vs
Bath & Body Works, Inc.（BBWI）与Enova International, Inc.（ENVA）财务数据对比。点击上方公司名可切换其他公司
Bath & Body Works, Inc.的季度营收约是Enova International, Inc.的1.8倍（$1.6B vs $875.1M），Enova International, Inc.净利率更高（10.4% vs 4.8%，领先5.6%），Enova International, Inc.同比增速更快（17.4% vs -1.0%），过去两年Enova International, Inc.的营收复合增速更高（18.0% vs -26.0%）
Bath & Body Works, Inc.是总部位于美国俄亥俄州哥伦布市的特色零售企业，旗下拥有同名身体护理及家居香氛零售品牌Bath & Body Works，2023年营收达74亿美元，在2024年《财富》美国500强榜单中位列第481位。
Enova International是一家全球金融科技企业，提供短期消费贷款、小微企业融资等线上金融服务，主要覆盖北美、南美及欧洲市场，依托先进数据分析技术评估用户信用，为传统金融覆盖不足的群体提供定制化金融产品。
BBWI vs ENVA — 直观对比
营收规模更大
BBWI
是对方的1.8倍
$875.1M
营收增速更快
ENVA
高出18.4%
-1.0%
净利率更高
ENVA
高出5.6%
4.8%
两年增速更快
ENVA
近两年复合增速
-26.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $875.1M |
| 净利润 | $77.0M | $91.1M |
| 毛利率 | 41.3% | — |
| 营业利润率 | 10.1% | 23.7% |
| 净利率 | 4.8% | 10.4% |
| 营收同比 | -1.0% | 17.4% |
| 净利润同比 | -27.4% | 24.9% |
| 每股收益（稀释后） | $0.37 | $3.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BBWIENVA
| Q1 26 | — | $875.1M | ||
| Q4 25 | $1.6B | $839.4M | ||
| Q3 25 | $1.5B | $802.7M | ||
| Q2 25 | $1.4B | $764.0M | ||
| Q1 25 | $2.8B | $745.5M | ||
| Q4 24 | $1.6B | $729.6M | ||
| Q3 24 | $1.5B | $689.9M | ||
| Q2 24 | $1.4B | $628.4M |
净利润BBWIENVA
| Q1 26 | — | $91.1M | ||
| Q4 25 | $77.0M | $79.0M | ||
| Q3 25 | $64.0M | $80.3M | ||
| Q2 25 | $105.0M | $76.1M | ||
| Q1 25 | $453.0M | $72.9M | ||
| Q4 24 | $106.0M | $63.7M | ||
| Q3 24 | $152.0M | $43.4M | ||
| Q2 24 | $87.0M | $53.9M |
毛利率BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | 59.8% | ||
| Q3 25 | 41.3% | 57.4% | ||
| Q2 25 | 45.4% | 57.8% | ||
| Q1 25 | 46.7% | 57.2% | ||
| Q4 24 | 43.5% | 56.6% | ||
| Q3 24 | 41.0% | 58.0% | ||
| Q2 24 | 43.8% | 58.9% |
营业利润率BBWIENVA
| Q1 26 | — | 23.7% | ||
| Q4 25 | 10.1% | 22.2% | ||
| Q3 25 | 10.1% | 24.5% | ||
| Q2 25 | 14.7% | 24.1% | ||
| Q1 25 | 24.3% | 23.1% | ||
| Q4 24 | 13.5% | 21.3% | ||
| Q3 24 | 12.0% | 22.3% | ||
| Q2 24 | 13.5% | 23.1% |
净利率BBWIENVA
| Q1 26 | — | 10.4% | ||
| Q4 25 | 4.8% | 9.4% | ||
| Q3 25 | 4.1% | 10.0% | ||
| Q2 25 | 7.4% | 10.0% | ||
| Q1 25 | 16.3% | 9.8% | ||
| Q4 24 | 6.6% | 8.7% | ||
| Q3 24 | 10.0% | 6.3% | ||
| Q2 24 | 6.3% | 8.6% |
每股收益（稀释后）BBWIENVA
| Q1 26 | — | $3.46 | ||
| Q4 25 | $0.37 | $2.94 | ||
| Q3 25 | $0.30 | $3.03 | ||
| Q2 25 | $0.49 | $2.86 | ||
| Q1 25 | $2.06 | $2.69 | ||
| Q4 24 | $0.49 | $2.29 | ||
| Q3 24 | $0.68 | $1.57 | ||
| Q2 24 | $0.38 | $1.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $236.0M | $96.1M |
| 总债务越低越好 | $3.9B | $4.8B |
| 股东权益账面价值 | $-1.6B | — |
| 总资产 | $5.0B | $6.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BBWIENVA
| Q1 26 | — | $96.1M | ||
| Q4 25 | $236.0M | $71.7M | ||
| Q3 25 | $364.0M | $53.6M | ||
| Q2 25 | $636.0M | $55.6M | ||
| Q1 25 | $674.0M | $55.5M | ||
| Q4 24 | $191.0M | $73.9M | ||
| Q3 24 | $514.0M | $67.5M | ||
| Q2 24 | $855.0M | $60.1M |
总债务BBWIENVA
| Q1 26 | — | $4.8B | ||
| Q4 25 | $3.9B | $4.5B | ||
| Q3 25 | $3.9B | $4.1B | ||
| Q2 25 | $3.9B | $4.0B | ||
| Q1 25 | $3.9B | $3.8B | ||
| Q4 24 | $4.2B | $3.6B | ||
| Q3 24 | $4.2B | $3.3B | ||
| Q2 24 | $4.3B | $3.2B |
股东权益BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | $-1.6B | $1.3B | ||
| Q3 25 | $-1.5B | $1.3B | ||
| Q2 25 | $-1.5B | $1.2B | ||
| Q1 25 | $-1.4B | $1.2B | ||
| Q4 24 | $-1.7B | $1.2B | ||
| Q3 24 | $-1.7B | $1.2B | ||
| Q2 24 | $-1.7B | $1.1B |
总资产BBWIENVA
| Q1 26 | — | $6.9B | ||
| Q4 25 | $5.0B | $6.5B | ||
| Q3 25 | $4.8B | $6.0B | ||
| Q2 25 | $4.9B | $5.7B | ||
| Q1 25 | $4.9B | $5.5B | ||
| Q4 24 | $5.0B | $5.3B | ||
| Q3 24 | $4.9B | $5.0B | ||
| Q2 24 | $5.2B | $4.8B |
负债/权益比BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | — | 3.37× | ||
| Q3 25 | — | 3.20× | ||
| Q2 25 | — | 3.23× | ||
| Q1 25 | — | 3.14× | ||
| Q4 24 | — | 2.98× | ||
| Q3 24 | — | 2.79× | ||
| Q2 24 | — | 2.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $80.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | — |
| 自由现金流率自由现金流/营收 | -0.1% | — |
| 资本支出强度资本支出/营收 | 5.1% | — |
| 现金转化率经营现金流/净利润 | 1.04× | — |
| 过去12个月自由现金流最近4个季度 | $946.0M | — |
8季度趋势，按日历期对齐
经营现金流BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | $80.0M | $498.8M | ||
| Q3 25 | $-43.0M | $481.8M | ||
| Q2 25 | $188.0M | $447.4M | ||
| Q1 25 | $955.0M | $391.1M | ||
| Q4 24 | $-99.0M | $430.5M | ||
| Q3 24 | $-46.0M | $398.6M | ||
| Q2 24 | $76.0M | $360.9M |
自由现金流BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | $-1.0M | $487.1M | ||
| Q3 25 | $-99.0M | $470.5M | ||
| Q2 25 | $151.0M | $436.1M | ||
| Q1 25 | $895.0M | $378.3M | ||
| Q4 24 | $-164.0M | $420.3M | ||
| Q3 24 | $-101.0M | $387.6M | ||
| Q2 24 | $30.0M | $349.9M |
自由现金流率BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | -0.1% | 58.0% | ||
| Q3 25 | -6.4% | 58.6% | ||
| Q2 25 | 10.6% | 57.1% | ||
| Q1 25 | 32.1% | 50.7% | ||
| Q4 24 | -10.2% | 57.6% | ||
| Q3 24 | -6.6% | 56.2% | ||
| Q2 24 | 2.2% | 55.7% |
资本支出强度BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 1.4% | ||
| Q3 25 | 3.6% | 1.4% | ||
| Q2 25 | 2.6% | 1.5% | ||
| Q1 25 | 2.2% | 1.7% | ||
| Q4 24 | 4.0% | 1.4% | ||
| Q3 24 | 3.6% | 1.6% | ||
| Q2 24 | 3.3% | 1.8% |
现金转化率BBWIENVA
| Q1 26 | — | — | ||
| Q4 25 | 1.04× | 6.32× | ||
| Q3 25 | -0.67× | 6.00× | ||
| Q2 25 | 1.79× | 5.87× | ||
| Q1 25 | 2.11× | 5.36× | ||
| Q4 24 | -0.93× | 6.76× | ||
| Q3 24 | -0.30× | 9.18× | ||
| Q2 24 | 0.87× | 6.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BBWI
| Bath Body Works Stores | $1.2B | 77% |
| Bath Body Works Direct | $299.0M | 19% |
| Bath Body Works International | $73.0M | 5% |
ENVA
暂无分部数据
