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BayCom Corp（BCML）与LIGHTPATH TECHNOLOGIES INC（LPTH）财务数据对比。点击上方公司名可切换其他公司
BayCom Corp的季度营收约是LIGHTPATH TECHNOLOGIES INC的1.6倍（$25.9M vs $16.4M），BayCom Corp净利率更高（26.5% vs -57.5%，领先84.0%），LIGHTPATH TECHNOLOGIES INC同比增速更快（120.2% vs 9.4%），BayCom Corp自由现金流更多（$30.1M vs $2.0M），过去两年LIGHTPATH TECHNOLOGIES INC的营收复合增速更高（45.7% vs 2.9%）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
LightPath Technologies Inc是一家精密光学组件及组件生产商，主营非球面透镜、红外光学器件、光纤产品等，服务工业自动化、航空航天、国防、医疗成像、电信等领域的全球客户，提供标准及定制化光学解决方案。
BCML vs LPTH — 直观对比
营收规模更大
BCML
是对方的1.6倍
$16.4M
营收增速更快
LPTH
高出110.8%
9.4%
净利率更高
BCML
高出84.0%
-57.5%
自由现金流更多
BCML
多$28.1M
$2.0M
两年增速更快
LPTH
近两年复合增速
2.9%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $16.4M |
| 净利润 | $6.9M | $-9.4M |
| 毛利率 | — | 36.8% |
| 营业利润率 | 36.6% | -52.6% |
| 净利率 | 26.5% | -57.5% |
| 营收同比 | 9.4% | 120.2% |
| 净利润同比 | 12.1% | -260.1% |
| 每股收益（稀释后） | $0.63 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLLPTH
| Q4 25 | $25.9M | $16.4M | ||
| Q3 25 | $25.7M | $15.1M | ||
| Q2 25 | $24.7M | $12.2M | ||
| Q1 25 | $24.3M | $9.2M | ||
| Q4 24 | $23.7M | $7.4M | ||
| Q3 24 | $25.6M | $8.4M | ||
| Q2 24 | $23.8M | $8.6M | ||
| Q1 24 | $24.5M | $7.7M |
净利润BCMLLPTH
| Q4 25 | $6.9M | $-9.4M | ||
| Q3 25 | $5.0M | $-2.9M | ||
| Q2 25 | $6.4M | $-7.1M | ||
| Q1 25 | $5.7M | $-3.6M | ||
| Q4 24 | $6.1M | $-2.6M | ||
| Q3 24 | $6.0M | $-1.6M | ||
| Q2 24 | $5.6M | $-2.4M | ||
| Q1 24 | $5.9M | $-2.6M |
毛利率BCMLLPTH
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 33.9% | ||
| Q2 24 | — | 29.2% | ||
| Q1 24 | — | 20.9% |
营业利润率BCMLLPTH
| Q4 25 | 36.6% | -52.6% | ||
| Q3 25 | 26.3% | -16.6% | ||
| Q2 25 | 35.3% | -38.0% | ||
| Q1 25 | 31.6% | -36.3% | ||
| Q4 24 | 34.2% | -33.5% | ||
| Q3 24 | 32.4% | -16.4% | ||
| Q2 24 | 31.9% | -25.6% | ||
| Q1 24 | 33.3% | -33.6% |
净利率BCMLLPTH
| Q4 25 | 26.5% | -57.5% | ||
| Q3 25 | 19.5% | -19.2% | ||
| Q2 25 | 25.8% | -57.8% | ||
| Q1 25 | 23.4% | -39.1% | ||
| Q4 24 | 25.9% | -35.2% | ||
| Q3 24 | 23.5% | -19.3% | ||
| Q2 24 | 23.6% | -27.3% | ||
| Q1 24 | 24.0% | -33.7% |
每股收益（稀释后）BCMLLPTH
| Q4 25 | $0.63 | $-0.20 | ||
| Q3 25 | $0.46 | $-0.07 | ||
| Q2 25 | $0.58 | $0.19 | ||
| Q1 25 | $0.51 | $-0.44 | ||
| Q4 24 | $0.55 | $-0.07 | ||
| Q3 24 | $0.54 | $-0.04 | ||
| Q2 24 | $0.50 | $-0.15 | ||
| Q1 24 | $0.51 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $73.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.6M | $77.9M |
| 总资产 | $2.6B | $148.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCMLLPTH
| Q4 25 | — | $73.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $4.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务BCMLLPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $535.0K | ||
| Q1 24 | — | $599.4K |
股东权益BCMLLPTH
| Q4 25 | $338.6M | $77.9M | ||
| Q3 25 | $334.3M | $21.4M | ||
| Q2 25 | $330.6M | $15.6M | ||
| Q1 25 | $329.3M | $15.7M | ||
| Q4 24 | $324.4M | $26.7M | ||
| Q3 24 | $321.7M | $29.4M | ||
| Q2 24 | $315.3M | $30.2M | ||
| Q1 24 | $314.2M | $31.7M |
总资产BCMLLPTH
| Q4 25 | $2.6B | $148.6M | ||
| Q3 25 | $2.6B | $87.3M | ||
| Q2 25 | $2.6B | $81.5M | ||
| Q1 25 | $2.6B | $81.4M | ||
| Q4 24 | $2.7B | $45.8M | ||
| Q3 24 | $2.6B | $48.4M | ||
| Q2 24 | $2.6B | $48.1M | ||
| Q1 24 | $2.6B | $49.7M |
负债/权益比BCMLLPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | 0.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $2.8M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | $2.0M |
| 自由现金流率自由现金流/营收 | 116.2% | 12.0% |
| 资本支出强度资本支出/营收 | 6.7% | 5.3% |
| 现金转化率经营现金流/净利润 | 4.64× | — |
| 过去12个月自由现金流最近4个季度 | $51.1M | $-6.3M |
8季度趋势，按日历期对齐
经营现金流BCMLLPTH
| Q4 25 | $31.8M | $2.8M | ||
| Q3 25 | $7.3M | $-1.1M | ||
| Q2 25 | $6.4M | $-2.6M | ||
| Q1 25 | $9.3M | $-3.2M | ||
| Q4 24 | $30.4M | $-737.4K | ||
| Q3 24 | $9.6M | $-1.7M | ||
| Q2 24 | $7.7M | $64.7K | ||
| Q1 24 | $5.1M | $-394.2K |
自由现金流BCMLLPTH
| Q4 25 | $30.1M | $2.0M | ||
| Q3 25 | $6.2M | $-1.2M | ||
| Q2 25 | $5.6M | $-3.3M | ||
| Q1 25 | $9.1M | $-3.7M | ||
| Q4 24 | $28.7M | $-817.8K | ||
| Q3 24 | $9.4M | $-1.8M | ||
| Q2 24 | $7.4M | $-225.5K | ||
| Q1 24 | $3.9M | $-802.5K |
自由现金流率BCMLLPTH
| Q4 25 | 116.2% | 12.0% | ||
| Q3 25 | 24.3% | -8.1% | ||
| Q2 25 | 22.8% | -27.3% | ||
| Q1 25 | 37.6% | -40.0% | ||
| Q4 24 | 121.1% | -11.0% | ||
| Q3 24 | 36.6% | -21.2% | ||
| Q2 24 | 31.2% | -2.6% | ||
| Q1 24 | 16.1% | -10.4% |
资本支出强度BCMLLPTH
| Q4 25 | 6.7% | 5.3% | ||
| Q3 25 | 4.3% | 0.5% | ||
| Q2 25 | 3.0% | 5.6% | ||
| Q1 25 | 0.6% | 4.6% | ||
| Q4 24 | 7.2% | 1.1% | ||
| Q3 24 | 1.0% | 0.9% | ||
| Q2 24 | 1.0% | 3.4% | ||
| Q1 24 | 4.7% | 5.3% |
现金转化率BCMLLPTH
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCML
暂无分部数据
LPTH
| Other | $7.9M | 48% |
| Infrared Components | $5.0M | 31% |
| Visible Components | $3.4M | 21% |
