vs
BayCom Corp（BCML）与BIOLIFE SOLUTIONS INC（BLFS）财务数据对比。点击上方公司名可切换其他公司
BayCom Corp的季度营收约是BIOLIFE SOLUTIONS INC的1.4倍（$25.9M vs $18.8M），BIOLIFE SOLUTIONS INC净利率更高（58.9% vs 26.5%，领先32.4%），BIOLIFE SOLUTIONS INC同比增速更快（24.3% vs 9.4%），过去两年BayCom Corp的营收复合增速更高（2.9% vs 1.0%）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
BIOLIFE SOLUTIONS INC专注于开发生物保存产品及冷链管理解决方案，服务于细胞与基因治疗、生物制药及再生医学领域，产品涵盖低温保存培养基、自动化解冻系统、温度监测工具，为全球相关企业、科研机构及临床实验室提供支持。
BCML vs BLFS — 直观对比
营收规模更大
BCML
是对方的1.4倍
$18.8M
营收增速更快
BLFS
高出14.9%
9.4%
净利率更高
BLFS
高出32.4%
26.5%
两年增速更快
BCML
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $18.8M |
| 净利润 | $6.9M | $11.1M |
| 毛利率 | — | — |
| 营业利润率 | 36.6% | 7.2% |
| 净利率 | 26.5% | 58.9% |
| 营收同比 | 9.4% | 24.3% |
| 净利润同比 | 12.1% | -11.1% |
| 每股收益（稀释后） | $0.63 | $0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLBLFS
| Q4 25 | $25.9M | $18.8M | ||
| Q3 25 | $25.7M | $28.1M | ||
| Q2 25 | $24.7M | $25.4M | ||
| Q1 25 | $24.3M | $23.9M | ||
| Q4 24 | $23.7M | $15.1M | ||
| Q3 24 | $25.6M | $21.4M | ||
| Q2 24 | $23.8M | $19.7M | ||
| Q1 24 | $24.5M | $18.4M |
净利润BCMLBLFS
| Q4 25 | $6.9M | $11.1M | ||
| Q3 25 | $5.0M | $621.0K | ||
| Q2 25 | $6.4M | $-15.8M | ||
| Q1 25 | $5.7M | $-448.0K | ||
| Q4 24 | $6.1M | $12.5M | ||
| Q3 24 | $6.0M | $-1.7M | ||
| Q2 24 | $5.6M | $-20.7M | ||
| Q1 24 | $5.9M | $-10.2M |
营业利润率BCMLBLFS
| Q4 25 | 36.6% | 7.2% | ||
| Q3 25 | 26.3% | -0.3% | ||
| Q2 25 | 35.3% | -65.5% | ||
| Q1 25 | 31.6% | -5.1% | ||
| Q4 24 | 34.2% | 3.6% | ||
| Q3 24 | 32.4% | -2.0% | ||
| Q2 24 | 31.9% | -6.6% | ||
| Q1 24 | 33.3% | -17.9% |
净利率BCMLBLFS
| Q4 25 | 26.5% | 58.9% | ||
| Q3 25 | 19.5% | 2.2% | ||
| Q2 25 | 25.8% | -62.3% | ||
| Q1 25 | 23.4% | -1.9% | ||
| Q4 24 | 25.9% | 82.5% | ||
| Q3 24 | 23.5% | -8.0% | ||
| Q2 24 | 23.6% | -105.1% | ||
| Q1 24 | 24.0% | -55.4% |
每股收益（稀释后）BCMLBLFS
| Q4 25 | $0.63 | $0.23 | ||
| Q3 25 | $0.46 | $0.01 | ||
| Q2 25 | $0.58 | $-0.33 | ||
| Q1 25 | $0.51 | $-0.01 | ||
| Q4 24 | $0.55 | $0.27 | ||
| Q3 24 | $0.54 | $-0.04 | ||
| Q2 24 | $0.50 | $-0.45 | ||
| Q1 24 | $0.51 | $-0.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.0M |
| 总债务越低越好 | — | $5.0M |
| 股东权益账面价值 | $338.6M | $371.9M |
| 总资产 | $2.6B | $405.9M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资BCMLBLFS
| Q4 25 | — | $33.0M | ||
| Q3 25 | — | $29.5M | ||
| Q2 25 | — | $31.9M | ||
| Q1 25 | — | $66.9M | ||
| Q4 24 | — | $91.5M | ||
| Q3 24 | — | $24.0M | ||
| Q2 24 | — | $22.0M | ||
| Q1 24 | — | $29.7M |
总债务BCMLBLFS
| Q4 25 | — | $5.0M | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $15.9M | ||
| Q3 24 | — | $20.1M | ||
| Q2 24 | — | $21.1M | ||
| Q1 24 | — | $24.3M |
股东权益BCMLBLFS
| Q4 25 | $338.6M | $371.9M | ||
| Q3 25 | $334.3M | $353.7M | ||
| Q2 25 | $330.6M | $347.2M | ||
| Q1 25 | $329.3M | $352.6M | ||
| Q4 24 | $324.4M | $348.9M | ||
| Q3 24 | $321.7M | $325.5M | ||
| Q2 24 | $315.3M | $321.4M | ||
| Q1 24 | $314.2M | $333.4M |
总资产BCMLBLFS
| Q4 25 | $2.6B | $405.9M | ||
| Q3 25 | $2.6B | $392.1M | ||
| Q2 25 | $2.6B | $387.2M | ||
| Q1 25 | $2.6B | $395.1M | ||
| Q4 24 | $2.7B | $399.5M | ||
| Q3 24 | $2.6B | $381.7M | ||
| Q2 24 | $2.6B | $375.0M | ||
| Q1 24 | $2.6B | $401.6M |
负债/权益比BCMLBLFS
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $4.9M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | — |
| 自由现金流率自由现金流/营收 | 116.2% | — |
| 资本支出强度资本支出/营收 | 6.7% | — |
| 现金转化率经营现金流/净利润 | 4.64× | 0.44× |
| 过去12个月自由现金流最近4个季度 | $51.1M | — |
8季度趋势，按日历期对齐
经营现金流BCMLBLFS
| Q4 25 | $31.8M | $4.9M | ||
| Q3 25 | $7.3M | $6.1M | ||
| Q2 25 | $6.4M | $7.4M | ||
| Q1 25 | $9.3M | $1.7M | ||
| Q4 24 | $30.4M | $1.6M | ||
| Q3 24 | $9.6M | $4.8M | ||
| Q2 24 | $7.7M | $6.5M | ||
| Q1 24 | $5.1M | $-4.5M |
自由现金流BCMLBLFS
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | — | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $9.1M | — | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | — |
自由现金流率BCMLBLFS
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | — |
资本支出强度BCMLBLFS
| Q4 25 | 6.7% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 4.7% | — |
现金转化率BCMLBLFS
| Q4 25 | 4.64× | 0.44× | ||
| Q3 25 | 1.47× | 9.83× | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | 0.13× | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
