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BALCHEM CORP（BCPC）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
BALCHEM CORP的季度营收约是LendingClub Corp的1.1倍（$270.7M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 14.9%，领先5.6%），LendingClub Corp同比增速更快（15.9% vs 8.1%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs 7.5%）
Balchem Corp是一家全球特种化学品与营养原料供应商，核心业务覆盖人类营养、动物保健、制药、工业应用四大领域，为北美、欧洲、亚太等地区的客户提供定制化专用原料产品。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
BCPC vs LC — 直观对比
营收规模更大
BCPC
是对方的1.1倍
$252.3M
营收增速更快
LC
高出7.8%
8.1%
净利率更高
LC
高出5.6%
14.9%
两年增速更快
LC
近两年复合增速
7.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $270.7M | $252.3M |
| 净利润 | $40.3M | $51.6M |
| 毛利率 | — | — |
| 营业利润率 | 20.5% | — |
| 净利率 | 14.9% | 20.5% |
| 营收同比 | 8.1% | 15.9% |
| 净利润同比 | 8.7% | 341.0% |
| 每股收益（稀释后） | $1.25 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCPCLC
| Q1 26 | $270.7M | $252.3M | ||
| Q4 25 | $263.6M | $266.5M | ||
| Q3 25 | $267.6M | $266.2M | ||
| Q2 25 | $255.5M | $248.4M | ||
| Q1 25 | $250.5M | $217.7M | ||
| Q4 24 | $240.0M | $217.2M | ||
| Q3 24 | $239.9M | $201.9M | ||
| Q2 24 | $234.1M | $187.2M |
净利润BCPCLC
| Q1 26 | $40.3M | $51.6M | ||
| Q4 25 | $39.2M | — | ||
| Q3 25 | $40.3M | $44.3M | ||
| Q2 25 | $38.3M | $38.2M | ||
| Q1 25 | $37.1M | $11.7M | ||
| Q4 24 | $33.6M | — | ||
| Q3 24 | $33.8M | $14.5M | ||
| Q2 24 | $32.1M | $14.9M |
毛利率BCPCLC
| Q1 26 | — | — | ||
| Q4 25 | 35.6% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 36.4% | — | ||
| Q1 25 | 35.2% | — | ||
| Q4 24 | 36.0% | — | ||
| Q3 24 | 35.6% | — | ||
| Q2 24 | 35.5% | — |
营业利润率BCPCLC
| Q1 26 | 20.5% | — | ||
| Q4 25 | 19.8% | 18.8% | ||
| Q3 25 | 20.4% | 21.5% | ||
| Q2 25 | 20.1% | 21.7% | ||
| Q1 25 | 20.4% | 7.2% | ||
| Q4 24 | 19.8% | 5.1% | ||
| Q3 24 | 20.0% | 8.9% | ||
| Q2 24 | 19.6% | 10.4% |
净利率BCPCLC
| Q1 26 | 14.9% | 20.5% | ||
| Q4 25 | 14.9% | — | ||
| Q3 25 | 15.1% | 16.6% | ||
| Q2 25 | 15.0% | 15.4% | ||
| Q1 25 | 14.8% | 5.4% | ||
| Q4 24 | 14.0% | — | ||
| Q3 24 | 14.1% | 7.2% | ||
| Q2 24 | 13.7% | 8.0% |
每股收益（稀释后）BCPCLC
| Q1 26 | $1.25 | $0.44 | ||
| Q4 25 | $1.21 | $0.36 | ||
| Q3 25 | $1.24 | $0.37 | ||
| Q2 25 | $1.17 | $0.33 | ||
| Q1 25 | $1.13 | $0.10 | ||
| Q4 24 | $1.03 | $0.08 | ||
| Q3 24 | $1.03 | $0.13 | ||
| Q2 24 | $0.98 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $72.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $1.5B |
| 总资产 | $1.7B | $11.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCPCLC
| Q1 26 | $72.9M | — | ||
| Q4 25 | $74.6M | — | ||
| Q3 25 | $65.1M | — | ||
| Q2 25 | $65.4M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.5M | — | ||
| Q3 24 | $73.7M | — | ||
| Q2 24 | $63.7M | — |
总债务BCPCLC
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BCPCLC
| Q1 26 | $1.3B | $1.5B | ||
| Q4 25 | $1.3B | $1.5B | ||
| Q3 25 | $1.3B | $1.5B | ||
| Q2 25 | $1.3B | $1.4B | ||
| Q1 25 | $1.2B | $1.4B | ||
| Q4 24 | $1.1B | $1.3B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.1B | $1.3B |
总资产BCPCLC
| Q1 26 | $1.7B | $11.9B | ||
| Q4 25 | $1.7B | $11.6B | ||
| Q3 25 | $1.7B | $11.1B | ||
| Q2 25 | $1.7B | $10.8B | ||
| Q1 25 | $1.6B | $10.5B | ||
| Q4 24 | $1.6B | $10.6B | ||
| Q3 24 | $1.6B | $11.0B | ||
| Q2 24 | $1.6B | $9.6B |
负债/权益比BCPCLC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $40.1M | — |
| 自由现金流经营现金流 - 资本支出 | $33.8M | — |
| 自由现金流率自由现金流/营收 | 12.5% | — |
| 资本支出强度资本支出/营收 | 2.3% | — |
| 现金转化率经营现金流/净利润 | 0.99× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BCPCLC
| Q1 26 | $40.1M | — | ||
| Q4 25 | $67.3M | $-2.7B | ||
| Q3 25 | $65.6M | $-770.8M | ||
| Q2 25 | $47.3M | $-713.1M | ||
| Q1 25 | $36.5M | $-339.3M | ||
| Q4 24 | $52.3M | $-2.6B | ||
| Q3 24 | $51.3M | $-669.8M | ||
| Q2 24 | $45.0M | $-932.5M |
自由现金流BCPCLC
| Q1 26 | $33.8M | — | ||
| Q4 25 | — | $-2.9B | ||
| Q3 25 | — | $-791.8M | ||
| Q2 25 | — | $-803.8M | ||
| Q1 25 | — | $-352.3M | ||
| Q4 24 | — | $-2.7B | ||
| Q3 24 | — | $-682.3M | ||
| Q2 24 | — | $-945.3M |
自由现金流率BCPCLC
| Q1 26 | 12.5% | — | ||
| Q4 25 | — | -1076.0% | ||
| Q3 25 | — | -297.4% | ||
| Q2 25 | — | -323.5% | ||
| Q1 25 | — | -161.8% | ||
| Q4 24 | — | -1237.8% | ||
| Q3 24 | — | -338.0% | ||
| Q2 24 | — | -504.9% |
资本支出强度BCPCLC
| Q1 26 | 2.3% | — | ||
| Q4 25 | — | 52.7% | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 36.5% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 25.0% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.9% |
现金转化率BCPCLC
| Q1 26 | 0.99× | — | ||
| Q4 25 | 1.72× | — | ||
| Q3 25 | 1.63× | -17.41× | ||
| Q2 25 | 1.23× | -18.68× | ||
| Q1 25 | 0.98× | -29.07× | ||
| Q4 24 | 1.56× | — | ||
| Q3 24 | 1.52× | -46.33× | ||
| Q2 24 | 1.40× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
