M | $371.1M | ||
| Q1 25 | $441.9M | $420.8M | ||
| Q4 24 | $501.9M | $384.3M | ||
| Q3 24 | $478.8M | $348.4M | ||
| Q2 24 | $247.5M | $342.7M |
股东权益BANRRAMP
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.9B | $962.3M | ||
| Q3 25 | $1.9B | $943.8M | ||
| Q2 25 | $1.9B | $947.8M | ||
| Q1 25 | $1.8B | $948.9M | ||
| Q4 24 | $1.8B | $957.7M | ||
| Q3 24 | $1.8B | $932.1M | ||
| Q2 24 | $1.7B | $951.9M |
总资产BANRRAMP
| Q1 26 | $16.3B | — | ||
| Q4 25 | $16.4B | $1.3B | ||
| Q3 25 | $16.6B | $1.2B | ||
| Q2 25 | $16.4B | $1.2B | ||
| Q1 25 | $16.2B | $1.3B | ||
| Q4 24 | $16.2B | $1.3B | ||
| Q3 24 | $16.2B | $1.2B | ||
| Q2 24 | $15.8B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
