vs
BayCom Corp（BCML）与TELOS CORP（TLS）财务数据对比。点击上方公司名可切换其他公司
TELOS CORP的季度营收约是BayCom Corp的1.8倍（$46.8M vs $25.9M），BayCom Corp净利率更高（26.5% vs -34.9%，领先61.4%），TELOS CORP同比增速更快（77.4% vs 9.4%），BayCom Corp自由现金流更多（$30.1M vs $8.0M），过去两年TELOS CORP的营收复合增速更高（25.7% vs 2.9%）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
泰洛斯公司（Telos Corporation）是一家信息技术与网络安全企业，总部位于美国弗吉尼亚州阿什本。公司主要服务对象为政府与企业客户，业务合同大部分来自美国国防部，核心客户涵盖美国军方、情报机构、民政部门以及北约盟友机构。
BCML vs TLS — 直观对比
营收规模更大
TLS
是对方的1.8倍
$25.9M
营收增速更快
TLS
高出68.0%
9.4%
净利率更高
BCML
高出61.4%
-34.9%
自由现金流更多
BCML
多$22.1M
$8.0M
两年增速更快
TLS
近两年复合增速
2.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $46.8M |
| 净利润 | $6.9M | $-16.3M |
| 毛利率 | — | 35.0% |
| 营业利润率 | 36.6% | -39.6% |
| 净利率 | 26.5% | -34.9% |
| 营收同比 | 9.4% | 77.4% |
| 净利润同比 | 12.1% | -74.8% |
| 每股收益（稀释后） | $0.63 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLTLS
| Q4 25 | $25.9M | $46.8M | ||
| Q3 25 | $25.7M | $51.4M | ||
| Q2 25 | $24.7M | $36.0M | ||
| Q1 25 | $24.3M | $30.6M | ||
| Q4 24 | $23.7M | $26.4M | ||
| Q3 24 | $25.6M | $23.8M | ||
| Q2 24 | $23.8M | $28.5M | ||
| Q1 24 | $24.5M | $29.6M |
净利润BCMLTLS
| Q4 25 | $6.9M | $-16.3M | ||
| Q3 25 | $5.0M | $-2.1M | ||
| Q2 25 | $6.4M | $-9.5M | ||
| Q1 25 | $5.7M | $-8.6M | ||
| Q4 24 | $6.1M | $-9.3M | ||
| Q3 24 | $6.0M | $-28.1M | ||
| Q2 24 | $5.6M | $-7.8M | ||
| Q1 24 | $5.9M | $-7.4M |
毛利率BCMLTLS
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 37.0% |
营业利润率BCMLTLS
| Q4 25 | 36.6% | -39.6% | ||
| Q3 25 | 26.3% | -4.8% | ||
| Q2 25 | 35.3% | -27.5% | ||
| Q1 25 | 31.6% | -29.5% | ||
| Q4 24 | 34.2% | -37.6% | ||
| Q3 24 | 32.4% | -121.4% | ||
| Q2 24 | 31.9% | -30.3% | ||
| Q1 24 | 33.3% | -28.5% |
净利率BCMLTLS
| Q4 25 | 26.5% | -34.9% | ||
| Q3 25 | 19.5% | -4.1% | ||
| Q2 25 | 25.8% | -26.5% | ||
| Q1 25 | 23.4% | -28.1% | ||
| Q4 24 | 25.9% | -35.4% | ||
| Q3 24 | 23.5% | -118.0% | ||
| Q2 24 | 23.6% | -27.2% | ||
| Q1 24 | 24.0% | -24.9% |
每股收益（稀释后）BCMLTLS
| Q4 25 | $0.63 | $-0.22 | ||
| Q3 25 | $0.46 | $-0.03 | ||
| Q2 25 | $0.58 | $-0.13 | ||
| Q1 25 | $0.51 | $-0.12 | ||
| Q4 24 | $0.55 | $-0.13 | ||
| Q3 24 | $0.54 | $-0.39 | ||
| Q2 24 | $0.50 | $-0.11 | ||
| Q1 24 | $0.51 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $53.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.6M | $96.0M |
| 总资产 | $2.6B | $139.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCMLTLS
| Q4 25 | — | $53.2M | ||
| Q3 25 | — | $59.0M | ||
| Q2 25 | — | $57.0M | ||
| Q1 25 | — | $57.8M | ||
| Q4 24 | — | $54.6M | ||
| Q3 24 | — | $69.8M | ||
| Q2 24 | — | $80.1M | ||
| Q1 24 | — | $93.9M |
股东权益BCMLTLS
| Q4 25 | $338.6M | $96.0M | ||
| Q3 25 | $334.3M | $119.7M | ||
| Q2 25 | $330.6M | $118.4M | ||
| Q1 25 | $329.3M | $126.1M | ||
| Q4 24 | $324.4M | $127.1M | ||
| Q3 24 | $321.7M | $129.5M | ||
| Q2 24 | $315.3M | $149.1M | ||
| Q1 24 | $314.2M | $154.4M |
总资产BCMLTLS
| Q4 25 | $2.6B | $139.9M | ||
| Q3 25 | $2.6B | $164.3M | ||
| Q2 25 | $2.6B | $165.0M | ||
| Q1 25 | $2.6B | $158.1M | ||
| Q4 24 | $2.7B | $158.2M | ||
| Q3 24 | $2.6B | $166.3M | ||
| Q2 24 | $2.6B | $182.4M | ||
| Q1 24 | $2.6B | $195.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $8.0M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | $8.0M |
| 自由现金流率自由现金流/营收 | 116.2% | 17.0% |
| 资本支出强度资本支出/营收 | 6.7% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.64× | — |
| 过去12个月自由现金流最近4个季度 | $51.1M | $29.4M |
8季度趋势，按日历期对齐
经营现金流BCMLTLS
| Q4 25 | $31.8M | $8.0M | ||
| Q3 25 | $7.3M | $9.1M | ||
| Q2 25 | $6.4M | $7.0M | ||
| Q1 25 | $9.3M | $6.1M | ||
| Q4 24 | $30.4M | $-10.5M | ||
| Q3 24 | $9.6M | $-7.1M | ||
| Q2 24 | $7.7M | $-8.0M | ||
| Q1 24 | $5.1M | $-350.0K |
自由现金流BCMLTLS
| Q4 25 | $30.1M | $8.0M | ||
| Q3 25 | $6.2M | $8.7M | ||
| Q2 25 | $5.6M | $6.8M | ||
| Q1 25 | $9.1M | $6.0M | ||
| Q4 24 | $28.7M | $-12.4M | ||
| Q3 24 | $9.4M | $-7.1M | ||
| Q2 24 | $7.4M | $-8.2M | ||
| Q1 24 | $3.9M | $-447.0K |
自由现金流率BCMLTLS
| Q4 25 | 116.2% | 17.0% | ||
| Q3 25 | 24.3% | 16.9% | ||
| Q2 25 | 22.8% | 19.0% | ||
| Q1 25 | 37.6% | 19.5% | ||
| Q4 24 | 121.1% | -47.0% | ||
| Q3 24 | 36.6% | -30.0% | ||
| Q2 24 | 31.2% | -28.9% | ||
| Q1 24 | 16.1% | -1.5% |
资本支出强度BCMLTLS
| Q4 25 | 6.7% | 0.1% | ||
| Q3 25 | 4.3% | 0.9% | ||
| Q2 25 | 3.0% | 0.4% | ||
| Q1 25 | 0.6% | 0.4% | ||
| Q4 24 | 7.2% | 7.1% | ||
| Q3 24 | 1.0% | 0.2% | ||
| Q2 24 | 1.0% | 0.8% | ||
| Q1 24 | 4.7% | 0.3% |
现金转化率BCMLTLS
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BCML
暂无分部数据
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
