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BayCom Corp（BCML）与PRO DEX INC（PDEX）财务数据对比。点击上方公司名可切换其他公司
BayCom Corp的季度营收约是PRO DEX INC的1.4倍（$25.9M vs $18.7M），BayCom Corp净利率更高（26.5% vs 11.7%，领先14.8%），PRO DEX INC同比增速更快（11.1% vs 9.4%），BayCom Corp自由现金流更多（$30.1M vs $3.5M），过去两年PRO DEX INC的营收复合增速更高（14.3% vs 2.9%）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
Pro Dex Inc是一家精密制造企业，主要为医疗设备原始设备制造商以及航空航天、工业领域客户生产定制机加工部件、组件和成品，核心运营市场覆盖北美地区。
BCML vs PDEX — 直观对比
营收规模更大
BCML
是对方的1.4倍
$18.7M
营收增速更快
PDEX
高出1.7%
9.4%
净利率更高
BCML
高出14.8%
11.7%
自由现金流更多
BCML
多$26.6M
$3.5M
两年增速更快
PDEX
近两年复合增速
2.9%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $18.7M |
| 净利润 | $6.9M | $2.2M |
| 毛利率 | — | 30.8% |
| 营业利润率 | 36.6% | 17.5% |
| 净利率 | 26.5% | 11.7% |
| 营收同比 | 9.4% | 11.1% |
| 净利润同比 | 12.1% | 7.2% |
| 每股收益（稀释后） | $0.63 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLPDEX
| Q4 25 | $25.9M | $18.7M | ||
| Q3 25 | $25.7M | $18.5M | ||
| Q2 25 | $24.7M | $17.5M | ||
| Q1 25 | $24.3M | $17.4M | ||
| Q4 24 | $23.7M | $16.8M | ||
| Q3 24 | $25.6M | $14.9M | ||
| Q2 24 | $23.8M | $15.0M | ||
| Q1 24 | $24.5M | $14.3M |
净利润BCMLPDEX
| Q4 25 | $6.9M | $2.2M | ||
| Q3 25 | $5.0M | $4.7M | ||
| Q2 25 | $6.4M | $1.2M | ||
| Q1 25 | $5.7M | $3.3M | ||
| Q4 24 | $6.1M | $2.0M | ||
| Q3 24 | $6.0M | $2.5M | ||
| Q2 24 | $5.6M | $1.6M | ||
| Q1 24 | $5.9M | $655.0K |
毛利率BCMLPDEX
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 29.0% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 34.6% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 28.0% |
营业利润率BCMLPDEX
| Q4 25 | 36.6% | 17.5% | ||
| Q3 25 | 26.3% | 16.8% | ||
| Q2 25 | 35.3% | 7.7% | ||
| Q1 25 | 31.6% | 20.9% | ||
| Q4 24 | 34.2% | 16.0% | ||
| Q3 24 | 32.4% | 20.2% | ||
| Q2 24 | 31.9% | 15.6% | ||
| Q1 24 | 33.3% | 15.5% |
净利率BCMLPDEX
| Q4 25 | 26.5% | 11.7% | ||
| Q3 25 | 19.5% | 25.3% | ||
| Q2 25 | 25.8% | 6.8% | ||
| Q1 25 | 23.4% | 18.8% | ||
| Q4 24 | 25.9% | 12.1% | ||
| Q3 24 | 23.5% | 16.6% | ||
| Q2 24 | 23.6% | 10.6% | ||
| Q1 24 | 24.0% | 4.6% |
每股收益（稀释后）BCMLPDEX
| Q4 25 | $0.63 | $0.66 | ||
| Q3 25 | $0.46 | $1.40 | ||
| Q2 25 | $0.58 | $0.33 | ||
| Q1 25 | $0.51 | $0.98 | ||
| Q4 24 | $0.55 | $0.61 | ||
| Q3 24 | $0.54 | $0.75 | ||
| Q2 24 | $0.50 | $0.44 | ||
| Q1 24 | $0.51 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.6M | $41.6M |
| 总资产 | $2.6B | $62.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCMLPDEX
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $5.5M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $7.8M |
总债务BCMLPDEX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $15.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $12.0M | ||
| Q1 24 | — | — |
股东权益BCMLPDEX
| Q4 25 | $338.6M | $41.6M | ||
| Q3 25 | $334.3M | $41.5M | ||
| Q2 25 | $330.6M | $36.6M | ||
| Q1 25 | $329.3M | $35.3M | ||
| Q4 24 | $324.4M | $31.8M | ||
| Q3 24 | $321.7M | $30.9M | ||
| Q2 24 | $315.3M | $30.9M | ||
| Q1 24 | $314.2M | $30.9M |
总资产BCMLPDEX
| Q4 25 | $2.6B | $62.3M | ||
| Q3 25 | $2.6B | $64.3M | ||
| Q2 25 | $2.6B | $61.2M | ||
| Q1 25 | $2.6B | $64.3M | ||
| Q4 24 | $2.7B | $60.4M | ||
| Q3 24 | $2.6B | $54.3M | ||
| Q2 24 | $2.6B | $52.5M | ||
| Q1 24 | $2.6B | $50.5M |
负债/权益比BCMLPDEX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.42× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.39× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $3.6M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | $3.5M |
| 自由现金流率自由现金流/营收 | 116.2% | 18.8% |
| 资本支出强度资本支出/营收 | 6.7% | 0.4% |
| 现金转化率经营现金流/净利润 | 4.64× | 1.63× |
| 过去12个月自由现金流最近4个季度 | $51.1M | — |
8季度趋势，按日历期对齐
经营现金流BCMLPDEX
| Q4 25 | $31.8M | $3.6M | ||
| Q3 25 | $7.3M | $2.3M | ||
| Q2 25 | $6.4M | $-173.0K | ||
| Q1 25 | $9.3M | $754.0K | ||
| Q4 24 | $30.4M | $-4.2M | ||
| Q3 24 | $9.6M | $1.9M | ||
| Q2 24 | $7.7M | $1.0M | ||
| Q1 24 | $5.1M | $4.1M |
自由现金流BCMLPDEX
| Q4 25 | $30.1M | $3.5M | ||
| Q3 25 | $6.2M | $2.2M | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $9.1M | $574.0K | ||
| Q4 24 | $28.7M | $-4.7M | ||
| Q3 24 | $9.4M | $1.5M | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | $4.0M |
自由现金流率BCMLPDEX
| Q4 25 | 116.2% | 18.8% | ||
| Q3 25 | 24.3% | 11.9% | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 37.6% | 3.3% | ||
| Q4 24 | 121.1% | -27.9% | ||
| Q3 24 | 36.6% | 9.8% | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | 27.7% |
资本支出强度BCMLPDEX
| Q4 25 | 6.7% | 0.4% | ||
| Q3 25 | 4.3% | 0.5% | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 0.6% | 1.0% | ||
| Q4 24 | 7.2% | 3.2% | ||
| Q3 24 | 1.0% | 2.9% | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 4.7% | 0.8% |
现金转化率BCMLPDEX
| Q4 25 | 4.64× | 1.63× | ||
| Q3 25 | 1.47× | 0.49× | ||
| Q2 25 | 1.00× | -0.14× | ||
| Q1 25 | 1.63× | 0.23× | ||
| Q4 24 | 4.96× | -2.03× | ||
| Q3 24 | 1.60× | 0.77× | ||
| Q2 24 | 1.37× | 0.66× | ||
| Q1 24 | 0.86× | 6.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
