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BayCom Corp（BCML）与SS Innovations International, Inc.（SSII）财务数据对比。点击上方公司名可切换其他公司
BayCom Corp的季度营收约是SS Innovations International, Inc.的1.8倍（$25.9M vs $14.5M），BayCom Corp净利率更高（26.5% vs -17.0%，领先43.5%），SS Innovations International, Inc.同比增速更快（79.1% vs 9.4%），BayCom Corp自由现金流更多（$30.1M vs $-3.2M），过去两年SS Innovations International, Inc.的营收复合增速更高（99.9% vs 2.9%）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
SS Innovations International, Inc.是一家全球化医疗科技企业，专注于研发、生产创新型外科手术机器人系统，为多地区医疗机构提供高精度、易获取的微创手术机器人平台，致力于提升手术效果、减轻手术操作负担。
BCML vs SSII — 直观对比
营收规模更大
BCML
是对方的1.8倍
$14.5M
营收增速更快
SSII
高出69.7%
9.4%
净利率更高
BCML
高出43.5%
-17.0%
自由现金流更多
BCML
多$33.3M
$-3.2M
两年增速更快
SSII
近两年复合增速
2.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $14.5M |
| 净利润 | $6.9M | $-2.5M |
| 毛利率 | — | 43.9% |
| 营业利润率 | 36.6% | -3.7% |
| 净利率 | 26.5% | -17.0% |
| 营收同比 | 9.4% | 79.1% |
| 净利润同比 | 12.1% | -28.5% |
| 每股收益（稀释后） | $0.63 | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLSSII
| Q4 25 | $25.9M | $14.5M | ||
| Q3 25 | $25.7M | $12.8M | ||
| Q2 25 | $24.7M | $10.0M | ||
| Q1 25 | $24.3M | $5.1M | ||
| Q4 24 | $23.7M | $8.1M | ||
| Q3 24 | $25.6M | $4.4M | ||
| Q2 24 | $23.8M | $4.5M | ||
| Q1 24 | $24.5M | $3.6M |
净利润BCMLSSII
| Q4 25 | $6.9M | $-2.5M | ||
| Q3 25 | $5.0M | $-3.7M | ||
| Q2 25 | $6.4M | $-256.7K | ||
| Q1 25 | $5.7M | $-5.7M | ||
| Q4 24 | $6.1M | $-1.9M | ||
| Q3 24 | $6.0M | $-3.2M | ||
| Q2 24 | $5.6M | $-4.1M | ||
| Q1 24 | $5.9M | $-9.8M |
毛利率BCMLSSII
| Q4 25 | — | 43.9% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 52.8% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 20.0% |
营业利润率BCMLSSII
| Q4 25 | 36.6% | -3.7% | ||
| Q3 25 | 26.3% | -14.3% | ||
| Q2 25 | 35.3% | 1.0% | ||
| Q1 25 | 31.6% | -115.6% | ||
| Q4 24 | 34.2% | -22.7% | ||
| Q3 24 | 32.4% | -73.1% | ||
| Q2 24 | 31.9% | -90.9% | ||
| Q1 24 | 33.3% | -270.3% |
净利率BCMLSSII
| Q4 25 | 26.5% | -17.0% | ||
| Q3 25 | 19.5% | -29.0% | ||
| Q2 25 | 25.8% | -2.6% | ||
| Q1 25 | 23.4% | -111.0% | ||
| Q4 24 | 25.9% | -23.7% | ||
| Q3 24 | 23.5% | -74.0% | ||
| Q2 24 | 23.6% | -91.8% | ||
| Q1 24 | 24.0% | -270.5% |
每股收益（稀释后）BCMLSSII
| Q4 25 | $0.63 | $-0.01 | ||
| Q3 25 | $0.46 | $-0.02 | ||
| Q2 25 | $0.58 | $0.00 | ||
| Q1 25 | $0.51 | $-0.03 | ||
| Q4 24 | $0.55 | $-0.01 | ||
| Q3 24 | $0.54 | $-0.02 | ||
| Q2 24 | $0.50 | $-0.02 | ||
| Q1 24 | $0.51 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.6M | $38.2M |
| 总资产 | $2.6B | $74.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCMLSSII
| Q4 25 | — | $3.2M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $11.4M | ||
| Q1 25 | — | $15.9M | ||
| Q4 24 | — | $466.5K | ||
| Q3 24 | — | $220.4K | ||
| Q2 24 | — | $608.2K | ||
| Q1 24 | — | $948.1K |
股东权益BCMLSSII
| Q4 25 | $338.6M | $38.2M | ||
| Q3 25 | $334.3M | $39.6M | ||
| Q2 25 | $330.6M | $42.0M | ||
| Q1 25 | $329.3M | $40.6M | ||
| Q4 24 | $324.4M | $13.5M | ||
| Q3 24 | $321.7M | $13.7M | ||
| Q2 24 | $315.3M | $14.8M | ||
| Q1 24 | $314.2M | $16.7M |
总资产BCMLSSII
| Q4 25 | $2.6B | $74.2M | ||
| Q3 25 | $2.6B | $69.6M | ||
| Q2 25 | $2.6B | $70.0M | ||
| Q1 25 | $2.6B | $63.5M | ||
| Q4 24 | $2.7B | $42.4M | ||
| Q3 24 | $2.6B | $39.0M | ||
| Q2 24 | $2.6B | $35.7M | ||
| Q1 24 | $2.6B | $35.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $-1.5M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | $-3.2M |
| 自由现金流率自由现金流/营收 | 116.2% | -22.3% |
| 资本支出强度资本支出/营收 | 6.7% | 11.8% |
| 现金转化率经营现金流/净利润 | 4.64× | — |
| 过去12个月自由现金流最近4个季度 | $51.1M | $-22.2M |
8季度趋势，按日历期对齐
经营现金流BCMLSSII
| Q4 25 | $31.8M | $-1.5M | ||
| Q3 25 | $7.3M | $-7.5M | ||
| Q2 25 | $6.4M | $-3.5M | ||
| Q1 25 | $9.3M | $-6.1M | ||
| Q4 24 | $30.4M | $-3.3M | ||
| Q3 24 | $9.6M | $-2.5M | ||
| Q2 24 | $7.7M | $-1.0M | ||
| Q1 24 | $5.1M | $-2.7M |
自由现金流BCMLSSII
| Q4 25 | $30.1M | $-3.2M | ||
| Q3 25 | $6.2M | $-8.2M | ||
| Q2 25 | $5.6M | $-3.8M | ||
| Q1 25 | $9.1M | $-7.0M | ||
| Q4 24 | $28.7M | $-3.4M | ||
| Q3 24 | $9.4M | $-4.2M | ||
| Q2 24 | $7.4M | $-3.1M | ||
| Q1 24 | $3.9M | $-2.8M |
自由现金流率BCMLSSII
| Q4 25 | 116.2% | -22.3% | ||
| Q3 25 | 24.3% | -64.1% | ||
| Q2 25 | 22.8% | -37.7% | ||
| Q1 25 | 37.6% | -136.2% | ||
| Q4 24 | 121.1% | -41.7% | ||
| Q3 24 | 36.6% | -96.9% | ||
| Q2 24 | 31.2% | -69.5% | ||
| Q1 24 | 16.1% | -76.9% |
资本支出强度BCMLSSII
| Q4 25 | 6.7% | 11.8% | ||
| Q3 25 | 4.3% | 5.9% | ||
| Q2 25 | 3.0% | 3.2% | ||
| Q1 25 | 0.6% | 17.0% | ||
| Q4 24 | 7.2% | 1.5% | ||
| Q3 24 | 1.0% | 38.8% | ||
| Q2 24 | 1.0% | 46.8% | ||
| Q1 24 | 4.7% | 3.5% |
现金转化率BCMLSSII
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCML
暂无分部数据
SSII
| System Sales | $13.4M | 92% |
| Other | $1.2M | 8% |
