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BayCom Corp（BCML）与SANDRIDGE ENERGY INC（SD）财务数据对比。点击上方公司名可切换其他公司
SANDRIDGE ENERGY INC的季度营收约是BayCom Corp的1.5倍（$39.4M vs $25.9M），SANDRIDGE ENERGY INC净利率更高（54.9% vs 26.5%，领先28.4%），BayCom Corp同比增速更快（9.4% vs 1.1%），BayCom Corp自由现金流更多（$30.1M vs $14.4M），过去两年SANDRIDGE ENERGY INC的营收复合增速更高（14.1% vs 2.9%）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
桑德里奇能源公司是一家专注于油气勘探开发的能源企业，核心业务区域位于美国中大陆地区。公司依照特拉华州法律注册设立，总部设于俄克拉荷马州俄克拉荷马城，是北美本土颇具影响力的独立油气生产商。
BCML vs SD — 直观对比
营收规模更大
SD
是对方的1.5倍
$25.9M
营收增速更快
BCML
高出8.3%
1.1%
净利率更高
SD
高出28.4%
26.5%
自由现金流更多
BCML
多$15.6M
$14.4M
两年增速更快
SD
近两年复合增速
2.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $39.4M |
| 净利润 | $6.9M | $21.6M |
| 毛利率 | — | — |
| 营业利润率 | 36.6% | 38.5% |
| 净利率 | 26.5% | 54.9% |
| 营收同比 | 9.4% | 1.1% |
| 净利润同比 | 12.1% | 23.1% |
| 每股收益（稀释后） | $0.63 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLSD
| Q4 25 | $25.9M | $39.4M | ||
| Q3 25 | $25.7M | $39.8M | ||
| Q2 25 | $24.7M | $34.5M | ||
| Q1 25 | $24.3M | $42.6M | ||
| Q4 24 | $23.7M | $39.0M | ||
| Q3 24 | $25.6M | $30.1M | ||
| Q2 24 | $23.8M | $26.0M | ||
| Q1 24 | $24.5M | $30.3M |
净利润BCMLSD
| Q4 25 | $6.9M | $21.6M | ||
| Q3 25 | $5.0M | $16.0M | ||
| Q2 25 | $6.4M | $19.6M | ||
| Q1 25 | $5.7M | $13.0M | ||
| Q4 24 | $6.1M | $17.6M | ||
| Q3 24 | $6.0M | $25.5M | ||
| Q2 24 | $5.6M | $8.8M | ||
| Q1 24 | $5.9M | $11.1M |
营业利润率BCMLSD
| Q4 25 | 36.6% | 38.5% | ||
| Q3 25 | 26.3% | 37.8% | ||
| Q2 25 | 35.3% | 53.7% | ||
| Q1 25 | 31.6% | 28.6% | ||
| Q4 24 | 34.2% | 25.9% | ||
| Q3 24 | 32.4% | 28.3% | ||
| Q2 24 | 31.9% | 23.9% | ||
| Q1 24 | 33.3% | 27.8% |
净利率BCMLSD
| Q4 25 | 26.5% | 54.9% | ||
| Q3 25 | 19.5% | 40.1% | ||
| Q2 25 | 25.8% | 56.6% | ||
| Q1 25 | 23.4% | 30.6% | ||
| Q4 24 | 25.9% | 45.1% | ||
| Q3 24 | 23.5% | 84.8% | ||
| Q2 24 | 23.6% | 33.9% | ||
| Q1 24 | 24.0% | 36.7% |
每股收益（稀释后）BCMLSD
| Q4 25 | $0.63 | $0.59 | ||
| Q3 25 | $0.46 | $0.43 | ||
| Q2 25 | $0.58 | $0.53 | ||
| Q1 25 | $0.51 | $0.35 | ||
| Q4 24 | $0.55 | $0.46 | ||
| Q3 24 | $0.54 | $0.69 | ||
| Q2 24 | $0.50 | $0.24 | ||
| Q1 24 | $0.51 | $0.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $111.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.6M | $510.9M |
| 总资产 | $2.6B | $644.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCMLSD
| Q4 25 | — | $111.0M | ||
| Q3 25 | — | $101.2M | ||
| Q2 25 | — | $102.8M | ||
| Q1 25 | — | $99.7M | ||
| Q4 24 | — | $98.1M | ||
| Q3 24 | — | $92.7M | ||
| Q2 24 | — | $209.9M | ||
| Q1 24 | — | $207.0M |
股东权益BCMLSD
| Q4 25 | $338.6M | $510.9M | ||
| Q3 25 | $334.3M | $492.4M | ||
| Q2 25 | $330.6M | $480.2M | ||
| Q1 25 | $329.3M | $464.9M | ||
| Q4 24 | $324.4M | $460.5M | ||
| Q3 24 | $321.7M | $446.8M | ||
| Q2 24 | $315.3M | $424.8M | ||
| Q1 24 | $314.2M | $419.7M |
总资产BCMLSD
| Q4 25 | $2.6B | $644.0M | ||
| Q3 25 | $2.6B | $619.0M | ||
| Q2 25 | $2.6B | $602.3M | ||
| Q1 25 | $2.6B | $588.3M | ||
| Q4 24 | $2.7B | $581.5M | ||
| Q3 24 | $2.6B | $565.2M | ||
| Q2 24 | $2.6B | $529.6M | ||
| Q1 24 | $2.6B | $527.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $31.7M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | $14.4M |
| 自由现金流率自由现金流/营收 | 116.2% | 36.6% |
| 资本支出强度资本支出/营收 | 6.7% | 43.8% |
| 现金转化率经营现金流/净利润 | 4.64× | 1.46× |
| 过去12个月自由现金流最近4个季度 | $51.1M | $41.5M |
8季度趋势，按日历期对齐
经营现金流BCMLSD
| Q4 25 | $31.8M | $31.7M | ||
| Q3 25 | $7.3M | $25.3M | ||
| Q2 25 | $6.4M | $22.9M | ||
| Q1 25 | $9.3M | $20.3M | ||
| Q4 24 | $30.4M | $26.0M | ||
| Q3 24 | $9.6M | $20.8M | ||
| Q2 24 | $7.7M | $11.4M | ||
| Q1 24 | $5.1M | $15.7M |
自由现金流BCMLSD
| Q4 25 | $30.1M | $14.4M | ||
| Q3 25 | $6.2M | $5.9M | ||
| Q2 25 | $5.6M | $7.3M | ||
| Q1 25 | $9.1M | $13.9M | ||
| Q4 24 | $28.7M | $13.2M | ||
| Q3 24 | $9.4M | $10.8M | ||
| Q2 24 | $7.4M | $9.0M | ||
| Q1 24 | $3.9M | $14.6M |
自由现金流率BCMLSD
| Q4 25 | 116.2% | 36.6% | ||
| Q3 25 | 24.3% | 14.9% | ||
| Q2 25 | 22.8% | 21.0% | ||
| Q1 25 | 37.6% | 32.7% | ||
| Q4 24 | 121.1% | 33.8% | ||
| Q3 24 | 36.6% | 36.1% | ||
| Q2 24 | 31.2% | 34.5% | ||
| Q1 24 | 16.1% | 48.1% |
资本支出强度BCMLSD
| Q4 25 | 6.7% | 43.8% | ||
| Q3 25 | 4.3% | 48.6% | ||
| Q2 25 | 3.0% | 45.2% | ||
| Q1 25 | 0.6% | 15.0% | ||
| Q4 24 | 7.2% | 32.9% | ||
| Q3 24 | 1.0% | 33.3% | ||
| Q2 24 | 1.0% | 9.4% | ||
| Q1 24 | 4.7% | 3.7% |
现金转化率BCMLSD
| Q4 25 | 4.64× | 1.46× | ||
| Q3 25 | 1.47× | 1.58× | ||
| Q2 25 | 1.00× | 1.17× | ||
| Q1 25 | 1.63× | 1.56× | ||
| Q4 24 | 4.96× | 1.48× | ||
| Q3 24 | 1.60× | 0.82× | ||
| Q2 24 | 1.37× | 1.30× | ||
| Q1 24 | 0.86× | 1.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCML
暂无分部数据
SD
| Oil Reserves | $19.0M | 48% |
| Natural Gas Reserves | $11.6M | 30% |
| Natural Gas Liquids Reserves | $8.7M | 22% |
