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富兰克林邓普顿（BEN）与皇家加勒比集团（RCL）财务数据对比。点击上方公司名可切换其他公司
皇家加勒比集团的季度营收约是富兰克林邓普顿的1.9倍（$4.3B vs $2.3B），皇家加勒比集团净利率更高（17.7% vs 15.1%，领先2.6%），皇家加勒比集团同比增速更快（13.3% vs 8.7%），过去两年皇家加勒比集团的营收复合增速更高（6.9% vs 4.0%）
富兰克林资源（运营品牌为富兰克林邓普顿）是美国跨国投资管理控股集团，1947年创立于纽约，纽交所上市代码为BEN，命名源自创始人敬仰的本杰明·富兰克林，是全球知名的综合投资服务机构。
皇家加勒比集团前身为皇家加勒比邮轮有限公司，是仅次于嘉年华公司的全球第二大邮轮运营商。集团总部位于美国佛罗里达州迈阿密，在利比里亚注册，目前全资拥有皇家加勒比国际游轮、名人邮轮、银海邮轮三大品牌，还持有途易邮轮50%的股份。
BEN vs RCL — 直观对比
营收规模更大
RCL
是对方的1.9倍
$2.3B
营收增速更快
RCL
高出4.6%
8.7%
净利率更高
RCL
高出2.6%
15.1%
两年增速更快
RCL
近两年复合增速
4.0%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.3B | $4.3B |
| 净利润 | $346.6M | $753.0M |
| 毛利率 | — | 47.4% |
| 营业利润率 | 14.1% | 21.9% |
| 净利率 | 15.1% | 17.7% |
| 营收同比 | 8.7% | 13.3% |
| 净利润同比 | 77.1% | 36.4% |
| 每股收益（稀释后） | $0.49 | $2.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BENRCL
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $4.3B | ||
| Q3 25 | $2.3B | $5.1B | ||
| Q2 25 | $2.1B | $4.5B | ||
| Q1 25 | $2.1B | $4.0B | ||
| Q4 24 | $2.3B | $3.8B | ||
| Q3 24 | $2.2B | $4.9B | ||
| Q2 24 | $2.1B | $4.1B |
净利润BENRCL
| Q1 26 | $346.6M | — | ||
| Q4 25 | $255.5M | $753.0M | ||
| Q3 25 | $117.6M | $1.6B | ||
| Q2 25 | $92.3M | $1.2B | ||
| Q1 25 | $151.4M | $730.0M | ||
| Q4 24 | $163.6M | $552.0M | ||
| Q3 24 | $-84.7M | $1.1B | ||
| Q2 24 | $174.0M | $854.0M |
毛利率BENRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 47.4% | ||
| Q3 25 | — | 51.8% | ||
| Q2 25 | — | 49.7% | ||
| Q1 25 | — | 48.0% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 47.6% |
营业利润率BENRCL
| Q1 26 | 14.1% | — | ||
| Q4 25 | 12.1% | 21.9% | ||
| Q3 25 | 3.6% | 33.1% | ||
| Q2 25 | 7.5% | 29.3% | ||
| Q1 25 | 6.9% | 23.6% | ||
| Q4 24 | 9.7% | 16.6% | ||
| Q3 24 | -6.8% | 33.4% | ||
| Q2 24 | 10.5% | 26.7% |
净利率BENRCL
| Q1 26 | 15.1% | — | ||
| Q4 25 | 11.0% | 17.7% | ||
| Q3 25 | 5.0% | 30.6% | ||
| Q2 25 | 4.5% | 26.7% | ||
| Q1 25 | 7.2% | 18.3% | ||
| Q4 24 | 7.3% | 14.7% | ||
| Q3 24 | -3.8% | 22.7% | ||
| Q2 24 | 8.2% | 20.8% |
每股收益（稀释后）BENRCL
| Q1 26 | $0.49 | — | ||
| Q4 25 | $0.46 | $2.76 | ||
| Q3 25 | $0.21 | $5.74 | ||
| Q2 25 | $0.15 | $4.41 | ||
| Q1 25 | $0.26 | $2.70 | ||
| Q4 24 | $0.29 | $2.27 | ||
| Q3 24 | $-0.20 | $4.21 | ||
| Q2 24 | $0.32 | $3.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $825.0M |
| 总债务越低越好 | — | $18.2B |
| 股东权益账面价值 | $669.7B | $10.0B |
| 总资产 | — | $41.6B |
| 负债/权益比越低杠杆越低 | — | 1.81× |
8季度趋势，按日历期对齐
现金及短期投资BENRCL
| Q1 26 | — | — | ||
| Q4 25 | — | $825.0M | ||
| Q3 25 | — | $432.0M | ||
| Q2 25 | — | $735.0M | ||
| Q1 25 | — | $386.0M | ||
| Q4 24 | — | $388.0M | ||
| Q3 24 | — | $418.0M | ||
| Q2 24 | — | $391.0M |
总债务BENRCL
| Q1 26 | — | — | ||
| Q4 25 | $2.4B | $18.2B | ||
| Q3 25 | $2.4B | $17.2B | ||
| Q2 25 | $2.7B | $17.6B | ||
| Q1 25 | $2.7B | $18.0B | ||
| Q4 24 | $2.8B | $18.5B | ||
| Q3 24 | $2.8B | $19.0B | ||
| Q2 24 | $3.0B | $19.8B |
股东权益BENRCL
| Q1 26 | $669.7B | — | ||
| Q4 25 | $12.1B | $10.0B | ||
| Q3 25 | $12.1B | $10.1B | ||
| Q2 25 | $12.2B | $9.2B | ||
| Q1 25 | $12.3B | $8.0B | ||
| Q4 24 | $12.5B | $7.6B | ||
| Q3 24 | $12.5B | $7.0B | ||
| Q2 24 | $12.9B | $6.0B |
总资产BENRCL
| Q1 26 | — | — | ||
| Q4 25 | $32.5B | $41.6B | ||
| Q3 25 | $32.4B | $40.1B | ||
| Q2 25 | $32.6B | $38.5B | ||
| Q1 25 | $32.0B | $37.5B | ||
| Q4 24 | $32.4B | $37.1B | ||
| Q3 24 | $32.5B | $37.1B | ||
| Q2 24 | $33.3B | $37.0B |
负债/权益比BENRCL
| Q1 26 | — | — | ||
| Q4 25 | 0.19× | 1.81× | ||
| Q3 25 | 0.20× | 1.70× | ||
| Q2 25 | 0.22× | 1.92× | ||
| Q1 25 | 0.22× | 2.26× | ||
| Q4 24 | 0.22× | 2.44× | ||
| Q3 24 | 0.22× | 2.69× | ||
| Q2 24 | 0.24× | 3.29× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.6B |
| 自由现金流经营现金流 - 资本支出 | — | $116.0M |
| 自由现金流率自由现金流/营收 | — | 2.7% |
| 资本支出强度资本支出/营收 | — | 35.4% |
| 现金转化率经营现金流/净利润 | — | 2.16× |
| 过去12个月自由现金流最近4个季度 | — | $1.2B |
8季度趋势，按日历期对齐
经营现金流BENRCL
| Q1 26 | — | — | ||
| Q4 25 | $-255.1M | $1.6B | ||
| Q3 25 | $-20.7M | $1.5B | ||
| Q2 25 | $1.3B | $1.7B | ||
| Q1 25 | $-50.1M | $1.6B | ||
| Q4 24 | $-145.2M | $1.5B | ||
| Q3 24 | $558.2M | $897.0M | ||
| Q2 24 | $528.4M | $1.6B |
自由现金流BENRCL
| Q1 26 | — | — | ||
| Q4 25 | — | $116.0M | ||
| Q3 25 | $-51.9M | $-989.0M | ||
| Q2 25 | $1.3B | $910.0M | ||
| Q1 25 | $-87.6M | $1.2B | ||
| Q4 24 | $-217.0M | $915.0M | ||
| Q3 24 | $488.4M | $563.0M | ||
| Q2 24 | $482.3M | $-567.0M |
自由现金流率BENRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 2.7% | ||
| Q3 25 | -2.2% | -19.2% | ||
| Q2 25 | 61.4% | 20.1% | ||
| Q1 25 | -4.1% | 30.0% | ||
| Q4 24 | -9.6% | 24.3% | ||
| Q3 24 | 22.1% | 11.5% | ||
| Q2 24 | 22.7% | -13.8% |
资本支出强度BENRCL
| Q1 26 | — | — | ||
| Q4 25 | — | 35.4% | ||
| Q3 25 | 1.3% | 47.8% | ||
| Q2 25 | 0.7% | 18.4% | ||
| Q1 25 | 1.8% | 10.7% | ||
| Q4 24 | 3.2% | 14.7% | ||
| Q3 24 | 3.2% | 6.8% | ||
| Q2 24 | 2.2% | 52.1% |
现金转化率BENRCL
| Q1 26 | — | — | ||
| Q4 25 | -1.00× | 2.16× | ||
| Q3 25 | -0.18× | 0.93× | ||
| Q2 25 | 13.89× | 1.44× | ||
| Q1 25 | -0.33× | 2.23× | ||
| Q4 24 | -0.89× | 2.66× | ||
| Q3 24 | — | 0.81× | ||
| Q2 24 | 3.04× | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BEN
暂无分部数据
RCL
| Passenger | $2.9B | 69% |
| Other | $1.3B | 31% |
