vs
California BanCorp \ CA（BCAL）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是California BanCorp \ CA的1.8倍（$81.3M vs $45.9M），California BanCorp \ CA净利率更高（35.8% vs -72.8%，领先108.6%），Planet Labs PBC同比增速更快（32.6% vs 0.8%），California BanCorp \ CA自由现金流更多（$56.9M vs $1.9M），过去两年California BanCorp \ CA的营收复合增速更高（44.7% vs 17.5%）
太平洋第一控股是依据美国1956年银行控股公司法案成立的美国银行控股集团，总部位于加利福尼亚州欧文市。集团核心业务围绕旗下太平洋第一银行展开，为个人、企业及专业人士提供各类金融服务，目前在加州、亚利桑那州、内华达州和华盛顿州开设了多家网点。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
BCAL vs PL — 直观对比
营收规模更大
PL
是对方的1.8倍
$45.9M
营收增速更快
PL
高出31.8%
0.8%
净利率更高
BCAL
高出108.6%
-72.8%
自由现金流更多
BCAL
多$55.1M
$1.9M
两年增速更快
BCAL
近两年复合增速
17.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $45.9M | $81.3M |
| 净利润 | $16.4M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 48.8% | -22.6% |
| 净利率 | 35.8% | -72.8% |
| 营收同比 | 0.8% | 32.6% |
| 净利润同比 | -2.1% | -194.7% |
| 每股收益（稀释后） | $0.50 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCALPL
| Q4 25 | $45.9M | $81.3M | ||
| Q3 25 | $45.2M | $73.4M | ||
| Q2 25 | $44.3M | $66.3M | ||
| Q1 25 | $44.8M | $61.6M | ||
| Q4 24 | $45.5M | $61.3M | ||
| Q3 24 | $38.1M | $61.1M | ||
| Q2 24 | $22.2M | $60.4M | ||
| Q1 24 | $21.9M | $58.9M |
净利润BCALPL
| Q4 25 | $16.4M | $-59.2M | ||
| Q3 25 | $15.7M | $-22.6M | ||
| Q2 25 | $14.1M | $-12.6M | ||
| Q1 25 | $16.9M | $-35.2M | ||
| Q4 24 | $16.8M | $-20.1M | ||
| Q3 24 | $-16.5M | $-38.7M | ||
| Q2 24 | $190.0K | $-29.3M | ||
| Q1 24 | $4.9M | $-30.1M |
毛利率BCALPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率BCALPL
| Q4 25 | 48.8% | -22.6% | ||
| Q3 25 | 48.3% | -24.5% | ||
| Q2 25 | 45.3% | -34.4% | ||
| Q1 25 | 52.8% | -31.5% | ||
| Q4 24 | 52.2% | -36.9% | ||
| Q3 24 | -59.1% | -64.8% | ||
| Q2 24 | 1.3% | -57.2% | ||
| Q1 24 | 33.1% | -57.6% |
净利率BCALPL
| Q4 25 | 35.8% | -72.8% | ||
| Q3 25 | 34.7% | -30.8% | ||
| Q2 25 | 31.8% | -19.1% | ||
| Q1 25 | 37.6% | -57.1% | ||
| Q4 24 | 37.7% | -32.8% | ||
| Q3 24 | -43.2% | -63.3% | ||
| Q2 24 | 0.9% | -48.5% | ||
| Q1 24 | 22.5% | -51.1% |
每股收益（稀释后）BCALPL
| Q4 25 | $0.50 | $-0.19 | ||
| Q3 25 | $0.48 | $-0.07 | ||
| Q2 25 | $0.43 | $-0.04 | ||
| Q1 25 | $0.52 | $-0.12 | ||
| Q4 24 | $0.54 | $-0.07 | ||
| Q3 24 | $-0.59 | $-0.13 | ||
| Q2 24 | $0.01 | $-0.10 | ||
| Q1 24 | $0.26 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.9M | $443.3M |
| 总债务越低越好 | $33.8M | — |
| 股东权益账面价值 | $576.6M | $349.6M |
| 总资产 | $4.0B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.06× | — |
8季度趋势，按日历期对齐
现金及短期投资BCALPL
| Q4 25 | $399.9M | $443.3M | ||
| Q3 25 | $559.2M | $181.1M | ||
| Q2 25 | $430.1M | $133.5M | ||
| Q1 25 | $439.2M | $118.0M | ||
| Q4 24 | $388.2M | $139.0M | ||
| Q3 24 | $614.4M | $148.3M | ||
| Q2 24 | $104.7M | $107.4M | ||
| Q1 24 | $86.5M | $83.9M |
总债务BCALPL
| Q4 25 | $33.8M | — | ||
| Q3 25 | $33.4M | — | ||
| Q2 25 | $52.9M | — | ||
| Q1 25 | $70.3M | — | ||
| Q4 24 | $69.7M | — | ||
| Q3 24 | $69.1M | — | ||
| Q2 24 | $42.9M | — | ||
| Q1 24 | $44.9M | — |
股东权益BCALPL
| Q4 25 | $576.6M | $349.6M | ||
| Q3 25 | $564.7M | $435.7M | ||
| Q2 25 | $547.6M | $444.8M | ||
| Q1 25 | $531.4M | $441.3M | ||
| Q4 24 | $511.8M | $464.6M | ||
| Q3 24 | $498.1M | $473.2M | ||
| Q2 24 | $293.2M | $500.3M | ||
| Q1 24 | $292.5M | $518.0M |
总资产BCALPL
| Q4 25 | $4.0B | $1.1B | ||
| Q3 25 | $4.1B | $696.4M | ||
| Q2 25 | $4.0B | $658.4M | ||
| Q1 25 | $4.0B | $633.8M | ||
| Q4 24 | $4.0B | $630.8M | ||
| Q3 24 | $4.4B | $658.4M | ||
| Q2 24 | $2.3B | $674.6M | ||
| Q1 24 | $2.3B | $702.0M |
负债/权益比BCALPL
| Q4 25 | 0.06× | — | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.10× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.3M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $56.9M | $1.9M |
| 自由现金流率自由现金流/营收 | 124.1% | 2.3% |
| 资本支出强度资本支出/营收 | 0.8% | 32.9% |
| 现金转化率经营现金流/净利润 | 3.49× | — |
| 过去12个月自由现金流最近4个季度 | $93.1M | $40.7M |
8季度趋势，按日历期对齐
经营现金流BCALPL
| Q4 25 | $57.3M | $28.6M | ||
| Q3 25 | $16.0M | $67.8M | ||
| Q2 25 | $13.4M | $17.3M | ||
| Q1 25 | $7.0M | $-6.3M | ||
| Q4 24 | $50.3M | $4.1M | ||
| Q3 24 | $18.3M | $-7.9M | ||
| Q2 24 | $309.0K | $-4.3M | ||
| Q1 24 | $8.1M | $-6.8M |
自由现金流BCALPL
| Q4 25 | $56.9M | $1.9M | ||
| Q3 25 | $15.9M | $47.5M | ||
| Q2 25 | $13.4M | $9.2M | ||
| Q1 25 | $6.9M | $-17.9M | ||
| Q4 24 | $49.7M | $-3.6M | ||
| Q3 24 | $18.1M | $-23.0M | ||
| Q2 24 | $171.0K | $-14.2M | ||
| Q1 24 | $8.0M | $-15.7M |
自由现金流率BCALPL
| Q4 25 | 124.1% | 2.3% | ||
| Q3 25 | 35.1% | 64.7% | ||
| Q2 25 | 30.2% | 13.9% | ||
| Q1 25 | 15.3% | -29.1% | ||
| Q4 24 | 109.2% | -5.8% | ||
| Q3 24 | 47.5% | -37.6% | ||
| Q2 24 | 0.8% | -23.6% | ||
| Q1 24 | 36.4% | -26.7% |
资本支出强度BCALPL
| Q4 25 | 0.8% | 32.9% | ||
| Q3 25 | 0.2% | 27.6% | ||
| Q2 25 | 0.1% | 12.3% | ||
| Q1 25 | 0.2% | 18.9% | ||
| Q4 24 | 1.2% | 12.5% | ||
| Q3 24 | 0.5% | 24.8% | ||
| Q2 24 | 0.6% | 16.4% | ||
| Q1 24 | 0.4% | 15.1% |
现金转化率BCALPL
| Q4 25 | 3.49× | — | ||
| Q3 25 | 1.02× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 0.41× | — | ||
| Q4 24 | 3.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.63× | — | ||
| Q1 24 | 1.63× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCAL
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
