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California BanCorp \ CA（BCAL）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
PDF SOLUTIONS INC的季度营收约是California BanCorp \ CA的1.4倍（$62.4M vs $45.9M），California BanCorp \ CA净利率更高（35.8% vs -0.1%，领先35.9%），PDF SOLUTIONS INC同比增速更快（24.6% vs 0.8%），California BanCorp \ CA自由现金流更多（$56.9M vs $7.5M），过去两年California BanCorp \ CA的营收复合增速更高（44.7% vs 22.9%）
太平洋第一控股是依据美国1956年银行控股公司法案成立的美国银行控股集团，总部位于加利福尼亚州欧文市。集团核心业务围绕旗下太平洋第一银行展开，为个人、企业及专业人士提供各类金融服务，目前在加州、亚利桑那州、内华达州和华盛顿州开设了多家网点。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
BCAL vs PDFS — 直观对比
营收规模更大
PDFS
是对方的1.4倍
$45.9M
营收增速更快
PDFS
高出23.8%
0.8%
净利率更高
BCAL
高出35.9%
-0.1%
自由现金流更多
BCAL
多$49.4M
$7.5M
两年增速更快
BCAL
近两年复合增速
22.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.9M | $62.4M |
| 净利润 | $16.4M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | 48.8% | 5.5% |
| 净利率 | 35.8% | -0.1% |
| 营收同比 | 0.8% | 24.6% |
| 净利润同比 | -2.1% | -108.9% |
| 每股收益（稀释后） | $0.50 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCALPDFS
| Q4 25 | $45.9M | $62.4M | ||
| Q3 25 | $45.2M | $57.1M | ||
| Q2 25 | $44.3M | $51.7M | ||
| Q1 25 | $44.8M | $47.8M | ||
| Q4 24 | $45.5M | $50.1M | ||
| Q3 24 | $38.1M | $46.4M | ||
| Q2 24 | $22.2M | $41.7M | ||
| Q1 24 | $21.9M | $41.3M |
净利润BCALPDFS
| Q4 25 | $16.4M | $-48.0K | ||
| Q3 25 | $15.7M | $1.3M | ||
| Q2 25 | $14.1M | $1.1M | ||
| Q1 25 | $16.9M | $-3.0M | ||
| Q4 24 | $16.8M | $539.0K | ||
| Q3 24 | $-16.5M | $2.2M | ||
| Q2 24 | $190.0K | $1.7M | ||
| Q1 24 | $4.9M | $-393.0K |
毛利率BCALPDFS
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 67.3% |
营业利润率BCALPDFS
| Q4 25 | 48.8% | 5.5% | ||
| Q3 25 | 48.3% | 8.5% | ||
| Q2 25 | 45.3% | 2.2% | ||
| Q1 25 | 52.8% | -7.4% | ||
| Q4 24 | 52.2% | 1.0% | ||
| Q3 24 | -59.1% | 4.6% | ||
| Q2 24 | 1.3% | 0.6% | ||
| Q1 24 | 33.1% | -4.7% |
净利率BCALPDFS
| Q4 25 | 35.8% | -0.1% | ||
| Q3 25 | 34.7% | 2.3% | ||
| Q2 25 | 31.8% | 2.2% | ||
| Q1 25 | 37.6% | -6.3% | ||
| Q4 24 | 37.7% | 1.1% | ||
| Q3 24 | -43.2% | 4.8% | ||
| Q2 24 | 0.9% | 4.1% | ||
| Q1 24 | 22.5% | -1.0% |
每股收益（稀释后）BCALPDFS
| Q4 25 | $0.50 | $0.00 | ||
| Q3 25 | $0.48 | $0.03 | ||
| Q2 25 | $0.43 | $0.03 | ||
| Q1 25 | $0.52 | $-0.08 | ||
| Q4 24 | $0.54 | $0.01 | ||
| Q3 24 | $-0.59 | $0.06 | ||
| Q2 24 | $0.01 | $0.04 | ||
| Q1 24 | $0.26 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.9M | $42.2M |
| 总债务越低越好 | $33.8M | $67.0M |
| 股东权益账面价值 | $576.6M | $271.0M |
| 总资产 | $4.0B | $418.7M |
| 负债/权益比越低杠杆越低 | 0.06× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资BCALPDFS
| Q4 25 | $399.9M | $42.2M | ||
| Q3 25 | $559.2M | $35.9M | ||
| Q2 25 | $430.1M | $40.4M | ||
| Q1 25 | $439.2M | $54.1M | ||
| Q4 24 | $388.2M | $114.9M | ||
| Q3 24 | $614.4M | $120.2M | ||
| Q2 24 | $104.7M | $117.9M | ||
| Q1 24 | $86.5M | $122.9M |
总债务BCALPDFS
| Q4 25 | $33.8M | $67.0M | ||
| Q3 25 | $33.4M | $67.6M | ||
| Q2 25 | $52.9M | $68.1M | ||
| Q1 25 | $70.3M | $68.7M | ||
| Q4 24 | $69.7M | — | ||
| Q3 24 | $69.1M | — | ||
| Q2 24 | $42.9M | — | ||
| Q1 24 | $44.9M | — |
股东权益BCALPDFS
| Q4 25 | $576.6M | $271.0M | ||
| Q3 25 | $564.7M | $264.4M | ||
| Q2 25 | $547.6M | $257.5M | ||
| Q1 25 | $531.4M | $249.0M | ||
| Q4 24 | $511.8M | $246.0M | ||
| Q3 24 | $498.1M | $240.5M | ||
| Q2 24 | $293.2M | $232.2M | ||
| Q1 24 | $292.5M | $225.4M |
总资产BCALPDFS
| Q4 25 | $4.0B | $418.7M | ||
| Q3 25 | $4.1B | $406.4M | ||
| Q2 25 | $4.0B | $391.1M | ||
| Q1 25 | $4.0B | $390.0M | ||
| Q4 24 | $4.0B | $315.3M | ||
| Q3 24 | $4.4B | $307.4M | ||
| Q2 24 | $2.3B | $298.0M | ||
| Q1 24 | $2.3B | $286.8M |
负债/权益比BCALPDFS
| Q4 25 | 0.06× | 0.25× | ||
| Q3 25 | 0.06× | 0.26× | ||
| Q2 25 | 0.10× | 0.26× | ||
| Q1 25 | 0.13× | 0.28× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.3M | $17.3M |
| 自由现金流经营现金流 - 资本支出 | $56.9M | $7.5M |
| 自由现金流率自由现金流/营收 | 124.1% | 12.1% |
| 资本支出强度资本支出/营收 | 0.8% | 15.7% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $93.1M | $-8.6M |
8季度趋势，按日历期对齐
经营现金流BCALPDFS
| Q4 25 | $57.3M | $17.3M | ||
| Q3 25 | $16.0M | $3.3M | ||
| Q2 25 | $13.4M | $-5.2M | ||
| Q1 25 | $7.0M | $8.6M | ||
| Q4 24 | $50.3M | $1.6M | ||
| Q3 24 | $18.3M | $9.3M | ||
| Q2 24 | $309.0K | $684.0K | ||
| Q1 24 | $8.1M | $-1.9M |
自由现金流BCALPDFS
| Q4 25 | $56.9M | $7.5M | ||
| Q3 25 | $15.9M | $-2.9M | ||
| Q2 25 | $13.4M | $-13.8M | ||
| Q1 25 | $6.9M | $535.0K | ||
| Q4 24 | $49.7M | $-4.0M | ||
| Q3 24 | $18.1M | $5.1M | ||
| Q2 24 | $171.0K | $-4.6M | ||
| Q1 24 | $8.0M | $-3.9M |
自由现金流率BCALPDFS
| Q4 25 | 124.1% | 12.1% | ||
| Q3 25 | 35.1% | -5.1% | ||
| Q2 25 | 30.2% | -26.6% | ||
| Q1 25 | 15.3% | 1.1% | ||
| Q4 24 | 109.2% | -8.0% | ||
| Q3 24 | 47.5% | 11.0% | ||
| Q2 24 | 0.8% | -11.1% | ||
| Q1 24 | 36.4% | -9.4% |
资本支出强度BCALPDFS
| Q4 25 | 0.8% | 15.7% | ||
| Q3 25 | 0.2% | 10.8% | ||
| Q2 25 | 0.1% | 16.5% | ||
| Q1 25 | 0.2% | 17.0% | ||
| Q4 24 | 1.2% | 11.3% | ||
| Q3 24 | 0.5% | 9.0% | ||
| Q2 24 | 0.6% | 12.8% | ||
| Q1 24 | 0.4% | 4.9% |
现金转化率BCALPDFS
| Q4 25 | 3.49× | — | ||
| Q3 25 | 1.02× | 2.54× | ||
| Q2 25 | 0.95× | -4.55× | ||
| Q1 25 | 0.41× | — | ||
| Q4 24 | 3.00× | 2.98× | ||
| Q3 24 | — | 4.20× | ||
| Q2 24 | 1.63× | 0.40× | ||
| Q1 24 | 1.63× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCAL
暂无分部数据
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
