vs
California BanCorp \ CA（BCAL）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是California BanCorp \ CA的1.5倍（$66.7M vs $45.9M），牛津地产净利率更高（47.8% vs 35.8%，领先12.0%），California BanCorp \ CA同比增速更快（0.8% vs -13.1%），过去两年California BanCorp \ CA的营收复合增速更高（44.7% vs -6.0%）
太平洋第一控股是依据美国1956年银行控股公司法案成立的美国银行控股集团，总部位于加利福尼亚州欧文市。集团核心业务围绕旗下太平洋第一银行展开，为个人、企业及专业人士提供各类金融服务，目前在加州、亚利桑那州、内华达州和华盛顿州开设了多家网点。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
BCAL vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.5倍
$45.9M
营收增速更快
BCAL
高出13.9%
-13.1%
净利率更高
IIPR
高出12.0%
35.8%
两年增速更快
BCAL
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.9M | $66.7M |
| 净利润 | $16.4M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 48.8% | 47.8% |
| 净利率 | 35.8% | 47.8% |
| 营收同比 | 0.8% | -13.1% |
| 净利润同比 | -2.1% | -20.4% |
| 每股收益（稀释后） | $0.50 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCALIIPR
| Q4 25 | $45.9M | $66.7M | ||
| Q3 25 | $45.2M | $64.7M | ||
| Q2 25 | $44.3M | $62.9M | ||
| Q1 25 | $44.8M | $71.7M | ||
| Q4 24 | $45.5M | $76.7M | ||
| Q3 24 | $38.1M | $76.5M | ||
| Q2 24 | $22.2M | $79.8M | ||
| Q1 24 | $21.9M | $75.5M |
净利润BCALIIPR
| Q4 25 | $16.4M | $31.8M | ||
| Q3 25 | $15.7M | $29.3M | ||
| Q2 25 | $14.1M | $26.0M | ||
| Q1 25 | $16.9M | $31.1M | ||
| Q4 24 | $16.8M | $40.0M | ||
| Q3 24 | $-16.5M | $40.2M | ||
| Q2 24 | $190.0K | $42.0M | ||
| Q1 24 | $4.9M | $39.4M |
营业利润率BCALIIPR
| Q4 25 | 48.8% | 47.8% | ||
| Q3 25 | 48.3% | 45.5% | ||
| Q2 25 | 45.3% | 45.9% | ||
| Q1 25 | 52.8% | 47.4% | ||
| Q4 24 | 52.2% | 54.7% | ||
| Q3 24 | -59.1% | 54.8% | ||
| Q2 24 | 1.3% | 53.1% | ||
| Q1 24 | 33.1% | 55.7% |
净利率BCALIIPR
| Q4 25 | 35.8% | 47.8% | ||
| Q3 25 | 34.7% | 45.3% | ||
| Q2 25 | 31.8% | 41.4% | ||
| Q1 25 | 37.6% | 43.3% | ||
| Q4 24 | 37.7% | 52.2% | ||
| Q3 24 | -43.2% | 52.6% | ||
| Q2 24 | 0.9% | 52.6% | ||
| Q1 24 | 22.5% | 52.3% |
每股收益（稀释后）BCALIIPR
| Q4 25 | $0.50 | $1.07 | ||
| Q3 25 | $0.48 | $0.97 | ||
| Q2 25 | $0.43 | $0.86 | ||
| Q1 25 | $0.52 | $1.03 | ||
| Q4 24 | $0.54 | $1.35 | ||
| Q3 24 | $-0.59 | $1.37 | ||
| Q2 24 | $0.01 | $1.44 | ||
| Q1 24 | $0.26 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.9M | $47.6M |
| 总债务越低越好 | $33.8M | $393.7M |
| 股东权益账面价值 | $576.6M | $1.8B |
| 总资产 | $4.0B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.06× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资BCALIIPR
| Q4 25 | $399.9M | $47.6M | ||
| Q3 25 | $559.2M | $41.9M | ||
| Q2 25 | $430.1M | $104.9M | ||
| Q1 25 | $439.2M | $133.3M | ||
| Q4 24 | $388.2M | $151.2M | ||
| Q3 24 | $614.4M | $172.4M | ||
| Q2 24 | $104.7M | $160.9M | ||
| Q1 24 | $86.5M | $173.5M |
总债务BCALIIPR
| Q4 25 | $33.8M | $393.7M | ||
| Q3 25 | $33.4M | — | ||
| Q2 25 | $52.9M | — | ||
| Q1 25 | $70.3M | — | ||
| Q4 24 | $69.7M | — | ||
| Q3 24 | $69.1M | — | ||
| Q2 24 | $42.9M | — | ||
| Q1 24 | $44.9M | — |
股东权益BCALIIPR
| Q4 25 | $576.6M | $1.8B | ||
| Q3 25 | $564.7M | $1.9B | ||
| Q2 25 | $547.6M | $1.9B | ||
| Q1 25 | $531.4M | $1.9B | ||
| Q4 24 | $511.8M | $1.9B | ||
| Q3 24 | $498.1M | $1.9B | ||
| Q2 24 | $293.2M | $1.9B | ||
| Q1 24 | $292.5M | $2.0B |
总资产BCALIIPR
| Q4 25 | $4.0B | $2.4B | ||
| Q3 25 | $4.1B | $2.3B | ||
| Q2 25 | $4.0B | $2.3B | ||
| Q1 25 | $4.0B | $2.4B | ||
| Q4 24 | $4.0B | $2.4B | ||
| Q3 24 | $4.4B | $2.4B | ||
| Q2 24 | $2.3B | $2.4B | ||
| Q1 24 | $2.3B | $2.4B |
负债/权益比BCALIIPR
| Q4 25 | 0.06× | 0.21× | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.10× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.3M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $56.9M | — |
| 自由现金流率自由现金流/营收 | 124.1% | — |
| 资本支出强度资本支出/营收 | 0.8% | — |
| 现金转化率经营现金流/净利润 | 3.49× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $93.1M | — |
8季度趋势，按日历期对齐
经营现金流BCALIIPR
| Q4 25 | $57.3M | $198.2M | ||
| Q3 25 | $16.0M | $45.6M | ||
| Q2 25 | $13.4M | $48.4M | ||
| Q1 25 | $7.0M | $54.2M | ||
| Q4 24 | $50.3M | $258.4M | ||
| Q3 24 | $18.3M | $64.9M | ||
| Q2 24 | $309.0K | $64.2M | ||
| Q1 24 | $8.1M | $71.6M |
自由现金流BCALIIPR
| Q4 25 | $56.9M | — | ||
| Q3 25 | $15.9M | — | ||
| Q2 25 | $13.4M | — | ||
| Q1 25 | $6.9M | — | ||
| Q4 24 | $49.7M | — | ||
| Q3 24 | $18.1M | — | ||
| Q2 24 | $171.0K | — | ||
| Q1 24 | $8.0M | — |
自由现金流率BCALIIPR
| Q4 25 | 124.1% | — | ||
| Q3 25 | 35.1% | — | ||
| Q2 25 | 30.2% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 109.2% | — | ||
| Q3 24 | 47.5% | — | ||
| Q2 24 | 0.8% | — | ||
| Q1 24 | 36.4% | — |
资本支出强度BCALIIPR
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 1.2% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.6% | — | ||
| Q1 24 | 0.4% | — |
现金转化率BCALIIPR
| Q4 25 | 3.49× | 6.22× | ||
| Q3 25 | 1.02× | 1.56× | ||
| Q2 25 | 0.95× | 1.86× | ||
| Q1 25 | 0.41× | 1.75× | ||
| Q4 24 | 3.00× | 6.46× | ||
| Q3 24 | — | 1.61× | ||
| Q2 24 | 1.63× | 1.53× | ||
| Q1 24 | 1.63× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
