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BayCom Corp（BCML）与Valens Semiconductor Ltd.（VLN）财务数据对比。点击上方公司名可切换其他公司
BayCom Corp的季度营收约是Valens Semiconductor Ltd.的1.5倍（$25.9M vs $17.3M），BayCom Corp净利率更高（26.5% vs -42.2%，领先68.7%），BayCom Corp同比增速更快（9.4% vs 8.1%），BayCom Corp自由现金流更多（$30.1M vs $-4.9M）
BayCom Corp是总部位于美国的银行控股公司，旗下拥有海湾商业银行，主要服务北加州地区的中小微企业与零售客户，提供商业贷款、存款产品、个人银行、财富管理等多元金融服务，深耕本土社区金融市场。
瓦伦斯半导体是一家总部位于以色列的无晶圆厂半导体企业，核心产品面向汽车与音视频行业，主打未压缩超高清多媒体内容传输及车内连接应用场景。作为MIPI联盟成员，该公司率先推出了符合MIPI A-PHY标准的商用芯片组，同时也是HDBaseT技术的发明者。
BCML vs VLN — 直观对比
营收规模更大
BCML
是对方的1.5倍
$17.3M
营收增速更快
BCML
高出1.3%
8.1%
净利率更高
BCML
高出68.7%
-42.2%
自由现金流更多
BCML
多$35.0M
$-4.9M
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.9M | $17.3M |
| 净利润 | $6.9M | $-7.3M |
| 毛利率 | — | 63.0% |
| 营业利润率 | 36.6% | -46.4% |
| 净利率 | 26.5% | -42.2% |
| 营收同比 | 9.4% | 8.1% |
| 净利润同比 | 12.1% | 29.3% |
| 每股收益（稀释后） | $0.63 | $-0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCMLVLN
| Q4 25 | $25.9M | — | ||
| Q3 25 | $25.7M | $17.3M | ||
| Q2 25 | $24.7M | $17.1M | ||
| Q1 25 | $24.3M | $16.8M | ||
| Q4 24 | $23.7M | — | ||
| Q3 24 | $25.6M | $16.0M | ||
| Q2 24 | $23.8M | $13.6M | ||
| Q1 24 | $24.5M | — |
净利润BCMLVLN
| Q4 25 | $6.9M | — | ||
| Q3 25 | $5.0M | $-7.3M | ||
| Q2 25 | $6.4M | $-7.2M | ||
| Q1 25 | $5.7M | $-8.3M | ||
| Q4 24 | $6.1M | — | ||
| Q3 24 | $6.0M | $-10.4M | ||
| Q2 24 | $5.6M | $-8.9M | ||
| Q1 24 | $5.9M | — |
毛利率BCMLVLN
| Q4 25 | — | — | ||
| Q3 25 | — | 63.0% | ||
| Q2 25 | — | 63.5% | ||
| Q1 25 | — | 62.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 56.4% | ||
| Q2 24 | — | 61.4% | ||
| Q1 24 | — | — |
营业利润率BCMLVLN
| Q4 25 | 36.6% | — | ||
| Q3 25 | 26.3% | -46.4% | ||
| Q2 25 | 35.3% | -43.3% | ||
| Q1 25 | 31.6% | -56.2% | ||
| Q4 24 | 34.2% | — | ||
| Q3 24 | 32.4% | -76.3% | ||
| Q2 24 | 31.9% | -69.2% | ||
| Q1 24 | 33.3% | — |
净利率BCMLVLN
| Q4 25 | 26.5% | — | ||
| Q3 25 | 19.5% | -42.2% | ||
| Q2 25 | 25.8% | -42.1% | ||
| Q1 25 | 23.4% | -49.4% | ||
| Q4 24 | 25.9% | — | ||
| Q3 24 | 23.5% | -64.6% | ||
| Q2 24 | 23.6% | -65.2% | ||
| Q1 24 | 24.0% | — |
每股收益（稀释后）BCMLVLN
| Q4 25 | $0.63 | — | ||
| Q3 25 | $0.46 | $-0.07 | ||
| Q2 25 | $0.58 | $-0.07 | ||
| Q1 25 | $0.51 | $-0.08 | ||
| Q4 24 | $0.55 | — | ||
| Q3 24 | $0.54 | $-0.10 | ||
| Q2 24 | $0.50 | $-0.08 | ||
| Q1 24 | $0.51 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $93.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $338.6M | $108.8M |
| 总资产 | $2.6B | $136.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCMLVLN
| Q4 25 | — | — | ||
| Q3 25 | — | $93.5M | ||
| Q2 25 | — | $102.7M | ||
| Q1 25 | — | $112.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $133.1M | ||
| Q2 24 | — | $105.9M | ||
| Q1 24 | — | — |
股东权益BCMLVLN
| Q4 25 | $338.6M | — | ||
| Q3 25 | $334.3M | $108.8M | ||
| Q2 25 | $330.6M | $116.5M | ||
| Q1 25 | $329.3M | $128.6M | ||
| Q4 24 | $324.4M | — | ||
| Q3 24 | $321.7M | $147.0M | ||
| Q2 24 | $315.3M | $153.5M | ||
| Q1 24 | $314.2M | — |
总资产BCMLVLN
| Q4 25 | $2.6B | — | ||
| Q3 25 | $2.6B | $136.7M | ||
| Q2 25 | $2.6B | $144.8M | ||
| Q1 25 | $2.6B | $154.6M | ||
| Q4 24 | $2.7B | — | ||
| Q3 24 | $2.6B | $171.9M | ||
| Q2 24 | $2.6B | $175.8M | ||
| Q1 24 | $2.6B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $31.8M | $-4.7M |
| 自由现金流经营现金流 - 资本支出 | $30.1M | $-4.9M |
| 自由现金流率自由现金流/营收 | 116.2% | -28.5% |
| 资本支出强度资本支出/营收 | 6.7% | 1.6% |
| 现金转化率经营现金流/净利润 | 4.64× | — |
| 过去12个月自由现金流最近4个季度 | $51.1M | $-11.0M |
8季度趋势，按日历期对齐
经营现金流BCMLVLN
| Q4 25 | $31.8M | — | ||
| Q3 25 | $7.3M | $-4.7M | ||
| Q2 25 | $6.4M | $-211.0K | ||
| Q1 25 | $9.3M | $-7.6M | ||
| Q4 24 | $30.4M | — | ||
| Q3 24 | $9.6M | $3.0M | ||
| Q2 24 | $7.7M | $-225.0K | ||
| Q1 24 | $5.1M | — |
自由现金流BCMLVLN
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | $-4.9M | ||
| Q2 25 | $5.6M | $-330.0K | ||
| Q1 25 | $9.1M | $-8.0M | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | $2.2M | ||
| Q2 24 | $7.4M | $-460.0K | ||
| Q1 24 | $3.9M | — |
自由现金流率BCMLVLN
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | -28.5% | ||
| Q2 25 | 22.8% | -1.9% | ||
| Q1 25 | 37.6% | -47.3% | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | 14.0% | ||
| Q2 24 | 31.2% | -3.4% | ||
| Q1 24 | 16.1% | — |
资本支出强度BCMLVLN
| Q4 25 | 6.7% | — | ||
| Q3 25 | 4.3% | 1.6% | ||
| Q2 25 | 3.0% | 0.7% | ||
| Q1 25 | 0.6% | 2.1% | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 1.0% | 4.5% | ||
| Q2 24 | 1.0% | 1.7% | ||
| Q1 24 | 4.7% | — |
现金转化率BCMLVLN
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
