vs
California BanCorp \ CA（BCAL）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是California BanCorp \ CA的1.2倍（$57.1M vs $45.9M），California BanCorp \ CA净利率更高（35.8% vs 0.8%，领先35.0%），REGIS CORP同比增速更快（22.3% vs 0.8%），California BanCorp \ CA自由现金流更多（$56.9M vs $891.0K），过去两年California BanCorp \ CA的营收复合增速更高（44.7% vs 7.8%）
太平洋第一控股是依据美国1956年银行控股公司法案成立的美国银行控股集团，总部位于加利福尼亚州欧文市。集团核心业务围绕旗下太平洋第一银行展开，为个人、企业及专业人士提供各类金融服务，目前在加州、亚利桑那州、内华达州和华盛顿州开设了多家网点。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
BCAL vs RGS — 直观对比
营收规模更大
RGS
是对方的1.2倍
$45.9M
营收增速更快
RGS
高出21.5%
0.8%
净利率更高
BCAL
高出35.0%
0.8%
自由现金流更多
BCAL
多$56.1M
$891.0K
两年增速更快
BCAL
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $45.9M | $57.1M |
| 净利润 | $16.4M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 48.8% | 10.8% |
| 净利率 | 35.8% | 0.8% |
| 营收同比 | 0.8% | 22.3% |
| 净利润同比 | -2.1% | -94.0% |
| 每股收益（稀释后） | $0.50 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCALRGS
| Q4 25 | $45.9M | $57.1M | ||
| Q3 25 | $45.2M | $59.0M | ||
| Q2 25 | $44.3M | $60.4M | ||
| Q1 25 | $44.8M | $57.0M | ||
| Q4 24 | $45.5M | $46.7M | ||
| Q3 24 | $38.1M | $46.1M | ||
| Q2 24 | $22.2M | $49.4M | ||
| Q1 24 | $21.9M | $49.2M |
净利润BCALRGS
| Q4 25 | $16.4M | $456.0K | ||
| Q3 25 | $15.7M | $1.4M | ||
| Q2 25 | $14.1M | $116.5M | ||
| Q1 25 | $16.9M | $250.0K | ||
| Q4 24 | $16.8M | $7.6M | ||
| Q3 24 | $-16.5M | $-853.0K | ||
| Q2 24 | $190.0K | $91.2M | ||
| Q1 24 | $4.9M | $-2.3M |
营业利润率BCALRGS
| Q4 25 | 48.8% | 10.8% | ||
| Q3 25 | 48.3% | 10.0% | ||
| Q2 25 | 45.3% | 12.1% | ||
| Q1 25 | 52.8% | 8.8% | ||
| Q4 24 | 52.2% | 11.8% | ||
| Q3 24 | -59.1% | 4.6% | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 33.1% | 8.3% |
净利率BCALRGS
| Q4 25 | 35.8% | 0.8% | ||
| Q3 25 | 34.7% | 2.3% | ||
| Q2 25 | 31.8% | 192.9% | ||
| Q1 25 | 37.6% | 0.4% | ||
| Q4 24 | 37.7% | 16.4% | ||
| Q3 24 | -43.2% | -1.9% | ||
| Q2 24 | 0.9% | 184.7% | ||
| Q1 24 | 22.5% | -4.7% |
每股收益（稀释后）BCALRGS
| Q4 25 | $0.50 | $0.16 | ||
| Q3 25 | $0.48 | $0.49 | ||
| Q2 25 | $0.43 | $43.67 | ||
| Q1 25 | $0.52 | $0.08 | ||
| Q4 24 | $0.54 | $2.71 | ||
| Q3 24 | $-0.59 | $-0.36 | ||
| Q2 24 | $0.01 | $38.40 | ||
| Q1 24 | $0.26 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.9M | $18.4M |
| 总债务越低越好 | $33.8M | $113.3M |
| 股东权益账面价值 | $576.6M | $188.7M |
| 总资产 | $4.0B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.06× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资BCALRGS
| Q4 25 | $399.9M | $18.4M | ||
| Q3 25 | $559.2M | $16.6M | ||
| Q2 25 | $430.1M | $17.0M | ||
| Q1 25 | $439.2M | $13.3M | ||
| Q4 24 | $388.2M | $10.2M | ||
| Q3 24 | $614.4M | $6.3M | ||
| Q2 24 | $104.7M | $10.1M | ||
| Q1 24 | $86.5M | $5.9M |
总债务BCALRGS
| Q4 25 | $33.8M | $113.3M | ||
| Q3 25 | $33.4M | $111.3M | ||
| Q2 25 | $52.9M | $110.8M | ||
| Q1 25 | $70.3M | $112.0M | ||
| Q4 24 | $69.7M | $111.5M | ||
| Q3 24 | $69.1M | $95.2M | ||
| Q2 24 | $42.9M | $99.5M | ||
| Q1 24 | $44.9M | $179.7M |
股东权益BCALRGS
| Q4 25 | $576.6M | $188.7M | ||
| Q3 25 | $564.7M | $187.6M | ||
| Q2 25 | $547.6M | $185.6M | ||
| Q1 25 | $531.4M | $68.6M | ||
| Q4 24 | $511.8M | $66.7M | ||
| Q3 24 | $498.1M | $56.4M | ||
| Q2 24 | $293.2M | $56.8M | ||
| Q1 24 | $292.5M | $-35.8M |
总资产BCALRGS
| Q4 25 | $4.0B | $588.3M | ||
| Q3 25 | $4.1B | $592.1M | ||
| Q2 25 | $4.0B | $599.0M | ||
| Q1 25 | $4.0B | $511.2M | ||
| Q4 24 | $4.0B | $530.1M | ||
| Q3 24 | $4.4B | $508.9M | ||
| Q2 24 | $2.3B | $530.5M | ||
| Q1 24 | $2.3B | $543.7M |
负债/权益比BCALRGS
| Q4 25 | 0.06× | 0.60× | ||
| Q3 25 | 0.06× | 0.59× | ||
| Q2 25 | 0.10× | 0.60× | ||
| Q1 25 | 0.13× | 1.63× | ||
| Q4 24 | 0.14× | 1.67× | ||
| Q3 24 | 0.14× | 1.69× | ||
| Q2 24 | 0.15× | 1.75× | ||
| Q1 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $57.3M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $56.9M | $891.0K |
| 自由现金流率自由现金流/营收 | 124.1% | 1.6% |
| 资本支出强度资本支出/营收 | 0.8% | 1.4% |
| 现金转化率经营现金流/净利润 | 3.49× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $93.1M | $14.9M |
8季度趋势，按日历期对齐
经营现金流BCALRGS
| Q4 25 | $57.3M | $1.7M | ||
| Q3 25 | $16.0M | $2.3M | ||
| Q2 25 | $13.4M | $6.8M | ||
| Q1 25 | $7.0M | $6.2M | ||
| Q4 24 | $50.3M | $2.1M | ||
| Q3 24 | $18.3M | $-1.3M | ||
| Q2 24 | $309.0K | $5.1M | ||
| Q1 24 | $8.1M | $-277.0K |
自由现金流BCALRGS
| Q4 25 | $56.9M | $891.0K | ||
| Q3 25 | $15.9M | $1.9M | ||
| Q2 25 | $13.4M | $6.2M | ||
| Q1 25 | $6.9M | $5.9M | ||
| Q4 24 | $49.7M | $1.7M | ||
| Q3 24 | $18.1M | $-1.4M | ||
| Q2 24 | $171.0K | $5.1M | ||
| Q1 24 | $8.0M | $-326.0K |
自由现金流率BCALRGS
| Q4 25 | 124.1% | 1.6% | ||
| Q3 25 | 35.1% | 3.2% | ||
| Q2 25 | 30.2% | 10.3% | ||
| Q1 25 | 15.3% | 10.3% | ||
| Q4 24 | 109.2% | 3.6% | ||
| Q3 24 | 47.5% | -3.0% | ||
| Q2 24 | 0.8% | 10.3% | ||
| Q1 24 | 36.4% | -0.7% |
资本支出强度BCALRGS
| Q4 25 | 0.8% | 1.4% | ||
| Q3 25 | 0.2% | 0.7% | ||
| Q2 25 | 0.1% | 0.9% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 1.2% | 0.9% | ||
| Q3 24 | 0.5% | 0.0% | ||
| Q2 24 | 0.6% | 0.0% | ||
| Q1 24 | 0.4% | 0.1% |
现金转化率BCALRGS
| Q4 25 | 3.49× | 3.65× | ||
| Q3 25 | 1.02× | 1.68× | ||
| Q2 25 | 0.95× | 0.06× | ||
| Q1 25 | 0.41× | 24.80× | ||
| Q4 24 | 3.00× | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.63× | 0.06× | ||
| Q1 24 | 1.63× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCAL
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
